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Find Truck Insurance Agents Near You in Windsor, CO

Browse truck insurance agents serving Windsor, Colorado. Updated 2026-07-14.

The top-rated truck insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 17 truck insurance agents serving Windsor.

Showing 17 truck insurance agents in Windsor, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Gabriel Garcia-Hitt671 Academy Ct UNIT A(970) 686-6839
2Scott Horvath - State Farm Insurance Agent1295 Main St #6(970) 686-6161
3Joe Unruh: Allstate Insurance1051 Main St(970) 686-1026
4Scott Harper - State Farm Insurance Agent819 Main St(970) 674-0937
5Heidi Washburn - State Farm Insurance Agent519 Main St(970) 833-5304
6Farmers Insurance - Tammy Woods208 Main St(970) 686-6555
7Squires Insurance Solutions421 Main St B(970) 686-7778
8LSI Insurance Agency, Inc.401 Pointe Plz Dr Suite B(970) 674-1151
9Brian Binder Agency Inc American Family Insurance400 Main St B(970) 674-3223
10Best Insurance Group, LLC701 Main St(970) 674-5000
FI
671 Academy Ct UNIT A
Farmers Insurance - Gabriel Garcia-Hitt
Truck Insurance Agent · Windsor, CO

Farmers Insurance - Gabriel Garcia-Hitt serves Windsor, Colorado, and the surrounding Larimer County area, specializing in commercial truck insurance for local owner-operators and fleet operators. The agency helps truckers meet mandatory liability requirements while also protecting vehicles and cargo on the road. Tailored policies address the unique risks of hauling freight across state lines and through mountain passes. Specific services handled here include comprehensive physical damage coverage for trucks and non-trucking liability insurance for bobtail operations.

SH
1295 Main St #6
Scott Horvath - State Farm Insurance Agent
Truck Insurance Agent · Windsor, CO

Scott Horvath - State Farm Insurance Agent serves trucking companies, independent owner-operators, and commercial fleet owners in Windsor, Colorado, providing insurance coverage tailored to the unique risks of the transportation industry. The agency helps clients secure policies that address liability, cargo protection, and physical damage for their vehicles. It also assists local businesses with broader commercial insurance needs. In addition to serving Windsor, the agency extends its coverage options to nearby communities within the Greeley metropolitan area.

JU
1051 Main St
Joe Unruh: Allstate Insurance
Truck Insurance Agent · Windsor, CO

Joe Unruh: Allstate Insurance in Windsor, CO, provides a full range of truck insurance services, including liability, physical damage, and cargo coverage for commercial vehicles. Its service plans offer standard policy management support and claims assistance tailored to local trucking operations in Northern Colorado. The company maintains straightforward maintenance reminders for clients through routine policy reviews. It services several property types that may have truck fleets, including single-family homes with contractor vehicles, apartments requiring moving trucks, retail delivery operations, and restaurants needing supply vehicles.

SH
819 Main St
Scott Harper - State Farm Insurance Agent
Truck Insurance Agent · Windsor, CO

Scott Harper - State Farm Insurance Agent serves Windsor, Colorado, and the surrounding Northern Colorado communities, including Fort Collins and Greeley. As a truck insurance agency, it handles coverage for commercial trucking operations and owner-operators navigating regional routes. The agency evaluates each client's vehicle usage, cargo, and mileage to align policies with local and state requirements. For a typical job, the agent reviews the operator's driving history and load types before building a liability and physical damage package that addresses common regional risks.

HW
519 Main St
Heidi Washburn - State Farm Insurance Agent
Truck Insurance Agent · Windsor, CO

Heidi Washburn’s Windsor agency offers customers a choice between one-time policy purchases for individual trucking jobs or recurring coverage plans for ongoing commercial operations. Truck insurance here typically protects against liability, physical damage to the vehicle, and cargo loss during transit. As a local agent, Washburn arranges policies that comply with state and federal regulations for commercial trucks. Service for policy setup and claims assistance runs strictly on an as-needed basis, with no automatic appointment schedule.

FI
208 Main St
Farmers Insurance - Tammy Woods
Truck Insurance Agent · Windsor, CO

Farmers Insurance - Tammy Woods in Windsor, CO offers specialized truck insurance coverage, addressing the unique risks of commercial vehicle operations including cargo protection and liability. The agency also provides related general insurance services for local business and personal needs. It navigates the regulations affecting Colorado truckers, from interstate hauling permits to local delivery compliance. With severe weather capable of disrupting mountain routes or damaging parked rigs, this agency helps secure policies that protect against hailstorms or snow-related closures, ensuring fleets can recover quickly after such events.

