The top-rated truck insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Matt Estes - State Farm Insurance Agent, Randy Watkins at Comparion Insurance Agency, Bob Boswell Jr - State Farm Insurance Agent. This directory lists 21 truck insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Matt Estes - State Farm Insurance Agent | 7500 Oakbrook Dr Ste 2-3 | (859) 869-2033 |
| 3 | Randy Watkins at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6697 |
| 4 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 5 | Amber Ison at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6690 |
| 6 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 7 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 8 | Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 371-0440 |
| 9 | Andrew VanSickle at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6695 |
| 10 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
Rollins Insurance serves the Boone County area from its Florence, Kentucky location, offering coverage solutions for commercial trucking operations. The agency works with local owner-operators and fleet managers to address liability and cargo protection needs. Policies are tailored to match regional driving patterns and regulatory requirements common in northern Kentucky. Specific services handled by this truck insurance agent include physical damage coverage and non-trucking liability insurance for operators.
Matt Estes - State Farm Insurance Agent in Florence, KY, provides truck insurance policies and related commercial coverage services. Its maintenance plans include periodic policy reviews to adjust coverage as local regulations and fleet needs change. Regular service appointments ensure each policy aligns with current operational requirements and insurance standards. The agency serves properties such as single-family homes, apartments, retail businesses, and restaurants.
Randy Watkins at Comparion Insurance Agency serves trucking clients in Florence, Kentucky and the surrounding northern Kentucky communities. The agency handles coverage for commercial truck fleets and independent owner-operators operating in the region. Each policy is designed to protect vehicles and cargo during local deliveries and longer regional hauls. To manage a typical account, the agent begins by reviewing the specific routes and loads the client runs each day and then matching that information with the appropriate liability and physical damage coverages from available carrier options.
Bob Boswell Jr - State Farm Insurance Agent serves local fleet owners, independent truck drivers, and transportation businesses in Florence, Kentucky. The agency offers tailored truck insurance policies covering liability, cargo, physical damage, and other commercial protections common to the logistics industry. Comprehensive coverage options help manage operational risks on area highways and delivery routes. The agency also serves nearby communities such as Burlington and the greater Boone County region, ensuring consistent access to truck insurance solutions across the northern Kentucky metro area.
As spring construction and shipping increase across the Ohio River valley, Florence drivers require solid fleet coverage. Amber Ison at Comparion Insurance Agency works with local truck operators to tailor liability and cargo protection for regional freight routes. Policies address the specific risks of highway and back-road hauling near Boone County. This commercial specialist reviews current deductions and coverage gaps for each trucking business. An initial inspection of the rig and driver history begins each new application.
C.K. Ash Insurance offers specialized truck insurance agent services, covering liability, cargo, and physical damage protection for commercial vehicles in Florence, KY. It generally provides policy evaluation and claims guidance for local operators navigating regional freight routes. The agency helps with adjusting coverage during winter months, when icy highway conditions across Northern Kentucky elevate accident risks for loaded trucks.
Shepherd Insurance specializes in securing transportation businesses with essential liability and physical damage coverage. The agency also provides tailored endorsements for cargo, towing, and roadside assistance. Located in Florence, Kentucky, the firm assists local truck operators in managing regulatory compliance. It serves offices requiring fleet policies, warehouses needing hired auto protection, and food service operations demanding temperature-controlled cargo insurance.
Located in Florence, KY, Comparion Insurance Agency helps clients determine whether they require a one-time policy for a single trucking job or an ongoing recurring plan for regular freight operations. Coverage options include protection for the vehicle, cargo, and liability exposure. This truck insurance agent serves local commercial drivers and fleet operators by tailoring policies to their specific hauling needs. Services are available on both a one-time and as-needed basis, depending on the customer’s current schedule and hauling frequency.
For residential truck owners in Florence, Kentucky, Andrew VanSickle at Comparion Insurance Agency provides coverage for personal-use vehicles and work-related hauling needs. Commercial policies address the specific liabilities and cargo risks that local operators frequently encounter. Service is available throughout the Florence area and surrounding Boone County communities. After an initial policy is written, the agency remains available for follow‑up needs or policy adjustments that may arise between regular renewal visits.
Barnes Insurance Group serves as a truck insurance agent in Florence, KY, specializing in commercial coverage for local and regional freight operators. The agency connects owner-operators and small fleets with policies covering liability, physical damage, and cargo protection. Recognizing the specific risks of highway transport in the Ohio River Valley area, it helps drivers meet Kentucky financial responsibility requirements during the licensing process. Its add-on service focuses on non-trucking liability insurance for leased owner-operators when their vehicle is not under dispatch.
What Does a a Truck Insurance Agent in Florence Cost?
Truck insurance costs in Kentucky typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates vary by driving history, cargo value, and radius of operation. This is general information, not insurance advice.
About truck insurance agents in Florence
Truck insurance agents in Florence Kentucky help owner-operators and fleets find coverage that meets state and federal requirements. Kentucky law mandates minimum liability limits of 60/120/25 for commercial trucks. Agents in Florence understand local routes and can tailor policies for regional or long-haul operations.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Kentucky?
Kentucky requires commercial trucks to carry at least 60/120/25 liability coverage. This means 60,000 dollars per person for bodily injury, 120,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of insurance for hauling freight in Florence?
Yes, if you haul goods for hire you need motor carrier liability coverage and cargo insurance. Florence agents can help you meet the FMCSA filing requirements for your USDOT number. Local policies often include physical damage coverage for your truck.
How does Kentucky law affect truck insurance rates in Florence?
Kentucky is a no-fault state for personal auto but commercial truck insurance follows different rules. Rates in Florence depend on your driving record, cargo type, and annual mileage. Kentucky also requires uninsured motorist coverage for commercial policies.
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