The top-rated truck insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Zach Hadley Insurance LLC - Platinum Group, David Jarnagin Insurance - Platinum Insurance Group. This directory lists 13 truck insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 4 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 5 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 6 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 7 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 8 | Doug Wood - State Farm Insurance Agent | 38 E 200 N | (801) 544-2911 |
| 9 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
| 10 | 1 Stop Shop Insurance | 330 N Main St | (801) 452-5588 |
Ken Graham - State Farm Insurance Agent serves the Kaysville, UT metro area and surrounding Davis County communities. This agency focuses specifically on truck insurance, addressing the unique liability and physical damage exposures that commercial trucks face on Utah roadways. Policies are tailored to protect both owner-operators and small fleet businesses from accident-related costs. The agency handles coverage for semi-trucks, box trucks, and other commercial vehicles operating in the region. It also provides specialized cargo insurance to protect goods in transit.
Affinity Insurance Group provides personalized truck insurance solutions tailored to commercial fleet operators and independent owner-operators in the Kaysville, UT area. Its comprehensive service plans include policy reviews, liability coverage adjustments, and cargo protection options. The agency also offers ongoing coverage maintenance to help clients remain compliant with changing DOT regulations. Affinity Insurance Group serves a range of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Zach Hadley Insurance LLC - Platinum Group serves trucking businesses and independent owner-operators in and around Kaysville, Utah. The agency provides commercial truck insurance coverage for a range of vehicles, from long-haul rigs to local delivery trucks. Clients work with an agent to tailor policies that meet the specific needs of their fleet operations. The company also offers assistance navigating the complexities of liability, cargo, and physical damage coverage. In addition to Kaysville, the agency covers the greater Ogden metropolitan area.
Serving Kaysville, Utah, and the surrounding communities, David Jarnagin Insurance - Platinum Insurance Group handles comprehensive coverage for commercial trucking operations. The agency addresses the specific insurance needs of local owner-operators and regional fleets. Understanding the unique risks of the area’s roads and logistics, it provides liability, physical damage, and cargo protection policies. For a typical job, the agency first assesses a client’s unique fleet size and routes, then matches them with appropriate coverage from its network of carriers.
Choice Plus Insurance in Kaysville, UT, distinguishes between truck insurance options designed for a single trip and recurring policies that cover ongoing commercial operations. Their coverage addresses liability, physical damage to the vehicle, and cargo protection for local and regional freight hauling. They help drivers and fleet owners meet legal requirements and manage financial risks on the road. Service for truck insurance is available on a one-time, scheduled, or as-needed basis to accommodate different route schedules and seasonal demands.
Based in Kaysville, Utah, Metcalfe and Associates offers specialized truck insurance agent services for commercial fleets and owner-operators. It provides assistance in securing liability, physical damage, and cargo coverage tailored to regional hauling needs. The company generally works with local drivers navigating Utah’s unique road conditions and regulatory requirements. When heavy winter snow or summer construction routes challenge delivery schedules, the agency helps clients review their policies to ensure adequate protection for seasonal risk shifts.
Farmers Insurance - Bob Hackmeister provides commercial coverage for trucking operations in Kaysville and the surrounding Utah area. The agency specializes in tailoring policies with add-ons such as cargo protection, roadside assistance, and liability extensions for over-the-road vehicles helping clients manage risk. Services are available for independent owner-operators and larger firms delivering goods across local and regional routes. The agency can assist businesses running offices, maintaining warehouses, or operating food service fleets.
As winter weather creates hazardous roads across northern Utah, local truck operators in Kaysville turn to Doug Wood - State Farm Insurance Agent for reliable commercial coverage. This agency addresses the unique risks of hauling heavy loads through mountain passes and busy interchanges. They work with owner-operators and small fleets to secure policies that meet state requirements and cargo protection needs. A thorough review of vehicle specifications, driving history, and typical delivery routes occurs during the initial risk assessment conducted at the first appointment.
MVP Insurance Agency of Kaysville, UT is known for providing truck insurance coverage to commercial vehicle operators throughout the region. The agency helps local and long-haul drivers secure policies that address unique operational risks on the road. Typical services include liability protection, physical damage coverage, and cargo insurance for a variety of trucking businesses. A specialty add-on it can arrange is non-trucking liability insurance for drivers when the rig is used for personal travel.
1 Stop Shop Insurance serves residential clients in Kaysville with personal truck insurance needs. The agency also provides commercial coverage for business vehicles operating throughout the local Utah area. As a truck insurance agent, they help clients navigate policy options for both personal and commercial trucks. The firm regularly works with customers to review their coverage needs between scheduled visits and follows up to adjust policies as circumstances change. This ongoing support ensures that clients maintain appropriate protection over time without needing to seek out a new agent.
What Does a a Truck Insurance Agent in Kaysville Cost?
Truck insurance costs in Utah typically range from $8,000 to $15,000 per year for a single owner-operator, depending on driving history, cargo type, and coverage limits. Fleet policies can cost more based on the number of vehicles and miles driven. This is general information and not insurance advice.
About truck insurance agents in Kaysville
Truck insurance agents in Kaysville, Utah help owner-operators and fleet managers secure coverage that meets state and federal requirements. Utah law mandates minimum liability insurance for commercial trucks, and local agents can guide you through the specific limits and endorsements needed for your operation.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Utah?
Utah requires commercial trucks to carry at least $750,000 in liability insurance for interstate operations, as set by the Federal Motor Carrier Safety Administration. Intrastate trucks may have different minimums based on cargo and vehicle weight.
Do I need a local agent in Kaysville for my truck insurance?
Using a local agent in Kaysville can help you understand Utah-specific regulations, such as the state's no-fault insurance laws and the Utah Commercial Driver License requirements. They can also assist with claims and policy adjustments quickly.
Can I bundle my truck insurance with other policies in Utah?
Many truck insurance agents in Kaysville offer package options that combine liability, cargo, and physical damage coverage. Bundling can simplify your payments and may provide discounts, but each policy is tailored to your specific trucking needs.
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