The top-rated truck insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 112 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins, Clear Path Insurance Services. This directory lists 13 truck insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 2 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 3 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 4 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 5 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 6 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 7 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 8 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 9 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
| 10 | Farmers Insurance-Leslie Perez Agency | 1915 Morris Ave 2nd Fl | (908) 686-8777 |
David Roy - State Farm Insurance Agent serves Union County, New Jersey, specializing in truck insurance for local operators and long-haul drivers. The agency works with owner-operators and small fleets to secure coverage that addresses the unique liability needs of commercial vehicles operating in the northeastern corridor. Policies can be tailored to protect against cargo loss, physical damage, and other risks common on busy regional routes. It offers both primary liability insurance and non-trucking liability for bobtail exposures.
State Farm Insurance Agent Max Smirnov in Union, NJ, offers a comprehensive range of truck insurance services, including liability, physical damage, and cargo coverage for commercial vehicles. Its service plans feature personalized policy reviews and claims assistance tailored to local road and hauling conditions. The agency provides flexible maintenance plans that help schedule regular policy updates to keep coverage aligned with changing business needs. This Union office services properties such as single-family homes, apartment buildings, retail stores, and local restaurants.
Farmers Insurance - David Robbins serves local business owners, fleet operators, and independent drivers in Union, New Jersey, who require customized truck insurance policies. It provides liability coverage, physical damage protection, and cargo insurance to help manage operational risks on the road. General always-true offerings include flexible payment plans and dedicated claims support for commercial vehicles. The agency also assists clients in safeguarding their assets through sound coverage options. Its service area extends to Elizabeth and the surrounding parts of Union County.
Clear Path Insurance Services covers Union, New Jersey, and the surrounding communities with truck insurance agent services. The agency handles commercial auto policies for local and regional trucking operations, including liability, physical damage, and cargo coverage. It works with independent owner-operators and small fleet owners to find appropriate protection for their specific hauling needs. To manage a typical job, it reviews each client’s driving routes, vehicle types, and cargo to match them with suitable insurance options from its available carriers.
Tavares Insurance Agency in Union, NJ, distinguishes between one-time coverage for a single trip and recurring policies for fleets needing continuous protection. Their truck insurance options address liability, physical damage, and cargo risks that local operators face on highways and urban routes. They tailor policies to match the specific miles driven and commodities hauled by each client. Service is provided on either a scheduled renewal basis or as-needed for occasional haulers requiring short-term certificates.
Winter weather in Union, NJ creates hazardous road conditions for trucking operations with icy highways and reduced visibility. Allianza Insurance provides commercial truck insurance coverage tailored to the unique risks local fleet owners and independent drivers encounter throughout the year. As a truck insurance agent, the company reviews available policy options from multiple carriers to address comprehensive liability, cargo protection, and physical damage coverage. The initial assessment for every client begins with a thorough vehicle inspection and a review of the driver's commercial logbook records.
Insurance Associates Plus specializes in truck insurance coverage, including liability, physical damage, and cargo protection for commercial vehicles operating in Union, NJ. It also assists independent owner-operators and small fleets with general business insurance needs. The agency helps clients manage compliance with New Jersey Department of Transportation requirements and maintain continuous coverage during peak shipping seasons, such as holiday freight surges or winter weather disruptions that increase roadside risks.
Annagard Insurance Agency in Union, NJ, helps commercial clients manage risks related to trucking operations. Its work covers general liability and physical damage coverage, with specialty options such as cargo insurance and roadside assistance endorsements. Policies are tailored to protect vehicles, drivers, and shipped goods during transit. The agency serves businesses that rely on commercial transportation, including offices, warehouses, and food service operations.
Ringler Insurance Agency in Union, NJ, provides truck insurance for local residents needing coverage for their personal vehicles. The agency also offers commercial policies for businesses with fleet operations throughout the region. Its agents work with both independent truckers and larger companies, tailoring plans to meet specific cargo and liability needs. Following an initial consultation, clients can expect the agency to check in regularly for policy updates and to arrange ongoing service between their required renewal reviews.
Farmers Insurance-Leslie Perez Agency in Union, NJ, is known for providing truck insurance coverage for commercial vehicles operating throughout the local region. The agency assists independent owner-operators and small fleet owners in securing liability, cargo, and physical damage policies tailored to their routes. Regular consultations help clients understand how deductibles and coverage limits affect their premiums. The agency can also add on specialized coverage for towed equipment and non-trucking liability protection.
What Does a a Truck Insurance Agent in Union Cost?
Typical annual premiums for a single truck in New Jersey range from 8,000 to 15,000 for basic liability and physical damage coverage. For a full policy including cargo and general liability, costs can reach 20,000 or more. Rates vary based on driving history, cargo type, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Union
Truck insurance agents in Union, New Jersey help owner-operators and fleet managers secure liability, cargo, and physical damage coverage. New Jersey requires minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury, plus 25,000 for property damage. Local agents can also advise on additional coverages like motor truck cargo insurance and bobtail insurance for independent drivers.
Frequently Asked Questions
What types of truck insurance are required in New Jersey?
New Jersey law mandates liability insurance with minimum limits of 25,000 per person and 50,000 per accident for bodily injury, plus 25,000 for property damage. For interstate trucking, you must also meet federal minimums under FMCSA rules, which require 750,000 in liability coverage for most trucks.
How do I find a truck insurance agent in Union New Jersey?
You can search for local independent agents who specialize in commercial auto and trucking insurance. Many agencies in Union are licensed to write policies for New Jersey and can compare quotes from multiple carriers to find coverage that fits your operation.
What factors affect truck insurance premiums in New Jersey?
Premiums depend on your driving record, the type of cargo you haul, annual mileage, and the value of your truck. New Jersey also has higher minimum coverage requirements than some states, which can raise base rates. Your agent can help you adjust deductibles and limits to manage costs.
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