The top-rated truck insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Jack Tavares: Allstate Insurance, Butler & Messier Insurance. This directory lists 14 truck insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 4 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 5 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 6 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 7 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 8 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 9 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
| 10 | Prime Insurance Agency RI | 112 RI-126 | (401) 552-4281 |
Affordable Insurance serves the Pawtucket metro area and surrounding Providence County as a truck insurance agent. The company works with commercial clients to secure coverage tailored for heavy trucks and fleet operations. Policies address liability, physical damage, and cargo protection required for regional and long-haul routes. Business owners here often need specialized plans for dump trucks, box trucks, and tractor-trailers navigating New England highways. Affordable Insurance handles rental reimbursement and non-trucking liability for owner-operators based in this Rhode Island region.
Andrews Insurance Agency in Pawtucket, RI provides a full range of truck insurance services tailored to local transportation needs. It offers comprehensive coverage options, including liability, physical damage, and cargo protection. The agency’s detailed service and maintenance plans help clients manage risk and keep their commercial vehicles compliant with industry standards. This includes regular policy reviews and assistance with claims processing to minimize downtime. The company serves various property types, including single-family homes, apartments, retail locations, and restaurants operating small fleets in the region.
Jack Tavares: Allstate Insurance serves trucking businesses in Pawtucket, Rhode Island, and the surrounding communities across the Providence metropolitan area. The agency handles commercial truck insurance policies, covering liability, cargo, and physical damage for local and regional operators. Each client’s risk profile and fleet size are reviewed to match appropriate coverage limits from Allstate’s commercial offerings. A typical job involves assessing a driver’s operational routes and vehicle specs, then building a tailored policy that addresses specific exposure points.
Butler & Messier Insurance serves businesses and commercial fleet operators in Pawtucket, Rhode Island, helping them secure coverage for their trucks and cargo. The agency works to match clients with policies that address liability, physical damage, and other common risks facing local transportation companies. Their services include reviewing policy options for semi-trucks and other commercial vehicles. They also assist with insurance needs for neighboring communities throughout the Providence metropolitan area.
Smith Insurance Group in Pawtucket, RI, distinguishes between one-time policy adjustments and recurring coverage management for trucking clients. Their truck insurance services protect tractor-trailers, cargo, and liability exposures common on regional routes. They structure commercial auto and physical damage policies to meet operational and compliance demands. This agency serves both owner-operators requiring single policy arrangements and fleets needing ongoing risk evaluations. Service runs on a scheduled or as-needed basis depending on policy renewal cycles and claims handling requirements.
Garcia Insurance Agency in Pawtucket, RI provides specialty coverage for commercial trucks, including policies for local delivery fleets and long-haul operators. It generally assists drivers and small companies with liability protection, cargo insurance, and physical damage coverage tailored to their routes. The agency helps operators manage annual registration renewals by advising on the required filings for Rhode Island commercial vehicles. During winter months, it also aids clients in adjusting their policies to account for increased risks from icy roads and seasonal cargo delays.
As winter approaches in Pawtucket, drivers face slick roads and increased collision risks for their commercial fleets. All-Star Insurance Agency responds by specializing in truck insurance policies tailored to these seasonal hazards. Their coverage options help local operators manage liability and cargo protection during harsh weather. Every policy begins with a thorough inspection of the vehicle’s safety documentation and operational use to ensure accurate premium calculations for the specific route.
General Insurance LLC provides commercial coverage for local operators in Pawtucket, RI, beginning with liability and physical damage policies for owner-operators and small fleets. Supplementary options commonly include cargo insurance to protect transported goods, coverage for hired and non-owned trailers, and roadside assistance endorsements. The agency’s truck insurance services can be tailored for businesses involved in regional delivery, logistics support, and long-haul operations. Commercial sectors served include warehousing, cold storage, and food service distribution centers.
T & R Svc LLC serves residential clients in Pawtucket for their truck insurance needs, offering guidance on personal and light-duty commercial vehicle coverage. The agency also assists local businesses with commercial truck policies and works with customers across the wider Rhode Island area. Policies cover essential protection for daily routes and property moves. Between regular visits, the agency follows up to review coverage as vehicles or operations change, helping ensure continued suitability for repeat clients.
What Does a a Truck Insurance Agent in Pawtucket Cost?
Truck insurance costs in Rhode Island typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Factors like driving history, cargo type, and annual mileage affect the premium. For example, a local delivery truck may cost less than a long-haul refrigerated rig. This is general information and not insurance advice.
About truck insurance agents in Pawtucket
Truck insurance agents in Pawtucket help local trucking businesses meet Rhode Island financial responsibility requirements. Rhode Island law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. Agents can also guide you on additional coverages like cargo insurance and physical damage protection for your fleet.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Rhode Island?
Rhode Island requires commercial trucks to carry at least 25,000 dollars in bodily injury liability per person, 50,000 dollars per accident, and 25,000 dollars in property damage liability. Higher limits are often needed for interstate hauling or valuable cargo.
How do I find a truck insurance agent in Pawtucket?
You can search online directories or contact the Rhode Island Department of Business Regulation for licensed agents. Local agents in Pawtucket understand regional risks like winter weather and port traffic near Providence.
Does Rhode Island require uninsured motorist coverage for trucks?
Yes, Rhode Island law requires uninsured and underinsured motorist coverage equal to your liability limits unless you reject it in writing. This protects you if an at-fault driver lacks insurance.
Truck Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Kingstown · North Providence · Providence · Warwick