The top-rated truck insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 571 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Dave Carrubba - State Farm Insurance Agent. This directory lists 10 truck insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 5 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 6 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 7 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 8 | Truckers Permitting Services | 701 Spring St # 7 | (908) 351-1085 |
| 9 | Alpha Agency LLC | 89 Elmora Ave | (908) 659-0010 |
| 10 | Universal Financial Insurance Agency - UFIA | 500 Rahway Ave | (908) 469-0714 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey metro area, offering truck insurance agent services. The company helps local independent operators and small fleet owners find coverage that meets regulatory requirements. Its agents work to match each business with appropriate policies for cargo, liability, and physical damage protection. Specific truck insurance services handled here include commercial auto liability and cargo coverage for regional routes.
UPIX Insurance provides truck insurance agent services tailored to commercial vehicle operators in Elizabeth, New Jersey. It offers policy coverage options that address liability, cargo, and physical damage exposures for local and regional trucking businesses. The agency assists with routine policy reviews, claim support, and coverage adjustments to match changing fleet needs. It works with independent drivers and small to mid-sized fleets. Its services extend to single-family homes, apartments, retail stores, and restaurants.
Businesses and commercial vehicle operators in Elizabeth, NJ, turn to Angel Rodriguez - State Farm Insurance Agent for their truck insurance needs. The agency provides coverage options tailored to protect fleets and individual trucks, addressing liability and cargo risk. This local agent works with clients to navigate the specific regulations affecting commercial transportation in the area. Trucking companies benefit from personalized service designed to help safeguard their operations on the road. The agency also serves commercial clients in nearby Newark and throughout the broader Union County region.
Serving Elizabeth, New Jersey, and the surrounding communities, Dave Carrubba - State Farm Insurance Agent handles truck insurance needs for local commercial operations. The agency works with policies for liability, cargo coverage, and physical damage on various truck types. To process a typical job, it starts by reviewing the client's driving record and vehicle details. It then matches those specifics to available coverage options. The approach focuses on clearly explaining policy terms and exclusions before finalizing any quotes.
InsureOne Insurance in Elizabeth, New Jersey, distinguishes between one-time truck insurance policies for individual hauls and recurring commercial coverage for ongoing fleet operations. Their truck insurance agent services address liability protection, physical damage coverage, and cargo insurance for local and regional transport needs. Standard policies typically include roadside assistance and uninsured motorist protection. This agency operates on an as-needed basis, with no scheduled appointment required for initial consultations or policy adjustments.
RCX Insurance Agency in Elizabeth, NJ helps trucking clients decide between one-time liability policies for single hauls and recurring coverage for fleets needing ongoing protection. As a dedicated truck insurance agent, the agency secures policies that cover cargo, physical damage, and motor truck cargo liability. Services are tailored to local routes and long-haul operations. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s specific operational demands.
New Century Insurance Agency Brokerage in Elizabeth, New Jersey provides specialized truck insurance policies for commercial vehicle operators. It also handles general insurance services for local businesses and individual clients in the region. The agency works to secure coverage that meets regulatory requirements and protects against liability on the road. During hazardous winter weather, it helps trucking companies adjust their policies to include protection against ice-related accidents and cargo delays.
Truckers Permitting Services in Elizabeth, New Jersey specializes in tailoring insurance coverage for commercial trucks and supporting independent drivers. Its general services include offering liability, physical damage, and cargo protection to meet routine business needs. The agency helps clients navigate coverage options required for interstate operations and local hauls. During the busy shipping season, it assists truckers in adjusting their policies to accommodate increased freight volume and temporary vehicle additions.
As local commercial fleets ramp up their schedules for seasonal freight demand, securing proper liability and cargo coverage becomes essential to keep operations running smoothly. Alpha Agency LLC, a truck insurance agent in Elizabeth, NJ, works with regional and long-haul operators who need policies that reflect their specific routes and cargo types. The agency clarifies how deductibles and coverage limits apply to different trucking scenarios. An initial assessment of each fleet’s current policy and accident history begins the process of finding compliant insurance.
Universal Financial Insurance Agency - UFIA provides local truck insurance agent services for commercial vehicles operating throughout Elizabeth, New Jersey. Specialty add-ons available through the agency include expanded cargo coverage, roadside assistance provisions, and protection for equipment attached to the truck. These supplemental options help operators address specific logistical needs beyond standard liability policies. The agency can serve businesses running from local office spaces, distribution warehouses, and food service establishments throughout the area.
What Does a a Truck Insurance Agent in Elizabeth Cost?
Truck insurance costs in New Jersey vary widely. A basic liability policy for a single truck can range from 6,000 to 12,000 dollars per year. Full coverage with cargo and physical damage may cost 15,000 to 25,000 dollars annually. Factors like driving record and fleet size affect the final price. This is general information, not insurance advice.
About truck insurance agents in Elizabeth
Truck insurance agents in Elizabeth, New Jersey help owner-operators and fleet managers secure coverage required by state law. New Jersey mandates minimum liability insurance of 750,000 dollars for most commercial trucks. Agents in Elizabeth understand local routes and port drayage risks near Newark Bay.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New Jersey?
New Jersey requires commercial trucks to carry at least 750,000 dollars in liability insurance. Higher limits may be needed for hazardous materials or interstate operations. Agents in Elizabeth can help you meet these legal minimums.
How does New Jersey law affect truck insurance premiums in Elizabeth?
New Jersey is a no-fault state for auto insurance, which can influence truck policy costs. Premiums also depend on cargo type, driving history, and annual mileage. Local agents can explain how state regulations impact your rate.
What documents do I need to get a truck insurance quote in Elizabeth?
You typically need your commercial drivers license, vehicle registration, and details on cargo and routes. Agents may also ask for your USDOT number and motor carrier authority. Having these ready speeds up the quote process.
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