The top-rated truck insurance agent in Orem, Utah is Advance Insurance, rated 4.8 stars across 1,319 reviews. Other highly rated options include Bear River Mutual Insurance - Keystone Insurance Services, L.A. Bowen Insurance Agency, Inc., Utah Home and Auto Insurance. This directory lists 19 truck insurance agents serving Orem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advance Insurance | 248 S State St | (801) 226-1100 |
| 2 | Bear River Mutual Insurance - Keystone Insurance Services | 980 E 800 N # 204 | (801) 406-3953 |
| 3 | L.A. Bowen Insurance Agency, Inc. | 1345 W 1600 N St | (801) 226-7283 |
| 4 | Utah Home and Auto Insurance | 998 1200 W | (801) 290-8600 |
| 5 | Englund Insurance Group | 350 W Center St | (385) 406-8886 |
| 6 | Hill Insurance & Investments LLC | 183 E 840 S | (801) 226-0606 |
| 7 | Mr. Insurance LLC | 251 E 930 S | (801) 375-5735 |
| 8 | Insurance Of America | 347 E 1200 S | (801) 854-2348 |
| 9 | Caliber Select Insurance | 1434 E 820 N St | (801) 769-1575 |
| 10 | Action Commercial Insurance | 891 S Orem Blvd | (801) 802-0401 |
Advance Insurance serves the Orem, Utah, metro area as a dedicated truck insurance agent. The company assists local commercial drivers, fleet operators, and owner-operators with securing necessary coverage for their vehicles and operations. Routine policies include liability, physical damage, and cargo insurance tailored to regional trucking needs. Navigating state and federal regulatory requirements is a key part of its service to clients. Advance Insurance also handles non-trucking liability coverage and motor truck cargo insurance for local hauls.
Bear River Mutual Insurance - Keystone Insurance Services in Orem, UT provides a full range of truck insurance options tailored to local commercial needs. Their service plans focus on maintaining proper coverage for long-haul and local fleets. Routine policy reviews ensure plans adapt to shifting liabilities and business demands. The agency serves a variety of properties, including single-family homes, apartments, retail, and restaurants.
Commercial trucking businesses and independent owner-operators across the Utah Valley region rely on L.A. Bowen Insurance Agency, Inc. for their truck insurance needs. This Orem-based agency works specifically to understand the unique risks facing the transportation industry, including liability, cargo protection, and physical damage coverage. Their team structures policies to help local trucking firms maintain compliance and manage unexpected operational disruptions. The company also extends its tailored truck insurance services to operators running routes throughout the greater Provo metropolitan area, including Springville.
Serving Orem and the surrounding Utah County communities, Utah Home and Auto Insurance handles commercial truck insurance policies for local owner-operators and small fleets. The agency manages coverage that protects vehicles, cargo, and liability on regional and interstate routes. It focuses on understanding each driver’s specific operational radius and hauling needs. To handle a typical job, it first reviews the client’s driving history and freight type before presenting only the coverage options that directly match those risks.
Englund Insurance Group in Orem, UT specializes in tailored truck insurance coverage, including policies for long-haul operators, local delivery fleets, and independent owner-operators. It also provides general commercial insurance services to support broader business needs. Navigating complex liability requirements and cargo protection plans is a central part of its work. As winter weather impacts road safety and shipping schedules across Utah, the agency helps trucking clients adjust their coverage to mitigate risks from icy routes and seasonal cargo delays.
Hill Insurance & Investments LLC in Orem, UT helps clients distinguish between one-time trip policies and recurring commercial auto agreements. The agency offers coverage for local and long-haul trucking operations, addressing liability and physical damage needs unique to each fleet or independent operator. Assistance includes navigating Utah’s insurance requirements for commercial vehicles transporting goods along regional routes. Service runs on both a scheduled policy review basis and an as-needed basis for new truck purchases or sudden changes in operation size.
As winter weather approaches Orem, UT, trucking professionals face unique risks on icy highways and mountain passes. Mr. Insurance LLC responds by offering specialized truck insurance agent services tailored to local freight operators. The team helps commercial drivers and fleet owners select policies that address cargo liability, roadside breakdowns, and seasonal weather exposure common along Utah corridors. A local agent also explains how differing coverage limits affect long-haul and regional routes. The process begins with a detailed review of each trucking operation during a risk inspection at the business location in Orem.
Insurance Of America provides trucking businesses with the insurance policies they require for fleet operations and cargo coverage. As a truck insurance agent serving the Orem, UT area, it offers liability protection, physical damage coverage, and specialized endorsements for long-haul and local routes. The company works with independent owner-operators as well as larger fleet management companies. It serves commercial entities operating from offices, logistics warehouses, and food service distribution centers.
Caliber Select Insurance provides residential insurance services while also serving trucking clients with commercial coverage in Orem, Utah. As a truck insurance agent, the company addresses coverage needs for local and regional commercial vehicles operating in the area. Policies are structured to help clients manage risks specific to cargo and fleet operations. Representatives follow up between scheduled visits to review policy adjustments and discuss any changes in driving routes or vehicle use, ensuring coverage remains appropriate.
What Does a a Truck Insurance Agent in Orem Cost?
Truck insurance costs in Utah typically range from 800 to 2000 dollars per month for a single truck depending on driving history cargo type and coverage limits. Fleet policies may cost more but offer per vehicle discounts. Factors like your safety record and the value of your cargo also affect the premium. This is general information not insurance advice.
About truck insurance agents in Orem
Truck insurance agents in Orem Utah help owner operators and fleet managers find coverage that meets state requirements. Utah law mandates minimum liability limits of 25 thousand dollars for bodily injury per person and 65 thousand dollars for total bodily injury per accident. Agents also assist with cargo insurance and physical damage coverage tailored to local routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Utah?
Utah requires commercial trucks to carry at least 25 thousand dollars in bodily injury coverage per person and 65 thousand dollars per accident. Higher limits are often needed for interstate hauling or when carrying hazardous materials.
Do I need a special agent for truck insurance in Orem?
Yes. Truck insurance agents in Orem specialize in commercial auto policies that differ from personal car insurance. They understand Utah DOT regulations and can help you get the right endorsements for your operation.
How can a truck insurance agent help with Utah compliance?
An agent can verify that your policy meets Utah financial responsibility laws and any additional requirements from the Utah Department of Transportation. They can also help you file the correct forms with the state.
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