SI
421 Main St B
Squires Insurance Solutions
Truck Insurance Agent · Windsor, CO

Squires Insurance Solutions assists local businesses in Windsor with managing the liability risks inherent in commercial trucking operations. It specializes in adding coverage for cargo, equipment, and non-trucking liability. The agency works to meet the unique requirements that transport enterprises face along regional routes. Its trucking policies can serve companies needing coverage for services such as local deliveries and long-distance hauling. The agent can also help secure coverage for commercial sectors like offices, warehouses, and food service.

LI
401 Pointe Plz Dr Suite B
LSI Insurance Agency, Inc.
Truck Insurance Agent · Windsor, CO

As winter approaches, fleet owners across northern Colorado begin reviewing their coverage for ice and snow hazards, and LSI Insurance Agency in Windsor guides commercial drivers through those specific policy needs. This local truck insurance agent evaluates cargo protection, physical damage coverage, and liability limits for both long-haul and regional operations. Every consultation starts with a thorough review of the company’s current equipment list and driving history, followed by a confidential risk assessment conducted on-site or by appointment.

BB
400 Main St B
Brian Binder Agency Inc American Family Insurance
Truck Insurance Agent · Windsor, CO

Brian Binder Agency Inc American Family Insurance handles residential coverage in Windsor, CO. It also offers commercial truck insurance policies for local fleet owners and independent drivers across the surrounding region. The agency helps clients navigate coverage options and manage claims for their vehicles. After each policy is set, its staff follows up to confirm all details and will reach out before regular renewal dates to discuss any needed adjustments or additions.

BI
701 Main St
Best Insurance Group, LLC
Truck Insurance Agent · Windsor, CO
RI
1349 Water Valley Pkwy
Renaissance Insurance Group
Truck Insurance Agent · Windsor, CO
(970) 674-8825
reninsurance.com
PW
156 Beacon Way
Points West Insurance
Truck Insurance Agent · Windsor, CO
(970) 594-9299
PI
1345-1425 Water Valley Pkwy Pk
Prosper Insurance LLC
Truck Insurance Agent · Windsor, CO
(970) 369-9114
FI
700 Automation Dr UNIT I
Farmers Insurance - Stacey Caruthers
Truck Insurance Agent · Windsor, CO
(970) 292-7572
recruitment.farmers.com/industry-recruiter-locator/co/windsor/stacey-caruthers
HM
1204 W Ash St suite g
Horace Mann Insurance - Susan Krantz Agency
Truck Insurance Agent · Windsor, CO
(970) 674-9475
agents.horacemann.com//SusanKrantz
EI
100 2nd St
Elevate Insurance
Truck Insurance Agent · Windsor, CO
(970) 988-6500
myelevateins.com
DS
605 Main St
Darien Schaefer - COUNTRY Financial Agent
Truck Insurance Agent · Windsor, CO
(970) 372-3061
agents.countryfinancial.com/usa/co/windsor/darien-schaefer

What Does a a Truck Insurance Agent in Windsor Cost?

Truck insurance costs in Colorado typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates depend on driving record, cargo type, and miles driven. This is general information and not insurance advice.

About truck insurance agents in Windsor

Truck insurance agents in Windsor Colorado help owner operators and fleets find coverage that meets state law. Colorado requires minimum liability insurance for commercial trucks, but many agents can help you get higher limits for cargo and physical damage. Windsor agents understand local routes and the specific needs of truckers in northern Colorado.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Colorado?

Colorado law requires commercial trucks to have at least 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 15,000 dollars for property damage. Higher limits are required for hazardous materials or larger vehicles.

Do I need a special agent for truck insurance in Windsor?

Yes, a truck insurance agent specializes in commercial auto policies that cover long haul and local trucking. They can help you meet Colorado Department of Revenue requirements and file the proper forms with the state.

How can a Windsor truck insurance agent help with Colorado compliance?

Agents can explain Colorado's proof of insurance rules and help you get the right filings for the Colorado Public Utilities Commission. They also assist with non-trucking liability coverage when your rig is not under dispatch.

Truck Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.