The top-rated truck insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include A Plus Insurance, Jeff Schmidt - State Farm Insurance Agent, Premier Group Insurance Karen Frausto. This directory lists 31 truck insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Dan Lewis South | 1614 S Academy Blvd Suite 110 | (719) 434-3944 |
| 2 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 3 | Jeff Schmidt - State Farm Insurance Agent | 1230 Tenderfoot Hill Rd STE 200 | (719) 445-0070 |
| 4 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 5 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 6 | Farmers Insurance - Jacob Morgan | 1255 Lake Plaza Dr Ste 135 | (719) 576-2638 |
| 7 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 8 | A Better Choice Auto Insurance Agency | 3862 Maizeland Rd | (719) 667-1301 |
| 9 | Matt Waddell - State Farm Insurance Agent | 620 Southpointe Ct #205 | (719) 375-5536 |
| 10 | Westco Insurance LLC | 9235 N Union Blvd Ste 150-385 | (719) 726-0318 |
State Farm: Dan Lewis South serves the Colorado Springs, Colorado area as a truck insurance agent. This agency helps local commercial truck owners secure coverage for their vehicles and operations. Truck insurance in this region addresses the specific risks of freight and cargo transport on mountain highways. The agency works with clients to find policies that meet both legal requirements and business needs. Services include liability protection for collision damage and coverage for cargo loss or theft during transit across the county.
A Plus Insurance serves Colorado Springs and the surrounding communities of El Paso County, handling truck insurance for local owner-operators and regional fleets. The agency guides clients through policy selection for liability, cargo, and physical damage coverage required by commercial vehicles. Understanding the unique risks of mountain driving and long-haul routes through the Front Range, it works directly with carriers to match coverage to specific operational needs. For a typical job, the agency assesses each client’s freight and mileage to align policy options with their specific risk profile.
Spring snowstorms and sudden hailstorms can leave commercial trucks with cracked windshields or dented panels in Colorado Springs. Jeff Schmidt - State Farm Insurance Agent helps local fleet owners and independent drivers secure coverage for their heavy-duty vehicles, offering liability and cargo protection that aligns with regional road conditions. Policies are tailored to meet the unique risks of hauling freight through the Front Range. A first step typically involves a phone consultation to review vehicle mileage, cargo type, and current inspection records before preparing a policy quote.
Premier Group Insurance Karen Frausto in Colorado Springs, Colorado helps clients distinguish between a single policy for a dedicated fleet and ongoing adjustments for fluctuating commercial vehicle needs. They arrange liability, cargo, and physical damage coverage tailored to regional trucking routes and local regulations. Their service operates on both a one-time basis for new truck acquisitions and a scheduled renewal cycle for existing fleet policies, with as-needed consultations for changes in vehicle inventory or operational scope.
Located in Colorado Springs, ALINK Insurance Services provides residential truck insurance for local owner-operators and commercial coverage for fleet operators throughout the region. The agency helps clients assess liability and cargo protection needs tailored to area routes and regulations. Advice focuses on matching policy limits to operational scale. For repeat customers, the office schedules regular policy reviews between renewal visits to adjust coverage as vehicle values or route patterns shift.
Farmers Insurance - Jacob Morgan is known for providing truck insurance coverage in Colorado Springs, CO. The agency serves local truck operators and fleets needing appropriate protection for their vehicles and cargo in the region. Coverage options include liability and physical damage policies suited for commercial trucking. Truck insurance agents in this area routinely address risks related to mountainous terrain and highway transport. The agency can also add on specialized coverage for non-trucking liability during off-duty use of the vehicle.
Inszone Insurance Services in Colorado Springs, Colorado, is known for providing comprehensive truck insurance coverage tailored to the unique needs of commercial drivers and fleet operators. The agency serves local owner-operators and larger transportation companies, helping them manage liability, cargo, and physical damage risks specific to the region’s highways. A dedicated specialty service it can add is occupational accident insurance for independent contractors.
A Better Choice Auto Insurance Agency operates in Colorado Springs as a truck insurance agent, helping local businesses secure coverage for their commercial vehicles. Its specialty add-ons extend beyond basic liability to include cargo insurance, roadside assistance, and physical damage protection tailored for long-haul operations. The agency structures policies to meet the unique risks faced by regional fleets. This service accommodates various commercial sectors, including offices needing delivery trucks, warehouses requiring heavy-duty haulers, and food service providers operating refrigerated transport units.
Matt Waddell - State Farm Insurance Agent in Colorado Springs, Colorado provides residential truck insurance coverage for individual vehicle owners. The agency also offers commercial truck policies tailored to local business operations, serving clients throughout the Colorado Springs region. Truck insurance plans typically include liability, cargo, and physical damage protection. The office follows up with customers between regular visits to adjust coverage as vehicles age or business needs change, ensuring consistent protection remains in place.
What Does a a Truck Insurance Agent in Colorado Springs Cost?
Truck insurance costs in Colorado Springs vary widely based on vehicle type, driving record, and coverage limits. For a standard semi-truck, annual premiums typically range from $8,000 to $15,000 for basic liability. Full coverage including cargo and physical damage can cost $12,000 to $25,000 per year. Factors like operating in mountainous areas or carrying high-value freight can increase rates. This is general information, not insurance advice.
About truck insurance agents in Colorado Springs
Truck insurance agents in Colorado Springs help commercial drivers and fleet owners meet state and federal insurance requirements. Colorado law mandates minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $15,000 for property damage, though commercial trucks often need higher limits. Local agents can also assist with cargo insurance and physical damage coverage tailored to the Pikes Peak region.
Frequently Asked Questions
What are the minimum insurance requirements for a commercial truck in Colorado?
Colorado requires commercial trucks to carry at least $25,000 per person and $50,000 per accident for bodily injury, and $15,000 for property damage. However, trucks hauling hazardous materials or operating interstate may need higher limits under federal regulations.
Do I need a special license to sell truck insurance in Colorado?
Yes, insurance agents in Colorado must hold a valid producers license from the Colorado Division of Insurance. They must also complete continuing education courses to maintain their license.
How does Colorado traffic law affect truck insurance premiums?
Colorado has strict laws on following distance and speed for commercial vehicles. Violations can lead to higher premiums. Additionally, the state has a high rate of weather-related accidents on I-25 and mountain passes, which agents consider when quoting rates.
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