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Find Truck Insurance Agents Near You in Middletown, RI

Browse truck insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated truck insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 10 truck insurance agents serving Middletown.

Showing 10 truck insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
3Hilb Group500 W Main Rd(401) 847-5200
4KVT Insurance LLC2 Corporate Pl(401) 849-8502
5Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
6New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
7The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
8Nationwide Insurance: Roy L Souza999 W Main Rd(401) 849-4100
9Newport Insurance Agency460 E Main Rd(401) 619-1660
10Nationwide Insurance: SIG Insurance Agencies999 W Main Street(401) 849-4100
AM
49 E Main Rd
AAA Middletown
Truck Insurance Agent · Middletown, RI

AAA Middletown serves Newport County and the surrounding communities from its base in Middletown, Rhode Island, as a truck insurance agent. The company helps local commercial vehicle owners navigate mandatory liability coverage and physical damage protection. They work with regional regulations affecting trucks operating on New England highways and coastal routes. Tailored policies for tractor-trailers and delivery fleets are among the services this agency handles in the area.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Truck Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance provides commercial truck insurance and risk management services as a local agent. Their service plans typically include policy reviews to adjust for changing cargo sizes, route modifications, or fleet expansions. Routine maintenance plans also involve checking coverage limits for liability and physical damage. The agency serves local owner-operators, regional delivery fleets, and companies operating heavy-duty trucks. It handles policies for single-family home-related hauling contractors, apartment moving services, retail supply transport providers, and local restaurant supply distributors.

HG
500 W Main Rd
Hilb Group
Truck Insurance Agent · Middletown, RI

Hilb Group serves local trucking businesses and fleet operators in the Middletown area, offering commercial truck insurance designed to protect assets and manage on‑road liability. The agency works with clients to find coverage for vehicles, cargo, and general business risks. Experienced agents help navigate the specific requirements of the transportation industry. Services are also available to businesses across Aquidneck Island, including Newport and Portsmouth.

KI
2 Corporate Pl
KVT Insurance LLC
Truck Insurance Agent · Middletown, RI

KVT Insurance LLC serves clients in Middletown, Rhode Island, and surrounding Newport County communities. It handles commercial truck insurance needs for local owner-operators and small fleets. The agency, categorized as a truck insurance agent, works to connect drivers with coverage that meets regional regulatory and cargo requirements. For a typical job, KVT Insurance reviews each client’s operational profile, including their specific routes and vehicle types, to present suitable policy options.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Truck Insurance Agent · Middletown, RI

Operating as either a one-time specialist or ongoing partner, a truck insurance agent addresses distinct client needs. Coverage typically includes liability, physical damage, and cargo protection for commercial vehicles throughout the region. For operations based in Middletown, RI, Aquidneck Island Insurance offers this category of truck insurance agent service. Such policies help local fleets manage risks on Rhode Island roads. Service is available on both a scheduled and as-needed basis depending on the client’s preference.

NI
674 Aquidneck Ave
New Insurance Agency RI
Truck Insurance Agent · Middletown, RI

New Insurance Agency RI offers specialized truck insurance coverage, including liability, physical damage, and cargo protection for commercial vehicles. The agency also handles general business insurance needs for local operators throughout the Middletown region. Their work involves assessing individual risk factors and matching policies to fleet sizes and driving routes. Brokers provide support during the registration process and help adjust coverage for changing equipment values. Winter weather conditions on nearby highways often require additional roadside assistance endorsements, which the agency reviews each season.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Truck Insurance Agent · Middletown, RI

As local fleets prepare for peak shipping seasons or winter road conditions in and around Middletown, RI, they face pressure to keep their trucks legally covered and insured. The SIG Insurance Agencies addresses this need by providing coverage for commercial trucking operations, helping local owner-operators and small fleets manage liability and cargo risk. Each policy is tailored to a vehicle’s specific use and route. The agency begins with a detailed in-person equipment inspection and review of driving records.

NI
999 W Main Rd
Nationwide Insurance: Roy L Souza
Truck Insurance Agent · Middletown, RI

Nationwide Insurance: Roy L Souza provides tailored commercial auto coverage for vehicles operating in and around Middletown, Rhode Island. This agency specifically structures truck insurance policies that address the unique liability, cargo, and physical damage exposures faced by local fleet operators. Coverage can be customized to protect a range of businesses, including offices requiring light delivery vans, warehouses managing freight trucks, and food service companies with refrigerated transport units.

NI
460 E Main Rd
Newport Insurance Agency
Truck Insurance Agent · Middletown, RI

Newport Insurance Agency in Middletown, RI, provides residential truck insurance services for owner-operators and small fleets. The agency also offers commercial coverage for local delivery and long-haul operations throughout Newport County and beyond. Its agents work with multiple carriers to match policies with individual risk profiles and vehicle types. After a claim is processed or a policy is renewed, the agency follows up to discuss coverage adjustments for any new routes or equipment changes between regular service visits.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Truck Insurance Agent · Middletown, RI

Nationwide Insurance: SIG Insurance Agencies is known for providing tailored coverage solutions for commercial trucking operations in the Middletown area. It serves local owner-operators and small fleet businesses by addressing their unique liability, physical damage, and cargo insurance needs. The agency works to help clients meet state and federal regulatory requirements while ensuring adequate protection on the road. Its specialty service includes offering comprehensive gap insurance coverage to protect truck owners from financial loss after a total vehicle loss.

What Does a a Truck Insurance Agent in Middletown Cost?

Truck insurance costs in Rhode Island vary widely based on vehicle type, driving history, and cargo. A basic policy for a small straight truck may start around 1200 dollars per year while a full coverage policy for a tractor trailer can exceed 5000 dollars annually. Factors like operating radius and safety record also affect premiums. This is general information and not insurance advice.

About truck insurance agents in Middletown

Truck insurance agents in Middletown Rhode Island help commercial truck owners meet state minimum liability requirements. Rhode Island law mandates at least 25 thousand dollars in bodily injury coverage per person and 50 thousand dollars per accident for commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through Newport County.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Rhode Island?

Rhode Island requires commercial trucks to carry at least 25 thousand dollars in bodily injury coverage per person and 50 thousand dollars per accident. Property damage coverage must be at least 25 thousand dollars. Higher limits may be needed for larger trucks or hazardous cargo.

Do I need a specific type of insurance for a dump truck in Middletown?

Yes dump trucks often require commercial auto insurance with higher liability limits due to their weight and use. Many agents recommend adding comprehensive and collision coverage to protect against damage from loading and unloading materials.

Can I get a policy if I have a poor driving record in Rhode Island?

Yes many truck insurance agents in Middletown can help drivers with poor records find coverage. Rhode Island allows insurers to assign higher premiums based on violations but coverage is still available through standard or nonstandard markets.

Truck Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.