The top-rated truck insurance agent in Burlington, North Carolina is Don Allred Insurance, rated 5.0 stars across 441 reviews. Other highly rated options include Shawn Smith: Allstate Insurance, Adam Parker Insurance & Financial Services, Inc - State Farm, Encore Insurance Advisors. This directory lists 20 truck insurance agents serving Burlington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Don Allred Insurance | 3001 S Church St | (336) 584-2705 |
| 2 | Shawn Smith: Allstate Insurance | 3251 S Church St | (336) 229-6103 |
| 3 | Adam Parker Insurance & Financial Services, Inc - State Farm | 1183 University Dr #103 | (336) 584-9231 |
| 4 | Encore Insurance Advisors | 1066 S Church St | (336) 228-9200 |
| 5 | Pegram Prevatte Insurance | 1105 S Church St | (336) 226-4044 |
| 6 | Erika Castaneda: Allstate Insurance | 1229 S Main St | (336) 222-9315 |
| 7 | Direct Auto Insurance | 2563 S Church St | (336) 226-5887 |
| 8 | Jennings Bryan-Chappell Ins. | 926 S Main St | (336) 227-7458 |
| 9 | Relation Insurance - Glick Group | 2326 S Church St c | (336) 228-0525 |
| 10 | Central Carolina Insurance Advisors Inc. | 2855 S Church St #A | (336) 524-0209 |
Don Allred Insurance serves the Burlington, North Carolina, area as a truck insurance agent. The agency assists commercial trucking clients with liability coverage designed for local and regional hauling operations. Policies are arranged to address the specific risks faced by owner-operators and small fleets moving freight in and around Alamance County. The agent works with carriers to secure coverage for physical damage to vehicles and cargo protection during transit.
Shawn Smith: Allstate Insurance provides truck insurance coverage for commercial vehicles operating in and around Burlington, NC. Service plans focus on matching policy options to distinct business needs, with maintenance plans that support fleet compliance and risk management over time. The agency handles necessary documentation and works to keep coverage current for changing operational requirements. It provides insurance services for single-family homes, apartments, retail, and restaurants.
Serving Burlington, North Carolina, and the surrounding communities of Alamance County, Adam Parker Insurance & Financial Services, Inc - State Farm handles truck insurance policies for local owner-operators and small fleet businesses. The agency addresses the specific coverage needs that commercial vehicles require, such as liability protection and cargo insurance. They help clients comply with state and federal regulations for hauling goods. For a typical job, the agent begins by reviewing a driver’s routes and vehicle specifications, then recommends a customized policy from available coverage options to meet their operational risks.
Encore Insurance Advisors in Burlington, NC distinguishes between one-time policies for temporary trucking needs and recurring plans that renew automatically for ongoing operations. Their coverage typically addresses liability, physical damage, and cargo protection specific to commercial vehicles. Service operates entirely on a scheduled basis, with regular policy reviews and renewal processing aligned to each client’s insurance cycle.
Pegram Prevatte Insurance serves local trucking business owners and independent operators in Burlington, NC, providing coverage for commercial vehicles, cargo, and liability needs. The agency tailors policies to match the unique risks of short-haul and long-haul trucking operations common in this region. It helps clients navigate insurance requirements for fleets or single trucks. The company also extends its truck insurance services to drivers and companies operating within the surrounding Alamance County communities and closer to the Greensboro metro area.
As spring shipping ramps up through the Piedmont Triad region, local truck operators in and around Burlington face the challenge of securing proper liability coverage for heavy commercial vehicles. Erika Castaneda: Allstate Insurance provides truck insurance agent services tailored to fleet and owner-operator needs. Each policy is designed to meet state filing requirements and protect cargo assets during regional and long-haul routes. The initial assessment begins with a walk-around inspection of the insured trucks to verify unit details and safety equipment.
Specializing in commercial coverage for trucks of all sizes, Direct Auto Insurance serves Burlington drivers as a dedicated truck insurance agent. The company helps owner-operators and small fleets meet state requirements with appropriate liability and cargo policies. Its general service work includes reviewing policy specifics to address common risks faced on North Carolina highways. As winter weather impacts routes along nearby interstates, the agency can assist with securing coverage against freeze-related cargo damage or road hazard repairs.
Jennings Bryan-Chappell Ins. serves truck owners in Burlington with residential truck insurance policies covering personal-use vehicles. The agency also provides commercial coverage for local trucking operations, assisting clients throughout the broader Alamance County area. Each policy is tailored to meet regulatory requirements and individual hauling needs. This agent helps ensure continuous coverage between routine reviews, following up promptly when policies approach renewal or adjustments are required for changing fleet size.
Relation Insurance - Glick Group provides truck insurance services to commercial operators in the Burlington, North Carolina area. Their work focuses on general liability and physical damage coverage, with specialty add-ons such as cargo protection and rental reimbursement policies. The company also facilitates compliance filings required for over-the-road operations. Their client base includes independent owner-operators and fleet managers, serving commercial sectors like local offices, regional warehouses, and food service distribution providers.
What Does a a Truck Insurance Agent in Burlington Cost?
Typical annual premiums for a single truck in North Carolina range from 4,000 to 12,000 dollars for basic liability, and 8,000 to 20,000 dollars for full coverage with cargo and physical damage. Costs vary based on driving record, cargo type, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Burlington
Truck insurance agents in Burlington, North Carolina help owner-operators and fleets meet state liability requirements. North Carolina law mandates minimum liability coverage of 30/60/25 for commercial trucks. Local agents understand the specific risks of driving on I-40 and I-85 through the Piedmont region.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in North Carolina?
North Carolina requires commercial trucks to have liability coverage of at least 30/60/25. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 25,000 dollars for property damage. Heavier trucks may need higher limits.
Do I need special insurance for hauling freight in Burlington?
Yes, if you haul goods for hire you need motor carrier liability insurance. North Carolina requires a minimum of 750,000 dollars in liability coverage for most for-hire carriers. Your agent can help you get the correct filings with the state.
How does North Carolina law affect truck insurance rates in Burlington?
North Carolina uses a rate bureau system which can influence base premiums. Local factors like traffic density on I-40 and accident statistics in Alamance County also affect your rate. An agent can explain how these factors apply to your specific truck.
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