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Truck Insurance Agents in Florence, KY

Looking for a truck insurance agent in Florence? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 truck insurance agents in Florence, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rollins Insurance
7000 Houston Rd STE 8, Florence, KY 41042
(859) 781-7283 nkyinsurance.com
Matt Estes - State Farm Insurance Agent
7500 Oakbrook Dr Ste 2-3, Florence, KY 41042
(859) 869-2033 myagentmattestes.com
Bob Boswell Jr - State Farm Insurance Agent
8162 Mall Rd, Florence, KY 41042
(859) 525-1460 bobboswellinsurance.com
Randy Watkins at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6697 comparioninsurance.com
Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 371-0440 comparioninsurance.com
C.K. Ash Insurance
8620 US-42, Florence, KY 41042
(859) 384-5200 ckash.com
Amber Ison at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6690 comparioninsurance.com
Shepherd Insurance
234 Main St, Florence, KY 41042
(859) 371-7006 shepherdins.com
Andrew VanSickle at Comparion Insurance Agency
Executive Center, 500 Meijer Dr #207, Florence, KY 41042
(859) 594-6695 comparioninsurance.com
Barnes Insurance Group
7600 Dixie Hwy, Florence, KY 41042
(859) 586-8055 barnesins.com
Bettie L. Cottongim: Allstate Insurance
7430 US-42 Ste 214, Florence, KY 41042
(859) 371-9559 agents.allstate.com
Mitchell Insurance Agency
7711 Ewing Blvd #400, Florence, KY 41042
(859) 525-4006 insurance-mitchell.com
Adkisson Insurance Agency
1511 Cavalry Dr # 101, Florence, KY 41042
(859) 341-2663 adkissoninsurance.com
Kevin Rettig - GEICO Insurance Agent
7724 US-42 Suite A2, Florence, KY 41042
(859) 594-6810 geico.com
Garner Insurance Agency
7430 US-42 Suite 207, Florence, KY 41042
(859) 283-5151 garner-ins.com
Crescent Insurance LLC
6901 Burlington Pike, Florence, KY 41042
(859) 283-5433 callcrescentinsurance.com
Kentucky Farm Bureau Insurance
8730 US-42, Florence, KY 41042
(859) 525-0123 kyfb.com
Cornerstone Insurance
5915 Centennial Cir Suite B, Florence, KY 41042
(859) 586-8580 cornerstoneinsllc.com
Ralph Chaffin: Mitchell Insurance
7711 Ewing Blvd #400, Florence, KY 41042
(859) 760-9193 facebook.com
Independence Insurance, Inc.
7000 Houston Rd STE 26, Florence, KY 41042
(859) 341-7341 ind-ins.com

Truck insurance agents in Florence Kentucky help owner-operators and fleets find coverage that meets state and federal requirements. Kentucky law mandates minimum liability limits of 60/120/25 for commercial trucks. Agents in Florence understand local routes and can tailor policies for regional or long-haul operations.

What Does a Truck Insurance Agent in Florence Cost?

Truck insurance costs in Kentucky typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates vary by driving history, cargo value, and radius of operation. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Kentucky?
Kentucky requires commercial trucks to carry at least 60/120/25 liability coverage. This means 60,000 dollars per person for bodily injury, 120,000 dollars per accident, and 25,000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of insurance for hauling freight in Florence?
Yes, if you haul goods for hire you need motor carrier liability coverage and cargo insurance. Florence agents can help you meet the FMCSA filing requirements for your USDOT number. Local policies often include physical damage coverage for your truck.
How does Kentucky law affect truck insurance rates in Florence?
Kentucky is a no-fault state for personal auto but commercial truck insurance follows different rules. Rates in Florence depend on your driving record, cargo type, and annual mileage. Kentucky also requires uninsured motorist coverage for commercial policies.