The top-rated truck insurance agent in Englewood, Colorado is Integrity First Insurance, rated 4.9 stars across 420 reviews. Other highly rated options include McGirl Insurance, Kimberly Brogan Smith - State Farm Insurance Agent, Guild Insurance Services. This directory lists 18 truck insurance agents serving Englewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Integrity First Insurance | 4275 S Broadway | (303) 597-1667 |
| 2 | McGirl Insurance | 3030 S Washington St | (303) 907-3667 |
| 3 | Kimberly Brogan Smith - State Farm Insurance Agent | 867 Englewood Pkwy | (303) 798-5594 |
| 4 | Guild Insurance Services | 384 Inverness Pkwy #260 | (800) 818-8087 |
| 5 | Neisen Borth Insurance Agency | Chase Tower, 333 W Hampden Ave Ste 305 | (303) 781-6776 |
| 6 | dernco | 4B Inverness Ct E #115 | (303) 220-2888 |
| 7 | Cockriel Insurance | 333 W Hampden Ave | (303) 788-0885 |
| 8 | Frontier Insurance | 3216 S Grant St | (303) 778-0560 |
| 9 | MAC Insurance & Financial Services, Inc | 16 Inverness Pl E #D-200 | (303) 368-3000 |
| 10 | Fast Insurance Colorado | 98 Inverness Dr E | (719) 581-7358 |
Integrity First Insurance serves Englewood and the surrounding metro Denver area as a local truck insurance agent. The agency assists owner-operators and small fleets with commercial auto liability and physical damage coverage. It also helps clients understand cargo insurance and motor truck cargo legal liability options. By working with multiple insurers, it can tailor policies to meet varying operational needs. The agency handles workers' compensation and non-trucking liability coverage for truckers in this region.
McGirl Insurance provides truck insurance services for commercial vehicles operating in the Englewood, Colorado area. It offers liability, cargo, and physical damage coverage to help protect local trucking operations. The company also assists clients with understanding compliance requirements and reviewing their current policies for adequate protection. McGirl Insurance works with owner-operators, small fleets, and regional haulers. It serves single-family home-based trucking businesses, apartment-dwelling independent drivers, retail delivery services, and restaurants that require commercial vehicle insurance for their food transport needs.
Homeowners, businesses, and commercial fleet operators in Englewood, Colorado turn to Kimberly Brogan Smith - State Farm Insurance Agent for tailored truck insurance coverage. This agency helps protect commercial vehicles, offering policies that address local road risks and regulatory requirements for transporting goods. Services include liability, physical damage, and cargo coverage for various trucking operations. In addition to serving the Englewood area, it also assists clients throughout the surrounding Denver metro region, including nearby Littleton.
Guild Insurance Services serves Englewood and the surrounding communities in the Denver metropolitan area. It handles commercial truck insurance policies for local and regional trucking operations. The agency addresses the specific liability and cargo coverage needs that these vehicles require on Colorado roads. For each policy, it assesses the client's typical routes and the types of cargo transported to match the correct insurance plan. It then reviews the coverage details with the client to ensure they understand their protections before finalizing the application.
Neisen Borth Insurance Agency in Englewood, CO helps trucking businesses understand whether a one-time policy or scheduled coverage renewal is more appropriate for their operational risks. The agent works closely with clients on liability and cargo protection modified for local and regional routes. Services here operate on an as-needed basis, allowing drivers and fleet owners to secure specific quotes or adjust existing plans without a long-term commitment. This flexible structure supports the variable insurance needs common in the trucking industry.
Dernco specializes in matching commercial trucking operations with suitable insurance coverage in Englewood and surrounding areas. As a truck insurance agent, it assists owner-operators and larger fleets in navigating policy options for liability, physical damage, and cargo protection. The local terrain presents risks from mountain passes to urban congestion, making coverage adjustments vital. Dernco helps operators review and update their policies before the challenging winter driving months arrive, when ice and snow increase the potential for roadside incidents.
When winter weather or seasonal construction creates challenging conditions along major Colorado freight routes through and around Englewood, Cockriel Insurance helps local trucking operators secure the essential liability and cargo coverage needed to keep rigs rolling on I-25 and US 85. This truck insurance agent works with area owner-operators and small fleets to address specific commercial motor vehicle protection needs. A typical first step involves a thorough review of each operator’s driving routes, equipment age, and current insurance coverage.
Frontier Insurance provides truck insurance agent services for residential clients in Englewood, Colorado, offering coverage for personal vehicles. The agency also arranges commercial policies tailored for local trucking businesses. Serving the Englewood area, they connect drivers with appropriate plans for varying fleet sizes and hauling needs. Their approach emphasizes clear communication throughout the application process. Following a policy sale, the office coordinates any necessary follow-up adjustments and documents, ensuring continued service until the next scheduled renewal period.
MAC Insurance & Financial Services, Inc, based in Englewood, CO, provides commercial coverage for truck operators across regional and local routes. The agency advises clients on compliance with industry regulations and the varying liability needs of owner-operators versus fleet businesses. Policies typically address cargo protection and physical damage for over-the-road vehicles in Colorado. A specialty service it can add on is occupational accident insurance for independent contractors.
What Does a a Truck Insurance Agent in Englewood Cost?
Truck insurance costs in Colorado typically range from 800 to 2,500 dollars per month for a single truck, depending on coverage limits, driving history, and cargo type. A basic liability policy may start around 400 dollars per month, while full coverage with physical damage can exceed 1,500 dollars. Costs vary widely by case. This is general information, not insurance advice.
About truck insurance agents in Englewood
Truck insurance agents in Englewood Colorado help owner-operators and fleet managers find coverage that meets state and federal requirements. Colorado law mandates minimum liability limits of 25/50/15 for commercial vehicles, though most trucking companies carry higher limits. Local agents understand the specific risks of I-25 and C-470 traffic patterns.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Colorado?
Colorado requires commercial trucks to carry at least 25/50/25 bodily injury and property damage liability. For trucks carrying hazardous materials or operating interstate, federal minimums are higher. An agent can explain the specific limits for your operation.
Do I need a special license to sell truck insurance in Colorado?
Yes, insurance agents in Colorado must hold a valid producers license from the Colorado Division of Insurance. Truck insurance agents often have additional certifications for commercial lines. Always verify an agents license before purchasing a policy.
How does Colorado law affect truck insurance rates?
Colorado is a fault state, meaning the at-fault drivers insurance pays for damages. This can increase rates for drivers with accidents. Also, Colorados high altitude and winter weather conditions can lead to higher premiums for trucks operating in mountainous areas.
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