The top-rated truck insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Clinton Coble - State Farm Insurance Agent, Amos Jefferies - State Farm Insurance Agent, Ingram Insurance Group. This directory lists 24 truck insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 2 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 3 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 4 | Ingram Insurance Group | 733 Salem Ave | (937) 741-5100 |
| 5 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 6 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 7 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 8 | DANE HARDING INSURANCE | 1291 N Fairfield Rd | (937) 306-8120 |
| 9 | Buckner Insurance | 2217 Miamisburg Centerville Rd | (937) 434-6800 |
| 10 | CoverPoint Insurance Solutions | 3610 Pentagon Blvd Suite 110 | (937) 345-1001 |
Meridian Capstone Insurance serves the Dayton, Ohio metro area as a truck insurance agent. The company helps local trucking businesses obtain policies that meet state and federal operating requirements. It assists owner-operators and small fleets in navigating coverage options such as liability, cargo, and physical damage insurance. With a focus on the specific needs of commercial truck operators in this region, the agency handles claims support and policy adjustments tailored to short-haul and long-haul routes.
Clinton Coble - State Farm Insurance Agent in Dayton, OH, provides truck insurance policies tailored to local commercial drivers and fleet operators. It offers standard liability coverage, cargo protection, and physical damage insurance for vehicles in transit. The agent helps clients evaluate regular policy maintenance needs and adjust plans as their hauling operations change. The company also serves commercial properties such as single-family homes used for home-based businesses, apartment complexes, retail storefronts, and restaurants requiring vehicle and premises protection.
Amos Jefferies - State Farm Insurance Agent provides truck insurance coverage for owner-operators, small fleets, and commercial businesses in Dayton, Ohio. The agency helps clients secure policies that protect vehicles, cargo, and liability exposures common in local freight and delivery operations. Personalized consultations assess each company's unique route patterns and hauling needs to build appropriate coverage packages. The agency also serves neighboring communities in the broader Miami Valley region, including the areas around Huber Heights and Riverside.
Ingram Insurance Group serves Dayton, Ohio, and the surrounding communities of southwestern Ohio with tailored truck insurance coverage. The agency handles a range of commercial auto policies, including liability, physical damage, and cargo insurance for local and long-haul operators. Each client’s fleet size and route profile are reviewed carefully. For a typical job, the agent starts by assessing the specific risks of a trucking operation, then matches those exposures with appropriate coverage options from its carrier network.
Clients of Universal Insurance Agency in Dayton, OH can choose between securing a single policy for a one-time need or establishing an ongoing relationship for recurring coverage management. The firm focuses on helping local commercial drivers find protection that meets regulatory requirements and safeguards their vehicles and cargo. This involves explaining policy details, comparing available options from various insurers, and assisting with claims. Service operates on an as-needed basis, allowing clients to request help when they need a new policy, renewal, or have coverage questions arise.
Spring storms in the Dayton area can bring sudden hail or wind damage to rigs, and Sanderson Insurance Agency helps truck operators address such risks with tailored coverage. As a local truck insurance agent, the company works with commercial drivers to understand their specific hauling needs. They assist with policies that protect against cargo loss, liability, and roadside interruptions common on regional highways. Every new client begins with a thorough review of their current coverage and an initial inspection of their fleet vehicles to identify any gaps.
Wagner Insurance Agency in Dayton, OH helps local businesses manage risk through commercial coverage, with a focus on specialized truck insurance policies. Truck insurance typically protects vehicles and cargo while addressing liability concerns unique to fleet operations. This agency can structure coverage to meet the diverse needs of local companies, from small delivery services to larger logistics providers. Their policies may also extend to protect commercial enterprises operating offices, maintaining warehouses, or running food service establishments.
Dane Harding Insurance is recognized for providing truck insurance coverage in Dayton, Ohio. The agency works with local commercial drivers to protect their vehicles and cargo during transit. It assists operators in managing the specific risks of over-the-road freight and regional delivery work. Policies are arranged based on typical industry requirements, including bodily injury liability and physical damage protection. The agency also has the capability to add coverage for non-trucking liability when the vehicle is used for personal errands.
Buckner Insurance provides residential truck insurance services in Dayton, Ohio, helping local owners protect personal vehicles used for work. The agency also handles commercial coverage for small and large trucking operations throughout the Dayton area. Policies are tailored to meet the specific needs of regional drivers, ensuring compliance with local regulations and liability requirements. Clients can expect thorough guidance during initial enrollment, with ongoing support for claims or policy adjustments. The office schedules follow-up contact between regular visits to address any coverage changes that arise during the policy term.
What Does a a Truck Insurance Agent in Dayton Cost?
Truck insurance in Ohio typically costs between 8000 and 15000 dollars per year for a single owner operator with basic liability. Fleet policies can range from 25000 to over 100000 dollars annually depending on number of trucks and coverage limits. Costs vary by driving history cargo type and deductible chosen. This is general information not insurance advice.
About truck insurance agents in Dayton
Truck insurance agents in Dayton Ohio help owner operators and fleet companies find coverage that meets Ohio commercial vehicle laws. Ohio requires minimum liability insurance of 750000 dollars for intrastate haulers and higher limits for interstate operations. Local agents understand Dayton freight routes and can tailor policies to your specific cargo and driving needs.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Ohio?
Ohio requires at least 750000 dollars in liability coverage for intrastate commercial trucks. For interstate hauling federal minimums apply starting at 750000 dollars for most freight. Higher limits may be needed for hazardous materials or oversized loads.
How do I find a truck insurance agent in Dayton Ohio?
Look for agents specializing in commercial auto or trucking insurance. Many Dayton agencies hold specific trucking market appointments. Check that the agent is licensed in Ohio and has experience with local carriers and Ohio Bureau of Motor Vehicles filings.
What factors affect truck insurance premiums in Ohio?
Premiums depend on driving record vehicle type cargo value and annual mileage. Ohio winter weather and urban routes in Dayton can raise rates. Your agent will review safety programs and fleet size to find competitive quotes.
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