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Find Truck Insurance Agents Near You in Charlotte, NC

Browse truck insurance agents serving Charlotte, North Carolina. Updated 2026-07-14.

The top-rated truck insurance agent in Charlotte, North Carolina is Curtis Helms Insurance, rated 4.9 stars across 1,603 reviews. Other highly rated options include Pegram Superior Mitchell Insurance Agency, Pegram Insurance, CAP Insurance Group. This directory lists 25 truck insurance agents serving Charlotte.

Showing 25 truck insurance agents in Charlotte, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Curtis Helms Insurance6324 N Tryon St #101(704) 921-2118
2Pegram Superior Mitchell Insurance Agency106 W Arrowood Rd B(704) 527-8543
3Pegram Insurance6824 Albemarle Rd E(704) 536-1919
4CAP Insurance Group1524 E Morehead St Suite 300(704) 540-4200
5Laurie Insurance Group2701 Coltsgate Rd Suite 100(704) 342-2886
6Hutch Ham Agency, Inc.1230 W Morehead St #306(704) 525-6016
7Latorre Insurance124 N McDowell St(704) 566-8181
8Capstone Insurance Agency6132 Brookshire Blvd suite b(704) 391-8483
9Peco Insurance1805 Sardis Rd N Suite 136(704) 837-2942
10Superior Insurance Of Charlotte6914 Matthews-Mint Hill Rd #150(704) 545-7171
CH
6324 N Tryon St #101
Curtis Helms Insurance
Truck Insurance Agent · Charlotte, NC

Curtis Helms Insurance serves the Charlotte, North Carolina, metropolitan area as a truck insurance agent. The agency connects local owner-operators and fleet managers with coverage options tailored for commercial trucking. It addresses the specific insurance needs that arise from operating heavy trucks on highways and through urban freight corridors. Typical policies handled include primary liability coverage and physical damage protection for tractor-trailers and box trucks. The agency also works to secure cargo insurance for goods transported in and around the Charlotte region.

PS
106 W Arrowood Rd B
Pegram Superior Mitchell Insurance Agency
Truck Insurance Agent · Charlotte, NC

Pegram Superior Mitchell Insurance Agency in Charlotte, North Carolina, serves trucking companies, owner-operators, and fleet managers by providing truck insurance policies that address liability, cargo, and physical damage coverage. The agency works with regional and long-haul carriers, helping them secure protection for their vehicles and shipments. Its services include policy reviews and coverage adjustments to meet regulatory requirements. The agency also serves clients across the greater Charlotte metro area, including communities such as Matthews and Pineville.

PI
6824 Albemarle Rd E
Pegram Insurance
Truck Insurance Agent · Charlotte, NC

Pegram Insurance matches trucking clients with liability coverage for their fleet operations and can arrange for physical damage protection on the vehicles themselves. Its work routinely includes advising operators on the required cargo insurance and necessary umbrella excess policies for long-haul routes originating in the Charlotte area. Agents at this firm also help policyholders understand the nuances of motor truck cargo legal liability. The agency serves commercial sectors throughout the region, including local distribution offices, private fleet warehouses, and mobile food service vendors.

CI
1524 E Morehead St Suite 300
CAP Insurance Group
Truck Insurance Agent · Charlotte, NC

For companies needing coverage for a single job or those seeking ongoing protection for a fleet, CAP Insurance Group in Charlotte, NC offers tailored truck insurance plans. Their policies cover essential liability, cargo, and physical damage for commercial vehicles operating throughout the region. The agency works with local long-haul and regional carriers to match coverage levels to their specific operational needs. Their service is provided on an as-needed basis, available whenever a policy requires a review or a new quote is requested.

LI
2701 Coltsgate Rd Suite 100
Laurie Insurance Group
Truck Insurance Agent · Charlotte, NC

As winter weather approaches in Charlotte, hauling fleets need expert navigation for policy renewals and new coverage demands. Laurie Insurance Group provides truck agents who match operators with appropriate liability and cargo protection for regional routes. The firm assists with claims guidance and compliance with evolving federal motor carrier safety requirements. An initial assessment of current coverage levels and local hazard profiles can be scheduled for a thorough policy review.

HH
1230 W Morehead St #306
Hutch Ham Agency, Inc.
Truck Insurance Agent · Charlotte, NC

Hutch Ham Agency, Inc. serves the Charlotte, North Carolina metro area as a dedicated truck insurance agent. The company specializes in providing commercial coverage solutions specifically designed for the trucking industry. It assists local owner-operators and fleet businesses by helping them secure policies that address their unique operational risks and regulatory requirements. Key areas of focus include liability insurance for long-haul routes and comprehensive physical damage coverage for the vehicles themselves.

LI
124 N McDowell St
Latorre Insurance
Truck Insurance Agent · Charlotte, NC

Offering coverage for long-haul trucking, fleet operations, and owner-operators, Latorre Insurance serves as a Truck Insurance Agent in Charlotte, North Carolina. The agency works to secure policies that address cargo liability, physical damage, and the specific liability concerns common to commercial vehicles on southern highways and interstates. It assists businesses in navigating the region’s regulatory and coverage requirements. Before each hurricane or winter storm season, it helps trucking companies review and adjust their deductibles and cargo coverage to minimize disruptions from weather-related delays or road closures.

