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Truck Insurance Agents in Kettering, OH

Browse truck insurance agents serving Kettering, Ohio. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 12 truck insurance agents in Kettering, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429
(937) 438-3400 beckitaylor.com
Eric Evans - State Farm Insurance Agent
1649 E Stroop Rd, Kettering, OH 45429
(937) 298-1011 ericevansohio.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393 rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600 rkjonesins.com
Farmers Insurance - James Berlon
3560 N Marshall Rd Ste 2, Kettering, OH 45429
(937) 297-0218 agents.farmers.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081 spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105 mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100 finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724 simpkins-dellis.com
Farmers Insurance - Stephen Gross
28 E Rahn Rd #101, Kettering, OH 45429
(937) 439-1136 agents.farmers.com
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246 mcfallinsurance.com
Angie Barth - State Farm Insurance Agent
103 W Stroop Rd, Kettering, OH 45429
(937) 434-4300 angiebarth.net

Truck insurance agents in Kettering Ohio help local trucking companies and owner-operators find coverage that meets Ohio Department of Transportation requirements. Ohio law mandates minimum liability limits of 750000 dollars for most commercial trucks. Agents can explain how Ohio filing requirements and intrastate versus interstate rules affect your policy.

What Does a Truck Insurance Agent in Kettering Cost?

Truck insurance costs in Ohio vary widely. A typical policy for a single owner-operator can range from 8000 to 15000 dollars per year. Factors include driving history cargo value and radius of operation. Fleet policies for multiple trucks may cost more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the Ohio minimum insurance requirements for trucks?
Ohio requires commercial trucks to carry at least 750000 dollars in liability coverage for intrastate operations. Interstate carriers must follow federal FMCSA rules with higher minimums. An agent can help you meet both state and federal requirements.
Do I need a specific type of insurance for hauling freight in Ohio?
Yes. If you haul goods for hire you need for-hire trucking insurance which includes cargo coverage. Ohio also requires proof of financial responsibility for any truck registered in the state. An agent can tailor a policy to your specific freight type.
How does Ohio law affect my truck insurance rates?
Ohio is a tort state meaning fault determines liability. Your insurance rates depend on your driving record cargo type and annual mileage. Ohio also has a minimum bodily injury liability of 25000 dollars per person and 50000 dollars per accident for non-commercial vehicles but commercial trucks have higher requirements.