The top-rated truck insurance agent in Middletown Township, New Jersey is Greg Thomas - State Farm Insurance Agent, rated 4.9 stars across 113 reviews. Other highly rated options include AAA Middletown Car Care Insurance Travel Center, Christopher Shekian: Allstate Insurance, Thomas Granello: Allstate Insurance. This directory lists 10 truck insurance agents serving Middletown Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Thomas - State Farm Insurance Agent | 1715 NJ-35 Suite 203 | (732) 957-0500 |
| 2 | AAA Middletown Car Care Insurance Travel Center | 889 NJ-35 | (732) 865-9360 |
| 3 | Christopher Shekian: Allstate Insurance | 6 Leonardville Rd | (732) 671-2800 |
| 4 | Thomas Granello: Allstate Insurance | 188 Kings Hwy | (732) 671-4000 |
| 5 | Joseph Marotte: Allstate Insurance | 665 NJ-35 | (732) 671-6500 |
| 6 | Van Pelt & Son Agency Inc | 1 Cherry Tree Farm Rd | (732) 671-0570 |
| 7 | Farmers Insurance - John Macchio | 753 NJ-35 | (732) 856-9568 |
| 8 | Your Town Insurance | 1 Leonardville Rd | (732) 203-9000 |
| 9 | Healy Brokerage LLC | 70 Hialeah Ave | (732) 614-6103 |
| 10 | Allstate Insurance: Luis Ponce | 860 NJ-35 | (732) 671-2800 |
Greg Thomas - State Farm Insurance Agent in Middletown Township, NJ offers truck insurance coverage tailored to commercial vehicle needs. Services include liability, cargo, and physical damage protection, with policy reviews conducted regularly to adjust for changing fleet requirements. The agency provides support for claims processing and risk management guidance for local operators. Its policies serve properties that include single-family homes, apartments, retail, and restaurants.
AAA Middletown Car Care Insurance Travel Center serves the greater Monmouth County region of New Jersey, including Middletown Township, as a truck insurance agent. The agency assists commercial vehicle operators with the specialized policies their business demands, focusing on coverage for freight hauling and local delivery routes. Comprehensive protection against cargo loss, liability risks, and physical damage to rigs is commonly arranged here. The agency handles policy renewals and roadside assistance plans for area trucking professionals.
Christopher Shekian: Allstate Insurance serves local homeowners, businesses, and property managers in Middletown Township, New Jersey, offering truck insurance agent services. They provide commercial auto coverage for trucks and fleets operating throughout the area. Their work includes helping clients navigate liability, cargo, and physical damage policies tailored to regional driving conditions. The agency also assists with personal insurance needs for local residents. Coverage extends to neighboring communities in Monmouth County, including Red Bank and Lincroft.
Thomas Granello: Allstate Insurance serves Middletown Township, New Jersey, and the surrounding communities along the Jersey Shore. The agency handles commercial truck insurance for local owner-operators and small fleet operators. This includes liability, physical damage, and cargo coverage for regional delivery routes. The work often involves reviewing each operator’s driving history and typical mileage to align the policy with their specific operational risks. They approach every truck insurance job by carefully assessing the vehicle usage and recommending policy limits that match the exposure on the road.
Joseph Marotte: Allstate Insurance in Middletown Township, NJ offers truck insurance agents who distinguish between one-time policy purchases for single hauls and recurring commercial coverage for regular fleet operations. Their comprehensive truck insurance typically includes liability protection, physical damage coverage, and cargo insurance for local routes. Consultation customizes deductibles to match individual risk profiles. These truck insurance agent services operate on an as-needed basis, allowing business owners to request policy reviews or updates whenever their operational requirements change.
Van Pelt & Son Agency Inc specializes in truck insurance, offering tailored policies for commercial vehicles operating in and around Middletown Township, NJ. The agency handles coverage needs for local owner-operators and larger fleets, addressing liability, cargo, and physical damage risks. Its general insurance brokerage services include personal lines for area residents. During the busy seasonal delivery periods that strain local distribution routes, the agency adjusts policy scopes to ensure clients maintain proper coverage for increased hazardous winter road conditions.
Farmers Insurance - John Macchio in Middletown Township, NJ represents a national insurer that provides commercial vehicle policies for trucking operations. The agency offers liability protection along with specialized endorsements for cargo coverage and physical damage to rigs. It administers policies tailored to comply with regional transportation regulations across New Jersey. Commercial trucking firms operating in sectors such as offices, warehouses, and food service can secure customized coverage plans through this local office.
As winter weather approaches the Jersey Shore, trucking operators in Middletown Township face increased risk on icy roads and congested local routes. Your Town Insurance responds to these challenges by offering commercial truck insurance coverage designed for the specific exposure of regional freight and delivery fleets in Monmouth County. Their agents work to analyze policy limits for cargo, liability, and physical damage based on each operator’s unique route and vehicle class. Every new policy begins with a detailed inspection of the truck and a review of the driver’s current logbook.
Healy Brokerage LLC serves Middletown Township, NJ residents with tailored truck insurance for personal use vehicles. The firm also structures commercial coverage for local owner-operators and small fleets throughout Monmouth County. By evaluating each policyholder’s specific mileage, cargo, and operational patterns, the agency selects appropriate liability and physical damage protection. Support remains available between renewal cycles, ensuring coverage stays aligned with changing routes or fleet size. Clients often schedule mid-term reviews to adjust limits as business demands shift or vehicles are replaced.
Allstate Insurance: Luis Ponce serves the Middletown Township, NJ area as a dedicated truck insurance agent, providing coverage options for local commercial vehicles. This agency assists truck owners with necessary liability and cargo policies to meet state and federal requirements. Additional offerings include physical damage protection designed for fleet operators or independent drivers needing to safeguard their assets. Its specialty add-on service is non-trucking liability coverage, which is available for when a truck is being used for personal travel.
What Does a a Truck Insurance Agent in Middletown Township Cost?
Truck insurance costs in New Jersey vary widely based on vehicle type, driving record, and annual mileage. A single truck policy may cost between USD 8,000 and USD 15,000 per year for basic liability. Full coverage with cargo and physical damage can exceed USD 20,000 annually. This is general information, not insurance advice. Consult a licensed agent for a quote tailored to your situation.
About truck insurance agents in Middletown Township
Truck insurance agents in Middletown Township, New Jersey help commercial drivers and fleet owners meet state minimum liability requirements. New Jersey law mandates at least USD 750,000 in liability coverage for interstate commercial trucks under federal regulations. Local agents can guide you through specific coverage needs for routes on the Garden State Parkway and other regional highways.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in New Jersey?
New Jersey requires commercial trucks to carry at least USD 750,000 in liability insurance for interstate operations. Intrastate trucks may have lower minimums, typically USD 300,000. Agents can explain additional requirements like cargo insurance and physical damage coverage.
How do I find a truck insurance agent in Middletown Township?
You can search online directories or ask for referrals from local trucking associations. Look for agents licensed in New Jersey who specialize in commercial auto policies. Many agents in Middletown Township serve the nearby Port of New York and New Jersey shipping routes.
Does New Jersey require uninsured motorist coverage for trucks?
Yes, New Jersey law requires uninsured and underinsured motorist coverage for commercial auto policies. This coverage protects your truck if you are hit by a driver without insurance. Agents can help you choose appropriate limits above the state minimums.
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