CI
6132 Brookshire Blvd suite b
Capstone Insurance Agency
Truck Insurance Agent · Charlotte, NC

Capstone Insurance Agency provides commercial truck insurance and local coverage options for owner-operators and small fleets in Charlotte, North Carolina. Their ongoing policy review service helps adjust liability limits and physical damage coverage as business needs change. Regular consultations address cargo insurance, non-trucking liability, and umbrella protection for regional haulers operating across the Southeast. The agency also services apartments, retail storefronts, and restaurants requiring commercial auto endorsements tied to their business property policies.

PI
1805 Sardis Rd N Suite 136
Peco Insurance
Truck Insurance Agent · Charlotte, NC

Peco Insurance serves trucking companies and independent owner-operators in Charlotte, North Carolina. The agency provides commercial auto and cargo liability coverage for short-haul and long-distance fleets. Clients also receive guidance on regulatory compliance and risk mitigation specific to the region’s major freight corridors. The firm understands the unique insurance needs of drivers navigating urban routes and interstate transport. Its coverage area extends throughout the greater Charlotte metro, including the neighboring city of Concord where many regional logistics firms are based.

SI
6914 Matthews-Mint Hill Rd #150
Superior Insurance Of Charlotte
Truck Insurance Agent · Charlotte, NC

Springtime in Charlotte means highway construction ramps up and more trucks hit the road carrying raw materials and inventory. Superior Insurance Of Charlotte specializes in matching area carriers and owner-operators with commercial auto liability and cargo policies that meet seasonal demands. Their truck insurance agents evaluate each fleet’s typical routes, load types, and driving radius to balance coverage levels with premium costs. A physical inspection of your rigs is scheduled before finalizing any binder.

PI
2701 Coltsgate Rd STE 101
Pegram Insurance
Truck Insurance Agent · Charlotte, NC
(704) 494-9495
pegramonline.com
MM
6101 Carnegie Blvd #415
Mark McDuffie Insurance Agency
Truck Insurance Agent · Charlotte, NC
(704) 364-9227
mcduffieinsurance.com
AI
537 W Sugar Creek Rd Ste 104B
A1 Insurance Agency
Truck Insurance Agent · Charlotte, NC
(704) 598-4442
a1insurancepros.com
TI
809 E Arrowood Rd #2050
Transnational Insurance Agency
Truck Insurance Agent · Charlotte, NC
(704) 322-7675
transnationalinsurance.com
PI
233 S Sharon Amity Rd #103
Piedmont Insurance Associates
Truck Insurance Agent · Charlotte, NC
(866) 308-4704
piedmont-ins.com
SC
11220 Elm Ln Ste 202
State & Co Insurance LLC
Truck Insurance Agent · Charlotte, NC
(980) 475-8075
statecoinsurance.com
TY
7725 Matthews-Mint Hill Rd
Todd Younker - State Farm Insurance Agent
Truck Insurance Agent · Charlotte, NC
(704) 545-9111
toddyounker.biz
HG
5113 Piper Station Dr #207
Hilb Group
Truck Insurance Agent · Charlotte, NC
(704) 552-5888
charlotteinsurance.com
AI
1927 S Tryon St #205
Assurtrak Insurance Brokers, LLC
Truck Insurance Agent · Charlotte, NC
(704) 771-1294
assurtrak.com
CI
7130 Matthews-Mint Hill Rd
Charlotte Insurance Group
Truck Insurance Agent · Charlotte, NC
(704) 545-6700
charlotteinsurancegroup.com
RI
11220 Elm Ln Ste 200
RJR Insurance Agency
Truck Insurance Agent · Charlotte, NC
(704) 543-2700
rjrinsuranceagency.com
FI
4614 Wilgrove Mint Hill Rd
Fortitude Insurance Advisors
Truck Insurance Agent · Charlotte, NC
(980) 825-9969
fortitudeins.com/contact/refer-us
DT
10701 Serape Rd
Duke Truck Insurance
Truck Insurance Agent · Charlotte, NC
(980) 475-8076
duketruckinsurance.com
RI
13925 Ballantyne Corporate Pl #425
RDR Insurance Services
Truck Insurance Agent · Charlotte, NC
(704) 553-1617
rdrins.com
CT
233 S Sharon Amity Rd
Commercial Truck Insurance
Truck Insurance Agent · Charlotte, NC
(866) 308-4704
commercialtruck.insure/contact-us

What Does a a Truck Insurance Agent in Charlotte Cost?

Truck insurance costs in Charlotte North Carolina vary widely based on driving record vehicle type and cargo. A typical policy for a single truck may range from 8,000 to 15,000 dollars per year for basic liability. Full coverage with cargo and physical damage can cost 15,000 to 25,000 dollars annually. This is general information and not insurance advice.

About truck insurance agents in Charlotte

Truck insurance agents in Charlotte North Carolina help owner operators and fleets meet state and federal insurance requirements. North Carolina law requires minimum liability coverage of 30/60/25 for commercial trucks. Agents can also advise on cargo insurance and physical damage coverage for local routes.

Frequently Asked Questions

What are the minimum insurance requirements for a commercial truck in North Carolina?

North Carolina requires at least 30/60/25 liability coverage for bodily injury and property damage. This means 30,000 dollars per person, 60,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.

Do I need a special license to sell truck insurance in Charlotte?

Yes agents must hold a North Carolina insurance producer license for property and casualty lines. They must also complete continuing education credits every two years to maintain their license.

Can a truck insurance agent help with North Carolina Department of Motor Vehicle filings?

Yes many agents assist with filing proof of insurance with the North Carolina DMV. This is required to register a commercial vehicle and maintain valid plates. Agents can also help with SR22 filings if needed.

Truck Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.