The top-rated truck insurance agent in Warwick, Rhode Island is Brook Insurance Associates LLC, rated 4.9 stars across 72 reviews. Other highly rated options include Mark Nickerson - GEICO Insurance Agent, McLane Insurance Agency, The Beacon Mutual Insurance Company. This directory lists 18 truck insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 2 | Mark Nickerson - GEICO Insurance Agent | 80 Lambert Lind Hwy | (401) 244-9044 |
| 3 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 4 | The Beacon Mutual Insurance Company | 1 Beacon Center | (401) 825-2667 |
| 5 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 6 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 7 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 8 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 9 | The Egis Group | 120 Lavan St | (401) 274-0303 |
| 10 | State Insurance Rhode Island | 179 Old Warwick Ave | (401) 655-2829 |
Brook Insurance Associates LLC in Warwick, RI provides truck insurance agent services including policy analysis, coverage consultation, and claims support for commercial vehicles. Its maintenance plans typically involve reviewing fleet liabilities and adjusting policies for regulatory compliance. This agency focuses on protecting trucks used for local and regional freight operations. The properties it services include single-family homes, apartments, retail establishments, and restaurants involved in goods transportation.
Mark Nickerson - GEICO Insurance Agent serves Warwick, Rhode Island, and the surrounding Providence County area, offering truck insurance policies for commercial vehicles and fleets. The agency provides coverage options designed to meet the unique risks faced by local truck operators on highways and city roads. Licensed professionals assist with navigating policy terms and liability requirements. The company handles tailored liability protection and physical damage coverage for trucks operating throughout the region.
McLane Insurance Agency is known for providing truck insurance coverage to commercial drivers and fleet operators in Riverside, RI. Its service range includes policies for local and regional trucking operations, addressing liability and physical damage needs. The agency works to help clients meet Rhode Island’s insurance requirements. As a specialty add-on, it offers coverage for cargo and equipment protection while vehicles are on the road.
The Beacon Mutual Insurance Company in Warwick serves trucking businesses and commercial fleet operators throughout the region. It provides truck insurance agency services, helping clients manage liability coverage, cargo protection, and physical damage policies tailored to their operational needs. The agency works closely with drivers and logistics companies to assess unique risks and secure appropriate insurance solutions. It also serves the Providence metro area, including nearby Cranston, ensuring accessible coverage for a wider network of transportation clients across Rhode Island.
DeGiulio Insurance Group, LLC serves trucking clients in Warwick, Rhode Island, and the surrounding communities of Providence County and the wider New England region. The agency handles commercial truck insurance for local and long-haul operators, including coverage for vehicle liability, cargo protection, and physical damage. It works directly with drivers and fleet owners to identify specific risk exposures for their operations. To handle a typical job, the agency reviews the client's equipment logs and route profiles before matching coverage options to those operational details.
For drivers in Warwick, RI, choosing between a single policy for a new truck and an ongoing relationship with periodic adjustments affects long-term cost and compliance. Ronald Newman Jr: Allstate Insurance provides coverage including liability, cargo, and physical damage tailored for local routes. Understanding individual risk and fleet size helps in structuring the right program. Service is available on a one-time, scheduled, or as-needed basis depending on whether the client requires a single quote or continuous support for renewals and changes.
Fleet owners in Warwick often face seasonal challenges like winter weather that can disrupt delivery schedules. Keith Cloutier Allstate Insurance helps these businesses manage the risk of operating commercial trucks on busy New England roads. The agency reviews the specific cargo types, driving radiuses, and fleet sizes to recommend proper liability and physical damage coverage. Federal regulations require minimum insurance levels for interstate hauling, so the agent verifies that each policy meets those compliance standards. The initial step involves an inspection of the trucks and a review of the drivers' records.
Annarummo & Associates Insurance Agency serves residential clients in Warwick, Rhode Island, with coverage for personal trucks and vehicles. The agency also provides commercial truck insurance policies for local businesses operating fleets or individual rigs throughout the surrounding area. Each policy is tailored to meet specific needs, ensuring proper protection against common road risks and liability concerns. After coverage is arranged, the office schedules follow-up discussions to review any changes in driving habits or usage before the next regular renewal visit.
What Does a a Truck Insurance Agent in Warwick Cost?
Truck insurance costs in Rhode Island vary widely based on driving record, cargo type, and annual mileage. Owner-operators may pay between 8,000 and 15,000 dollars per year for basic liability and physical damage coverage. Fleet policies for multiple trucks can range from 12,000 to 25,000 dollars per vehicle annually. This is general information and not insurance advice.
About truck insurance agents in Warwick
Truck insurance agents in Warwick Rhode Island help owner-operators and fleet managers secure the right coverage for their commercial vehicles. Rhode Island law requires minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. Local agents can also advise on cargo insurance and physical damage coverage tailored to routes through the Providence area.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Rhode Island?
Rhode Island requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability, plus 25,000 dollars for property damage. Higher limits are often needed for interstate operations or leased vehicles.
Do I need special insurance for hauling cargo in Warwick?
Yes, if you carry goods for hire you typically need motor truck cargo insurance. This covers loss or damage to the freight while in your care, custody, or control. Many Warwick agents offer policies that meet federal and state cargo requirements.
How does Rhode Island law affect my truck insurance rates?
Rhode Island is a fault state, meaning the at-fault driver is liable for damages. This can lead to higher premiums for drivers with accidents. Additionally, Rhode Island requires uninsured motorist coverage, which adds to your policy cost.
Truck Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Providence