The top-rated truck insurance agent in Clearfield, Utah is Chad Hawks: Allstate Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include Haldon Johnson, Stanger Insurance Clearfield LLC, Janet Silotti - State Farm Insurance Agent. This directory lists 14 truck insurance agents serving Clearfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Hawks: Allstate Insurance | 726 E 700 S | (801) 773-0888 |
| 2 | Haldon Johnson | 1725 Legend Hills Dr STE 345 | (435) 862-8176 |
| 3 | Stanger Insurance Clearfield LLC | 930 State St | (801) 773-1400 |
| 4 | Janet Silotti - State Farm Insurance Agent | 465 State St | (801) 825-0822 |
| 5 | FULL SPECTRUM INSURANCE AGENCY | 1785 E 1450 S Suite 260 | (801) 384-3092 |
| 6 | The Bon Agency Insurance | 1030 University Park Blvd Suite 3 | (801) 773-7570 |
| 7 | Maddy's Insurance Agency | 1412 Legend Hills Dr #105 | (801) 779-2528 |
| 8 | Crowther & Turley Agency: Allstate Insurance | 570 E 1700 S #202 | (801) 546-1199 |
| 9 | Evolution Insurance Professionals | 794 E 700 S | (801) 784-4972 |
| 10 | Eastman Risk Advisors | 270 E 200 S | (801) 515-2513 |
Chad Hawks: Allstate Insurance serves the Davis County area of Utah, including Clearfield. As a truck insurance agent, the company provides policies tailored for commercial vehicles, covering liabilities from cargo damage to roadside accidents. Local trucking businesses depend on agents to navigate regulatory requirements and protect their fleets against operational risks. Claims assistance helps minimize downtime after collisions or weather-related incidents. The agency handles physical damage coverage for heavy-duty trucks and liability protection for long-haul transport.
Haldon Johnson serves business owners, independent truck operators, and fleet managers in Clearfield, Utah, with specialized truck insurance coverage. These policies address liability, cargo, and physical damage risks unique to commercial trucking operations. The agency guides clients through policy options to match their specific hauling needs and operational budgets. Clear explanations of coverage limits and deductibles help clients make informed decisions. Haldon Johnson also extends services to companies hauling freight through the surrounding communities of Ogden and the greater Wasatch Front metropolitan area.
Stanger Insurance Clearfield LLC provides truck insurance agent services to commercial vehicle operators throughout the Clearfield area. It offers policy options that cover a range of trucking exposures, from liability and physical damage to cargo and non-trucking liability. Its service approach emphasizes helping clients maintain proper coverage as their operations grow or change, with periodic policy reviews included in its maintenance plans. The agency regularly services accounts for owner-operators, local delivery fleets, and long-haul carriers. Properties it services include single-family homes, apartments, retail locations, and restaurants.
Serving Clearfield, Utah, and the surrounding communities in Davis and Weber counties, Janet Silotti - State Farm Insurance Agent provides truck insurance for commercial vehicles and fleet operators. The agency handles coverage needs such as liability, physical damage, and cargo protection for local trucking companies. It works with independent owner-operators and larger transport fleets to secure policies that meet state requirements. To handle a typical job, the office begins with a review of each client’s operational routes and vehicle specifications before tailoring a coverage plan.
Full Spectrum Insurance Agency in Clearfield, UT provides clients with a distinction between one-time policy purchases for short-term needs and ongoing protection plans that are renewed regularly. Coverage options for trucking operations include liability, physical damage, and cargo insurance designed for local routes. The agency also advises on compliance with regional regulations affecting commercial trucking. Service operates on an as-needed basis, with agents available to assist when clients request a policy review, amendment, or new quote.
The Bon Agency Insurance in Clearfield, UT, specializes in commercial truck insurance, offering tailored coverage for local and long-haul operators. It provides general insurance services to protect vehicles, cargo, and liability exposures common in the transportation industry. This agency helps trucking businesses maintain compliance with regulatory requirements. As winter weather impacts northern Utah road conditions, the agency assists clients in reviewing policies to ensure adequate coverage for seasonal hazards like ice, snow, and reduced visibility.
Maddy's Insurance Agency works directly with local trucking operators to secure liability, physical damage, and cargo coverage for their fleets. For those needing additional protection, the company offers specialized endorsements such as non-trucking liability, rental reimbursement, and medical payments. By tailoring each policy to individual risk exposures, the agency helps drivers comply with state and federal requirements. It assists commercial sectors including distribution centers, cold storage warehouses, and food service operations.
Winter storms and seasonal construction projects often leave Utah’s commercial drivers in need of added liability protection. Crowther & Turley Agency: Allstate Insurance in Clearfield, UT responds by helping local truck operators compare coverage options suited to their specific fleet size and cargo type. The agency reviews current policies to identify gaps in cargo insurance or physical damage coverage. A truck insurance agent will schedule a vehicle inspection and initial risk assessment before issuing a tailored policy quote.
Evolution Insurance Professionals supplies residential truck insurance coverage in Clearfield, Utah. The agency also offers full commercial policies for fleet operators throughout northern Utah. Policyholders can bundle liability, cargo, and physical damage protections into single comprehensive plans. A dedicated agent reviews each trucker’s route history and vehicle specifications to tailor coverage. Regular clients often reschedule follow-up appointments by phone or email between renewal cycles to adjust limits after seasonal changes in freight volume.
Eastman Risk Advisors, based in Clearfield, UT, is known for providing tailored insurance coverage solutions specifically for local trucking operations and independent owner-operators. The company serves commercial fleets by assessing cargo liability, physical damage, and other region-specific risks common to Utah’s freight corridors. Agents work closely with drivers to match policies with their operational needs and budget. Policyholders can also access separate coverage for non-trucking liability protection while a vehicle is used for personal errands.
What Does a a Truck Insurance Agent in Clearfield Cost?
Typical annual premiums for a single truck in Utah range from 8000 to 15000 dollars for basic liability coverage. Full coverage with physical damage and cargo insurance can cost 12000 to 25000 dollars per year. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Clearfield
Truck insurance agents in Clearfield Utah help owner-operators and fleet managers find coverage that meets Utah Department of Transportation requirements. Utah law mandates minimum liability insurance of 750000 dollars for interstate commercial trucks. Local agents understand the specific needs of trucks operating along I-15 and the Wasatch Front.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Utah?
Utah requires commercial trucks to carry at least 750000 dollars in liability insurance for interstate operations. Intrastate trucks may have lower minimums depending on cargo and vehicle weight. An agent can help you confirm the exact limits for your operation.
Do I need a special license to sell truck insurance in Clearfield?
Yes, agents must hold a valid Utah insurance producer license with a property and casualty line of authority. They must also complete continuing education credits every two years to maintain their license.
How does Utah law affect truck insurance rates?
Utah is a fault state, meaning the at-fault drivers insurance pays for damages. This can increase rates for drivers with accidents. Additionally, Utahs comparative negligence law can reduce a payout if the driver is partially at fault.
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