The top-rated truck insurance agent in Cleveland, Ohio is Acceptance Insurance, rated 4.9 stars across 535 reviews. Other highly rated options include CrossCountry Home and Auto Insurance Agency, Mike Fabert - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 21 truck insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3360 Warren Rd | (216) 249-7983 |
| 2 | CrossCountry Home and Auto Insurance Agency | 2160 Superior Ave | (877) 252-2050 |
| 3 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 4 | Direct Auto Insurance | 13217 Superior Ave | (216) 268-4800 |
| 5 | A&A Action Auto Insurance | 3421 Prospect Ave E | (216) 361-8988 |
| 6 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 7 | Four Point Insurance Agency, Inc. | 750 Prospect Ave E APT 706 | (216) 704-6307 |
| 8 | Abc Auto Insurance Agency Inc. | 2311 E 55th St | (216) 881-2600 |
| 9 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 10 | Gluckle Insurance Agency | 4768 Broadview Rd | (216) 404-7511 |
Acceptance Insurance in Cleveland, Ohio offers specialized truck insurance policies for commercial vehicles, delivering coverage options for cargo, liability, and physical damage. It also provides general insurance services designed to meet the needs of local truckers and fleet operators. During winter months, agents help drivers manage the heightened risks of icy roads and frequent cargo delays with appropriate policy adjustments to protect against seasonal claims.
CrossCountry Home and Auto Insurance Agency serves the greater Cleveland, Ohio metro area as a truck insurance agent. The company helps commercial and independent truck operators secure liability coverage for their vehicles and cargo. Local policies address the region’s varied driving conditions and freight regulations. Trucking clients in Cleveland typically need protection for roadside breakdowns and loading dock incidents. CrossCountry also assists with physical damage insurance for the trucks and trailers themselves, along with coverage for non-trucking liability when a vehicle is used for personal trips.
Mike Fabert - State Farm Insurance Agent in Cleveland, Ohio, serves local trucking businesses, owner-operators, and commercial fleet owners with commercial auto liability, physical damage coverage, and cargo insurance. They also assist independent contractors with occupational accident policies tailored for long-haul and regional routes. Policies are designed to address the specific risks of operating heavy trucks on Ohio highways and local roads. The agency additionally covers companies and drivers across the broader Cuyahoga County metro area, including nearby communities such as Parma.
Direct Auto Insurance in Cleveland, Ohio, provides a full range of commercial truck insurance services, including liability, cargo, and physical damage coverage. The agency offers routine policy reviews and claims assistance to help maintain continuous protection for fleet operations. It also structures payment plans to accommodate varying business cash flows. These services are tailored to meet coverage requirements for vehicles that serve local distribution and regional transport needs. The agency supports policies for properties including single-family homes, apartments, retail locations, and restaurants.
Serving Cleveland, Ohio, and its surrounding communities, A&A Action Auto Insurance handles truck insurance needs for local commercial drivers and small fleet owners. This agency works to secure coverage that protects vehicles and cargo on regional routes. It provides necessary liability and physical damage protection for business operations in the area. The staff takes time to review individual driving records and vehicle types, then matches them with appropriate policy options from available carriers.
Ralph P. Sills Insurance Agency specializes in tailored coverage for local trucking companies and independent owner-operators. It also handles broader commercial vehicle policies and personal insurance needs for clients throughout Cleveland, OH. The agency works closely with drivers to understand their unique risk profiles and cargo requirements. When harsh winter weather moves across the Lake Erie region, it helps operators adjust their liability and physical damage coverage to account for increased seasonal road hazards.
As winter weather affects highway conditions across Northeast Ohio, local trucking companies often need to adjust their insurance coverage for seasonal risks. Four Point Insurance Agency, Inc., based in Cleveland, works with commercial truck operators to address these shifting exposure needs. Their agents focus on liability, cargo, and physical damage policies tailored to regional routes and fleet sizes. The process begins with inspecting each client’s current operations and reviewing their logbook records during an initial consultation.
Abc Auto Insurance Agency Inc. in Cleveland, OH distinguishes between one-time commercial auto policies for single hauling jobs and recurring coverage plans for established trucking fleets. The agency structures policies to protect against cargo damage, liability from road accidents, and physical asset loss. Service follows an as-needed model, with policyholders contacting the office when their coverage requirements change or new trucks are added to their operation.
Evarts Tremaine operates as a truck insurance agent in Cleveland, OH, providing liability coverage for commercial fleets and helping owner-operators manage their risk. The agency also offers specialized endorsements such as cargo insurance and physical damage protection to cover assets during transport. Serving a range of commercial sectors, the company works with businesses that include local offices, regional warehouses, and food service operators.
Gluckle Insurance Agency provides residential insurance services to homeowners in Cleveland, Ohio, while also offering specialized commercial coverage for local truck operators. Their policies address the unique liability and cargo risks faced by regional trucking businesses throughout the greater Cleveland area. After initial policy setup, they routinely follow up with clients between regular visits to confirm coverage remains appropriate for changing fleet needs or new routes. This ongoing attention helps ensure each policy keeps pace with the client’s current operations and schedule.
What Does a a Truck Insurance Agent in Cleveland Cost?
Truck insurance costs in Ohio vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator can range from 8,000 to 15,000 dollars per year. Fleet policies often cost more per vehicle but may offer discounts. This is general information and not insurance advice.
About truck insurance agents in Cleveland
Truck insurance agents in Cleveland Ohio help owner-operators and fleet managers meet Ohio commercial auto insurance requirements. Ohio law mandates minimum liability coverage of 25/50/25 for most commercial vehicles, but trucking companies often need higher limits. A local agent can explain Ohio-specific regulations and help you find coverage for cargo, physical damage, and non-trucking liability.
Frequently Asked Questions
What are Ohio minimum insurance requirements for trucks?
Ohio requires commercial auto liability of 25/50/25 for most trucks. This means 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 25,000 dollars for property damage. Many carriers and shippers require much higher limits.
Do I need a specific agent for trucks in Cleveland?
Yes, a truck insurance agent understands the unique risks of hauling freight in the Cleveland area, including interstate routes and local delivery. They can help you meet Ohio Public Utilities Commission requirements if you are a for-hire carrier.
How does Ohio law affect my truck insurance policy?
Ohio is a tort state, meaning fault is assigned in accidents. Your insurance must cover liability and may need to include uninsured motorist coverage. Ohio also requires proof of insurance for all commercial vehicles operating on public roads.
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