The top-rated truck insurance agent in Concord, North Carolina is Tara Morgan-Barreiro - GEICO Insurance Agent, rated 4.9 stars across 527 reviews. Other highly rated options include Byrd Agency Inc, Trey Siner Insurance Group, The Compass Agency LLC. This directory lists 18 truck insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tara Morgan-Barreiro - GEICO Insurance Agent | 7741 Gateway Ln NW Suite 100 | (980) 258-6340 |
| 2 | Byrd Agency Inc | 797 Davidson Dr NW | (704) 786-2108 |
| 3 | Trey Siner Insurance Group | 247 Church St NE | (704) 795-6878 |
| 4 | The Compass Agency LLC | 638 Concord Pkwy N | (704) 933-8080 |
| 5 | LogRock Inc. | 9 Union St N STE 400 | (980) 580-6010 |
| 6 | Allen & Ballard Insurance Associates | 732 Kannapolis Pkwy | (704) 795-7801 |
| 7 | Pegram & AllCare Insurance Services | 50 Transit Ct NW | (704) 782-1123 |
| 8 | America Insurance & Tax Service | 2401 Poplar Tent Rd | (704) 720-0633 |
| 9 | Madison Insurance Group | 3775 NC-73 | (704) 782-2073 |
| 10 | Ralph or "Britt" Brittain - State Farm Insurance Agent | 280 Concord Pkwy S The Village, #117 | (704) 786-5417 |
Tara Morgan-Barreiro - GEICO Insurance Agent serves the Concord, North Carolina area, providing truck insurance coverage for commercial vehicles operating in and around Cabarrus County. The agency helps local trucking businesses meet state financial responsibility and liability requirements. Coverage options address the specific protection needs of medium and heavy-duty trucks used in regional hauling or local deliveries. Additional services include roadside assistance plans and cargo insurance policies to cover transported goods while in transit.
Byrd Agency Inc provides comprehensive truck insurance services in Concord, North Carolina. It assists commercial vehicle operators with coverage for liability, physical damage, and cargo, alongside customized maintenance plans to help clients manage their fleet protection. The agency focuses on long-term service agreements that support businesses with regular policy reviews and risk management advice. It serves independent truckers,.small freight operators, and regional delivery fleets, along with the owners of single-family homes, apartment complexes, retail stores, and restaurants.
Trucking companies and independent owner-operators in the Concord, NC area turn to Trey Siner Insurance Group for their commercial vehicle coverage needs. The agency helps clients find appropriate policies for liability, physical damage, and cargo protection, working to match coverage with specific fleet sizes and operational risks. Trucking professionals depend on this firm’s local knowledge of the trucking industry in central North Carolina. Its services extend to companies operating throughout the greater Charlotte metro region, including the nearby community of Kannapolis.
The Compass Agency LLC serves truck operators in Concord and surrounding communities across the Cabarrus region, handling commercial truck insurance for local fleets and independent owner-operators. It addresses the specific coverage needs of long-haul and regional trucks, including liability, cargo, and physical damage protection. The agency works directly with drivers to identify the unique risks of their routes and equipment types. To complete a typical job, it compares policy options from several carriers and then recommends a set of coverages tailored to the client’s recent hauling history and cargo profile.
LogRock Inc. in Concord, NC offers both one-time policy purchases for individual needs and scheduled ongoing management for recurring commercial coverage. Their truck insurance agent services help local operators protect vehicles, cargo, and liability exposures under standard industry policies. Service operates on either a one-time basis for single policy placements or as-needed when clients require adjustments, renewals, or claims assistance throughout the year.
As winter weather approaches the Carolina foothills, local trucking companies require coverage that protects against seasonal hazards and freight delays. Allen & Ballard Insurance Associates in Concord, NC, serves regional carriers by connecting them with liability and cargo policies tailored to over-the-road operations. Their brokers review each fleet’s radius, typical cargo, and driver history to match coverage limits with contract requirements. A new agent will first inspect the client’s current commercial auto policy and discuss any recent claims before preparing an initial coverage assessment.
Pegram & AllCare Insurance Services specializes in matching commercial trucking policies to individual fleet needs, and the company also handles general insurance coverages for drivers and small-fleet operators throughout the Concord area. These policies address the unique risks of cargo transport and vehicle liability on local highways and interstates. When a winter weather event causes unexpected delivery delays or icy-road damage, the agency helps policyholders file equipment and cargo claims quickly to minimize downtime.
America Insurance & Tax Service assists local businesses with their commercial auto coverage needs, including liability protection and cargo insurance for trucks operating across Concord and the surrounding region. The agency also advises clients on physical damage coverage to safeguard vehicles from accidents or inclement weather. It can serve companies running logistics from offices, manage fleets operated out of warehouses, or provide policies for independent drivers servicing food service establishments.
Madison Insurance Group provides residential truck insurance services for owner-operators and small fleets in Concord, North Carolina. Commercial coverage options are tailored for regional transport needs throughout the surrounding area. Policies are structured to address liability, cargo, and physical damage exposures common to local trucking operations. The agency maintains ongoing communication between scheduled visits to adjust coverage as clients’ routes or equipment change, ensuring policies remain aligned with evolving business requirements and regulatory updates. This follow-up service helps drivers prepare for renewals and operational shifts.
What Does a a Truck Insurance Agent in Concord Cost?
Truck insurance in North Carolina typically costs between 8,000 and 15,000 per year for a single truck with basic liability coverage. Full coverage with cargo and physical damage can range from 12,000 to 25,000 annually. Costs vary significantly based on driving record, cargo type, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Concord
Truck insurance agents in Concord North Carolina help owner-operators and fleet managers meet state and federal coverage requirements. North Carolina law mandates minimum liability limits of 30/60/25 for commercial vehicles. Local agents understand the specific risks of hauling freight along I-85 and I-77 corridors.
Frequently Asked Questions
What are the minimum liability insurance requirements for trucks in North Carolina?
North Carolina requires commercial trucks to carry at least 30/60/25 bodily injury and property damage liability. For interstate carriers, federal minimums of 750,000 or more may apply depending on cargo type.
How do I find a truck insurance agent in Concord North Carolina?
You can search the North Carolina Department of Insurance website for licensed agents in Concord. Many agents specialize in commercial auto and trucking policies for local and regional routes.
What factors affect truck insurance premiums in Concord North Carolina?
Premiums depend on driving history, cargo type, annual mileage, and vehicle value. Concord agents also consider local accident statistics and North Carolina filing requirements.
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