The top-rated truck insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble, Jon Clark - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 2 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 3 | State Farm: Jerry Goble | 444 Big Hill Ave | (859) 623-0350 |
| 4 | Jon Clark - State Farm Insurance Agent | 1010 Brandy Ln Ste F | (859) 623-6218 |
| 5 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 6 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 7 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 8 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 9 | Nationwide Insurance: Alan K Hatfield Inc. | 136 Big Hill Ave | (859) 623-2970 |
| 10 | Kentucky Farm Bureau Insurance | 300 High Land Park Dr | (859) 623-5254 |
Parsons & Howard Insurance Group LLC serves local trucking firms, owner-operators, and commercial fleets in need of specialized truck insurance. The agency provides tailored coverage options to protect vehicles, cargo, and operations throughout central Kentucky. Truck insurance agents in this area typically assist clients with liability, physical damage, and other essential policies. Based in Richmond, KY, the company also extends its services to clients operating in and around the nearby Berea community.
As a truck insurance agent in Richmond, Kentucky, State Farm: Jerry Goble offers a range of commercial auto policies tailored for local trucking operations. Its service plans typically include liability coverage, physical damage protection, and cargo insurance for heavy trucks. The agency also provides maintenance-focused plan options to help policyholders manage their fleets’ evolving coverage needs. Among the types of properties it services are single-family homes, apartments, retail locations, and restaurants in the surrounding area.
Specializing in commercial truck insurance, Jon Clark - State Farm Insurance Agent in Richmond, KY, serves local and regional trucking operations. The agency also handles related general insurance needs, including auto and home coverage for individual clients in the community. A typical focus for this office is managing the specific liability and cargo risks faced by those who drive for a living. As winter approaches, the agency assists truckers with updating their policies to account for seasonal road hazards and the potential for weather-related claims.
The Richmond Insurance Group serves Richmond, Kentucky, and the surrounding Bluegrass communities with specialized truck insurance coverage. The company handles policies for commercial vehicles ranging from local delivery trucks to long-haul tractor-trailers. It addresses the unique risks of the trucking industry, including cargo liability and physical damage. For each client, the group begins by assessing the operator’s specific hauling routes and fleet size. It then carefully compares coverage options to recommend a policy that provides appropriate protection for common job-related exposures.
Based in Richmond, KY, Insurance Pro helps clients determine whether their trucking operation requires a single-trip policy for a specific haul or a recurring annual plan for continuous protection. They focus on matching coverage options to the needs of local commercial drivers, including liability and physical damage. Their service structure is designed to be flexible, adapting to each business’s distinct schedule and operational demands. All work is completed strictly on an as-needed basis.
As the chill of winter and unpredictable road conditions arrive in and around Richmond, KY, local truck operators seek reliable protection for their commercial vehicles. Shelter Insurance - Ashley Kovaleski provides truck insurance agent services tailored to these needs. The agency works with drivers to find coverage that addresses cargo liability and physical damage. A typical initial step involves a personal consultation where existing policies are reviewed and coverage requirements are assessed for each specific trucking operation.
Bray and Oakley Insurance Agency provides truck insurance services in Richmond, KY, helping local operators manage coverage for commercial vehicles and their specialized endorsements. Their focus includes policies that address cargo protection, equipment breakdown, and liability for trucking operations. This agency serves a range of related commercial sectors, including local offices that require delivery vehicles, warehouses with fleet logistics, and food service businesses dependent on reliable transportation for their goods.
Serving residential clients in Richmond, Kentucky, this agency also assists commercial operators seeking truck insurance coverage. They work with drivers and fleet owners throughout the local area, helping them find appropriate policies for their specific hauling needs. Their services address the unique risks associated with operating commercial trucks on regional roads. Regular communication with clients helps them adjust coverage as conditions change. Follow-up or repeat service between annual visits ensures policies remain suited to current operations and regulatory requirements.
With seasonal shifts in trucking demand through central Kentucky, commercial drivers in the Richmond area require reliable coverage for their vehicles and cargo. Kentucky Farm Bureau Insurance offers truck insurance agent services tailored to local freight and delivery operations, addressing liability and physical damage needs from regional routes to longer hauls. The agency reviews policy limits and compliance requirements with each client, aiming to match coverage with operational exposure. An initial inspection of the insured vehicles is scheduled before issuing any new policy.
What Does a a Truck Insurance Agent in Richmond Cost?
Truck insurance costs in Kentucky vary widely based on driving record, truck value, cargo type, and annual mileage. A typical policy for a single owner-operator might range from 4,000 to 10,000 dollars per year. Fleet policies can be higher based on number of trucks and risk factors. This is general information, not insurance advice.
About truck insurance agents in Richmond
Truck insurance agents in Richmond Kentucky help owner-operators and fleet managers get the right coverage for their vehicles. Kentucky requires minimum liability limits of 25/50/10 for commercial trucks. A local agent can also help you meet Kentucky Department of Transportation filing requirements.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Kentucky?
Kentucky law requires commercial trucks to carry at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a special agent for truck insurance in Richmond?
Yes, a truck insurance agent specializes in commercial auto policies and understands Kentucky regulations. They can help you get the right coverage for your specific truck type and cargo.
Can a truck insurance agent help with Kentucky DOT requirements?
Yes, many Richmond agents can assist with filing proof of insurance with the Kentucky Transportation Cabinet. They also help you get the required USDOT number and Kentucky intrastate authority if needed.
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