The top-rated truck insurance agent in Elizabethtown, Kentucky is Jarred Butler - State Farm Insurance Agent, rated 4.9 stars across 611 reviews. Other highly rated options include Neil Atcher - State Farm Insurance Agent, Lance Taylor - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Elizabethtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarred Butler - State Farm Insurance Agent | 322 W Dixie Ave | (270) 737-7777 |
| 2 | Neil Atcher - State Farm Insurance Agent | 230 Buford Ln Suite 104 | (270) 737-2255 |
| 3 | Lance Taylor - State Farm Insurance Agent | 2600 Ring Rd Ste 101A | (270) 900-1844 |
| 4 | Mike Wyman - State Farm Insurance Agent | 2801 Ring Rd | (270) 769-1511 |
| 5 | Kelly Ryan Cleaver - State Farm Insurance Agent | 3100 Ring Rd #109 | (270) 234-8200 |
| 6 | Jacob Willett - State Farm Insurance Agent | 513 N Mulberry St | (270) 872-0353 |
| 7 | Rick Skeeters - State Farm Insurance Agent | 5003 N Dixie Hwy | (270) 735-1641 |
| 8 | Unity Insurance Agency | 1507 N Dixie Hwy #116 | (270) 506-3957 |
| 9 | Travis Thomas - State Farm Insurance Agent | 113 E Dixie Ave | (270) 765-2253 |
| 10 | Chris Grinstead: Allstate Insurance | 112 N Mulberry St | (270) 765-7129 |
Serving Elizabethtown, Kentucky, Neil Atcher - State Farm Insurance Agent provides tailored truck insurance policies for commercial operators. Coverage options include liability, cargo, and physical damage insurance for various fleet sizes. Maintenance plans cover roadside assistance and emergency towing support to minimize downtime. Policies focus on protecting trucks, equipment, and cargo from accident or theft losses. The agency services local single-family homes, apartments, retail locations, and restaurants as part of its overall client portfolio.
Lance Taylor - State Farm Insurance Agent in Elizabethtown, Kentucky, serves local homeowners, small business owners, and commercial property managers with personalized truck insurance solutions. The agency provides coverage tailored to protect commercial vehicles, cargo, and liability exposures common in the region. As a truck insurance agent, Lance Taylor helps clients navigate policy options to meet their operational needs and legal requirements. This service area also extends its coverage to surrounding communities, including the nearby city of Radcliff, Kentucky.
Mike Wyman’s agency in Elizabethtown provides commercial auto coverage for trucking operations throughout Hardin County and the surrounding Kentucky communities. The office handles policies for local delivery vehicles, long-haul trucks, and owner-operator rigs needing liability, cargo, and physical damage protection. Serving independent drivers and small fleets, the agency approaches each account by first reviewing the client’s specific routes, hauling frequency, and cargo types to tailor coverage limits and deductibles appropriately.
In this area, truck insurance agents typically help clients distinguish between one-time trip policies for individual hauls and recurring commercial auto plans that provide ongoing protection for fleet operations. Coverage can be tailored to address liability risks, cargo loss, or physical damage depending on an operator’s specific schedule and route requirements. Kelly Ryan Cleaver - State Farm Insurance Agent serves the Elizabethtown, KY community for these needs. Their truck insurance services are available on both a scheduled and as-needed basis for local haulers.
Jacob Willett’s agency offers specialized truck insurance services for commercial drivers and fleet operators in Elizabethtown, KY. It handles a range of coverage needs common to trucking, including liability, cargo protection, and physical damage policies. The agency works with local owner-operators and larger transport companies to find suitable insurance solutions. During winter months, it helps clients adjust their policies to address increased risks from icy road conditions and potential weather-related delays or damage.
As the seasons change in Elizabethtown, local trucking operators often need updated coverage for shifting liabilities and fluctuating cargo schedules. Rick Skeeters - State Farm Insurance Agent provides truck insurance policies tailored to regional routes and commercial vehicles operating throughout Kentucky. The agency helps businesses understand policy requirements and adjust coverage as fleets expand or regulations evolve. Every new inquiry begins with a detailed inspection and initial assessment of the driver’s history and current equipment to determine appropriate protection needs.
Unity Insurance Agency in Elizabethtown, KY, serves local trucking clients with residential insurance coverage needs. The agency also offers commercial coverage for truck operators in the region and the surrounding Kentucky area. Truck insurance agents here help businesses manage fleet policies and individual trucking liability. Drivers and companies can rely on follow-up service between regular visits to adjust coverage as their operations change. This ensures repeat service when trucking needs develop between scheduled policy reviews.
Travis Thomas - State Farm Insurance Agent in Elizabethtown, KY, is known for offering truck insurance coverage tailored to commercial vehicle operators. The agency serves local owner-operators and small fleets requiring liability and physical damage protection for their rigs. Policies are designed to meet the unique risks of long-haul and regional freight hauling across Kentucky’s highways. For clients needing specialized coverage, the agency can add on cargo insurance to protect the goods being transported during a haul.
Chris Grinstead: Allstate Insurance in Elizabethtown, KY, assists local businesses and individuals with their truck insurance needs. The agency can help customize coverage for commercial vehicles and cargo protection. For those requiring specialized policies, the agency may offer add-ons such as roadside assistance and coverage for leasing operations. These tailored plans are designed to serve a range of local commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Truck Insurance Agent in Elizabethtown Cost?
Truck insurance costs in Kentucky typically range from 8000 to 15000 per year for a single truck with basic liability coverage. Full coverage with cargo and physical damage can cost 15000 to 30000 or more annually. Rates vary based on driving record, cargo type, and miles driven. This is general information and not insurance advice.
About truck insurance agents in Elizabethtown
Truck insurance agents in Elizabethtown Kentucky help owner operators and fleets secure liability and cargo coverage. Kentucky requires minimum liability limits of 60/120/25 for commercial trucks. Local agents understand the specific risks of hauling freight along I-65 and the Western Kentucky Parkway.
Frequently Asked Questions
What are the minimum insurance requirements for commercial trucks in Kentucky?
Kentucky requires commercial trucks to carry at least 60/120/25 liability coverage. This means 60000 per person for bodily injury, 120000 per accident, and 25000 for property damage. Higher limits are often needed for interstate hauling.
Do I need a specific type of agent for truck insurance in Elizabethtown?
Yes you should work with an agent who specializes in commercial trucking. These agents understand Kentucky Department of Transportation regulations and can help you meet filing requirements for IRP and IFTA.
How does Kentucky law affect truck insurance rates in Elizabethtown?
Kentucky is a no fault state which can impact insurance premiums. Local factors like accident rates on I-65 and cargo theft risks in the area also influence pricing. An agent can explain how these affect your specific policy.
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