The top-rated truck insurance agent in Fair Lawn, New Jersey is ABA Insurance Agency, rated 4.8 stars across 229 reviews. Other highly rated options include Fernando Frias - State Farm Insurance Agent, Fawaz Ghannam - State Farm Insurance Agent, Suburban General Insurance Agency. This directory lists 11 truck insurance agents serving Fair Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABA Insurance Agency | 16-00 NJ-208 Suite 103 | — |
| 2 | Fernando Frias - State Farm Insurance Agent | 34-12 Broadway | (201) 254-3539 |
| 3 | Fawaz Ghannam - State Farm Insurance Agent | 12-45 River Rd #2 | (201) 791-6200 |
| 4 | Suburban General Insurance Agency | 21-00 NJ-208 Suite 105 | (201) 225-9099 |
| 5 | Excel Brokerage | 24-06 Broadway # 2 | (201) 791-2121 |
| 6 | Praneet Singh: Allstate Insurance | 17-10 River Rd | (201) 791-3330 |
| 7 | Suburban Insurance | 6-16 Saddle River Rd | (201) 796-1881 |
| 8 | Kando Service Agency Inc | 6-16 Saddle River Rd | (201) 796-1881 |
| 9 | ASAP Insurance Agency LLC | 13-33A River Rd | (201) 773-6669 |
| 10 | United Assurance | 16-00 Pollitt Dr | (201) 797-6600 |
Fernando Frias - State Farm Insurance Agent in Fair Lawn, NJ, provides truck insurance coverage tailored to local commercial drivers, including liability and cargo protection. Service maintenance plans are offered to help policyholders manage their coverage reviews and ensure compliance with industry requirements. These plans support routine policy adjustments as business needs evolve. The agency services properties such as single-family homes, apartments, retail locations, and restaurants, addressing their distinct insurance needs alongside trucking policies.
Fawaz Ghannam - State Farm Insurance Agent in Fair Lawn, NJ, serves local truck owners, independent drivers, and fleet operators throughout the region. The agency provides commercial truck insurance coverage, helping clients manage risks associated with cargo, liability, and vehicle damage while on the road. Personalized consultations allow customers to discuss their specific hauling needs and adjust policies accordingly. Protection is tailored for both long-haul routes and local deliveries. This truck insurance agent also extends its services to the neighboring community of Paterson, ensuring accessible coverage across the greater Passaic County metro area.
Suburban General Insurance Agency serves Fair Lawn, New Jersey, and the surrounding communities of Bergen County. The company handles truck insurance, covering policies for local delivery vehicles and long-haul operations alike. In this area, trucking risks range from cargo claims to liability from highway accidents. To address a typical job, the agency begins by reviewing the client’s fleet size, driving routes, and coverage needs, then compares options from multiple carriers to find a suitable policy.
Excel Brokerage in Fair Lawn, NJ handles both one-time policy placements and recurring coverage renewals for commercial truck clients. Their work involves arranging liability, physical damage, and cargo protection tailored to local freight routes. Appointments and inquiries follow an as-needed basis, with no set schedule, responding directly to each business owner's request for a quote or policy adjustment.
Praneet Singh: Allstate Insurance provides truck insurance agency services in Fair Lawn, New Jersey, helping local owner-operators and fleet owners secure liability, physical damage, and cargo coverage. Its general insurance work includes personalized policy reviews and claims assistance for commercial vehicles. Drivers navigating the busy northeastern routes around Bergen County often face heightened winter weather risks and toll congestion, which makes reviewing coverage for roadside assistance and uninsured motorist protection a practical step before the colder months begin.
As the busy fall and winter seasons approach, trucking operators across northern New Jersey need to ensure their vehicles and coverage are ready for changing road conditions. Suburban Insurance in Fair Lawn focuses on matching commercial truck drivers with policies that address cargo liability, physical damage, and regulatory compliance. Whether a client operates locally in Bergen County or runs longer routes through the region, careful policy review helps manage risk. A typical first step with this agency involves a face-to-face consultation to inspect the truck and assess current insurance needs.
Kando Service Agency Inc in Fair Lawn, NJ provides commercial truck insurance, covering liability and physical damage protection for local fleets. Specialized add-ons include cargo coverage for hauled goods and roadside assistance for breakdowns. The agency structures policies to address regulatory requirements common to New Jersey commercial vehicle operations. It serves a diverse range of commercial sectors, including offices needing delivery vans, warehouses with freight trucks, and food service businesses relying on refrigerated transport.
ASAP Insurance Agency LLC serves residential trucking needs in Fair Lawn, NJ, by providing personal coverage for owner-operators and local fleets. The firm also handles commercial truck insurance, addressing liability and cargo protection for businesses throughout Bergen County and surrounding areas. Each policy is tailored to the specific vehicle type and driving routes of the client. The agent follows up after any claim or policy change to ensure continued suitability, scheduling repeat service between regular visits to adjust coverage as operations evolve.
United Assurance provides specialized commercial truck insurance services for owner-operators and small fleets in Fair Lawn, New Jersey. It works with clients to secure appropriate coverage for long-haul operations and short-distance hauling needs. The agency manages policies addressing liability, cargo protection, and physical damage risks common in the trucking industry. Spring is a particularly active time, as many operators review their annual coverage thresholds before peak shipping season begins.
What Does a a Truck Insurance Agent in Fair Lawn Cost?
Truck insurance costs in New Jersey vary widely based on factors like vehicle weight, cargo type, and driving record. Typical annual premiums range from 5,000 to 15,000 dollars for standard policies. High-risk drivers or specialized cargo can increase costs significantly. This is general information and not insurance advice.
About truck insurance agents in Fair Lawn
Truck insurance agents in Fair Lawn New Jersey help commercial drivers meet state requirements. New Jersey law mandates minimum liability coverage of 1.5 million dollars for most commercial trucks. These agents can guide you through policy options that comply with state regulations and protect your business.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New Jersey?
New Jersey requires commercial trucks to carry liability insurance of at least 1.5 million dollars. This includes bodily injury and property damage coverage. Additional coverage like cargo insurance may be needed depending on your operation.
How do I find a truck insurance agent in Fair Lawn?
You can search online for local independent agents or contact insurance companies that specialize in commercial auto. Many agents in Fair Lawn serve the trucking industry and can provide quotes tailored to your vehicle type and driving history.
Does New Jersey require uninsured motorist coverage for trucks?
Yes New Jersey law requires uninsured and underinsured motorist coverage for commercial trucks. The minimum limits are 250,000 dollars per person and 500,000 dollars per accident. Your agent can help you choose appropriate limits.
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