The top-rated truck insurance agent in Kettering, Ohio is Becki Taylor - State Farm Insurance Agent, rated 4.9 stars across 253 reviews. Other highly rated options include Eric Evans - State Farm Insurance Agent, Rathweg Insurance Associates, Inc., Farmers Insurance - James Berlon. This directory lists 12 truck insurance agents serving Kettering.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Becki Taylor - State Farm Insurance Agent | 215 E Stroop Rd | (937) 438-3400 |
| 2 | Eric Evans - State Farm Insurance Agent | 1649 E Stroop Rd | (937) 298-1011 |
| 3 | Rathweg Insurance Associates, Inc. | 2212 S Patterson Blvd | (937) 296-9393 |
| 4 | Farmers Insurance - James Berlon | 3560 N Marshall Rd Ste 2 | (937) 297-0218 |
| 5 | Robert K. Jones Insurance Agency, LTD. | 3809 Wilmington Pike #100 | (937) 294-2600 |
| 6 | Spectrum Insurance Agency | 1625 Springhill Ave | (937) 643-0081 |
| 7 | Finch Insurance Agency | 3058 Woodman Dr | (937) 583-6100 |
| 8 | Walt Kremer Insurance | 4080 Marshall Rd | (937) 298-0105 |
| 9 | Simpkins-Dellis Insurance Agency | 3970 Shroyer Rd | (937) 294-2724 |
| 10 | Farmers Insurance - Stephen Gross | 28 E Rahn Rd #101 | (937) 439-1136 |
Becki Taylor - State Farm Insurance Agent serves the Kettering area and surrounding Montgomery County. The company provides commercial truck insurance policies for local owner-operators and small fleet owners. Agents work with clients to secure liability coverage that meets state regulatory requirements for cargo transport. They also assist with physical damage protection for vehicles used in regional hauling. Comprehensive policies for hired and non-owned trucking operations are handled by this office.
Eric Evans - State Farm Insurance Agent provides tailored truck insurance solutions for local commercial operators in the Kettering area. Its services include liability coverage, physical damage protection, and cargo insurance to meet various fleet needs. The agency offers ongoing policy reviews and claims assistance to help maintain proper coverage. This truck insurance agent services single-family homes, apartments, retail, and restaurants.
Rathweg Insurance Associates, Inc. serves trucking companies and owner-operators in the Kettering area who need commercial auto liability, physical damage, and cargo coverage tailored to fleet operations. The agency helps clients meet Ohio’s mandated insurance requirements while ensuring adequate protection for long-haul and regional routes. Policy discussions focus on matching deductibles and limits to each operator’s risk profile and freight type. The firm also works with businesses transporting goods through surrounding Miami Valley communities, including Dayton and Centerville.
At Farmers Insurance - James Berlon, clients choose between a one-time policy for single truck needs or recurring coverage for ongoing fleet protection. Local truck insurance agents in Kettering, OH, assist with liability, physical damage, and cargo insurance options. They evaluate vehicle usage and routes to match appropriate plans for regional or long-haul operations. Service typically runs on a scheduled basis for renewals and policy reviews, with as-needed support available for claims or coverage adjustments.
Serving Kettering, Ohio, and its surrounding communities, Robert K. Jones Insurance Agency, LTD. specializes in truck insurance for local commercial fleets and independent owner-operators. It handles coverage needs from liability protection to cargo insurance and physical damage policies. The agency works to match each client with appropriate carrier options based on their specific hauling routes and vehicle types. Robert K. Jones Insurance Agency, LTD. begins every typical job by conducting a thorough review of the driver's work history and current policy terms before presenting suitable quotes.
Spectrum Insurance Agency in Kettering, OH provides specialty coverage for commercial trucks, including liability, cargo, and physical damage policies. It also offers standard business insurance options to support local operators with everyday risk management needs. The agency helps owner-operators and small fleets navigate the complex regulations that govern interstate hauling. In winter months, it often assists clients with adjusting policies to account for seasonal hazards like icy roads and equipment downtime caused by extreme cold weather.
Finch Insurance Agency helps trucking and logistics businesses secure coverage for their daily operations, with a strong focus on specialized add-ons like cargo protection and physical damage policies. Operating in Kettering, Ohio, the firm works to align policy limits with the specific risks that fleets face on the road. This truck insurance agent can serve a range of commercial sectors, including delivery offices, distribution warehouses, and local food service operations that rely on dependable vehicles.
Fleets in the Dayton area preparing for the busy shipping season often require reliable commercial coverage. Walt Kremer Insurance in Kettering, OH serves local trucking clients with policies tailored to meet regional driving regulations and cargo requirements. As a dedicated truck insurance agent, the company addresses risks from road debris to liability claims common on Ohio highways. Evaluating a new operator’s trip routes and vehicle loads provides the initial step in this protection process. A review of equipment papers and terminal safety protocols completes the preliminary assessment.
Simpkins-Dellis Insurance Agency serves the Kettering area, assisting local residents with their personal truck insurance needs for everyday driving. The agency also provides commercial coverage for business-owned vehicles operating throughout the region. Whether a client requires protection for a single pickup or a full fleet of delivery trucks, the agency structures policies to match each situation. After an initial consultation or claims process, Simpkins-Dellis follows up to adjust coverage, ensuring repeat service that keeps policies aligned between regular visits.
Farmers Insurance - Stephen Gross in Kettering, OH, is known for providing personalized truck insurance coverage for commercial and owner-operator vehicles in the region. Its services typically include liability, physical damage, and cargo protection tailored to local hauling needs. As a truck insurance agent, Stephen Gross works with clients to review policy options that comply with Ohio’s regulatory requirements. Many motor carriers require immediate certificate of insurance issuance, and this agency often supplies that specialty document to satisfy broker or shipper demands on short notice.
What Does a a Truck Insurance Agent in Kettering Cost?
Truck insurance costs in Ohio vary widely. A typical policy for a single owner-operator can range from 8000 to 15000 dollars per year. Factors include driving history cargo value and radius of operation. Fleet policies for multiple trucks may cost more. This is general information not insurance advice.
About truck insurance agents in Kettering
Truck insurance agents in Kettering Ohio help local trucking companies and owner-operators find coverage that meets Ohio Department of Transportation requirements. Ohio law mandates minimum liability limits of 750000 dollars for most commercial trucks. Agents can explain how Ohio filing requirements and intrastate versus interstate rules affect your policy.
Frequently Asked Questions
What are the Ohio minimum insurance requirements for trucks?
Ohio requires commercial trucks to carry at least 750000 dollars in liability coverage for intrastate operations. Interstate carriers must follow federal FMCSA rules with higher minimums. An agent can help you meet both state and federal requirements.
Do I need a specific type of insurance for hauling freight in Ohio?
Yes. If you haul goods for hire you need for-hire trucking insurance which includes cargo coverage. Ohio also requires proof of financial responsibility for any truck registered in the state. An agent can tailor a policy to your specific freight type.
How does Ohio law affect my truck insurance rates?
Ohio is a tort state meaning fault determines liability. Your insurance rates depend on your driving record cargo type and annual mileage. Ohio also has a minimum bodily injury liability of 25000 dollars per person and 50000 dollars per accident for non-commercial vehicles but commercial trucks have higher requirements.
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