The top-rated truck insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Direct Auto Insurance. This directory lists 14 truck insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Direct Auto Insurance | 2552 Airline Blvd | (757) 405-0202 |
| 5 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 6 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 7 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 8 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 9 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 10 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
Beth Holland - State Farm Insurance Agent serves the Portsmouth, VA, metro area by providing truck insurance policies tailored for local commercial operators. She helps owner-operators and small fleets secure coverage that addresses liability, cargo, and physical damage risks common in this region. Her agency advises clients on the specific insurance requirements needed to comply with federal and state regulations for trucking. In this area, she handles both local delivery truck insurance and long-haul coverage for regional routes.
Rachel Bailey - State Farm Insurance Agent in Portsmouth, VA, provides a full range of truck insurance services, including liability, physical damage, and cargo coverage. The agency offers personalized service plans to help commercial drivers review their policies and adjust their coverage as their hauling needs change over time. In addition to truck insurance, the office also develops maintenance plans for existing clients to ensure their policies keep pace with industry regulations. Rachel Bailey's agency services single-family homes, apartments, retail locations, and restaurants, providing property coverage to a diverse base of local clients.
Nationwide Insurance: Coppedge Insurance Agency Inc. serves local trucking businesses and commercial fleet operators in Portsmouth, VA, by providing tailored truck insurance coverage. The agency assists these clients in managing liability, cargo, and physical damage risks specific to the heavy trucking industry. Its services help transport professionals maintain compliance and protect their assets on regional highways. The company also extends its truck insurance expertise to businesses in the neighboring Chesapeake and Suffolk areas of the Hampton Roads metro region.
Direct Auto Insurance offers specialized coverage options for commercial trucks and their operators in Portsmouth, Virginia. The agency also handles related general insurance services for business vehicles in the region. Navigating local liability requirements and cargo protection is a key part of its daily work. It regularly helps clients understand fleet-specific policies and takes steps to keep delivery and service vehicles compliant during the busy summer shipping season.
Serving Portsmouth, Virginia, and the surrounding Hampton Roads communities, Tracey Vinson - State Farm Insurance Agent provides specialized truck insurance coverage. It handles policies for commercial trucks, protecting operators against liability, cargo damage, and physical asset risks. The company works to understand each driver's unique route and cargo requirements. It typically approaches a job by conducting a thorough assessment of the client's fleet and operational needs to recommend appropriate policy limits and endorsements.
Clients looking for truck insurance can choose between one-time policies for individual needs and recurring plans for ongoing fleet or vehicle coverage. Coverage options protect commercial rigs, cargo, and liability exposures common to Virginia roads. This service operates on a one-time, scheduled, or as-needed basis, accommodating both new buyers and those renewing expiring policies. Located in Portsmouth, VA, Terry Friar - State Farm Insurance Agent serves local owner-operators and regional carriers with these truck insurance offerings tailored to the area’s logistics demands.
Heritage Insurance Agency specializes in commercial truck insurance for owner-operators and fleet owners in Portsmouth, VA. It offers liability, physical damage, and cargo coverage tailored to regional trucking routes. The agency guides clients through policy selection and claims assistance across the Hampton Roads area. When winter weather impacts the Port of Virginia, Heritage helps truckers adjust their coverage for seasonal cargo and route disruptions.
As spring shipping demands increase across Hampton Roads, local truck operators require dependable commercial coverage. Willis Roberts: Allstate Insurance meets this need from its Portsmouth office by tailoring policies that address regional hauling routes and fleet-specific risks. Their truck insurance services help independent drivers and small carriers secure liability, cargo, and physical damage protection. To start, clients complete a free initial assessment that reviews vehicle type, driving history, and coverage requirements.
Members Assurance Property & Casualty in Portsmouth, VA focuses on the distinct risk management needs of commercial trucking operations. Its work extends from standard liability and physical damage coverage to specialty add-ons such as cargo protection, non-trucking liability, and downtime reimbursement for local fleets. The agency provides these policies for owner-operators, small carrier companies with several trucks, and regional delivery services. It can serve offices, warehouses, and food service operations that rely on trucking for their daily supply chain demands.
As the busy shipping season in Hampton Roads brings more trucks onto I-264 and the Monitor-Merrimac Memorial Bridge-Tunnel, Serenity Insurance Agency Portsmouth provides commercial truck insurance coverage to local owner-operators and fleets in Portsmouth, Virginia. This agency focuses on matching policies with the specific risks of hauling cargo through the region's industrial corridors. The process begins by scheduling a free, no-obligation review of the driver’s current coverage and an inspection of the vehicle’s safety equipment and logbook history.
What Does a a Truck Insurance Agent in Portsmouth Cost?
Truck insurance costs in Virginia vary widely based on driving history cargo type and annual miles. A basic policy for a single truck may start around 8000 to 12000 dollars per year. Full coverage with high limits and cargo insurance can exceed 20000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Portsmouth
Truck insurance agents in Portsmouth Virginia help owner operators and fleet owners meet state and federal insurance requirements. Virginia law requires minimum liability coverage of 75000 dollars for bodily injury per person and 150000 dollars per accident for commercial trucks. A local agent can explain how Portsmouth port traffic and I-64 routes affect your premium.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Virginia?
Virginia requires commercial trucks to carry at least 75000 dollars in bodily injury liability per person and 150000 dollars per accident. For property damage the minimum is 20000 dollars. Higher limits are needed for hazardous materials or larger vehicles.
How does a truck insurance agent in Portsmouth help with cargo coverage?
A Portsmouth agent can help you choose cargo coverage that protects goods while they are on your truck. This is important for shipments moving through the Port of Virginia. The agent will explain policy limits and deductibles based on your cargo value.
Can a Portsmouth truck insurance agent help me lower my premium?
Yes an agent can review your driving record vehicle type and annual mileage to find discounts. Safe driver programs and telematics devices may reduce your rate. The agent will also ensure you are not over insured for your specific operation.
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