The top-rated truck insurance agent in Loveland, Colorado is Summit Insurance: Allstate Insurance, rated 4.9 stars across 1,073 reviews. Other highly rated options include Weedin Agency, Inc., All About Insurance, Jackson Insurance Agency Inc.. This directory lists 20 truck insurance agents serving Loveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Summit Insurance: Allstate Insurance | 1907 N Boise Ave STE 1 | (970) 667-9133 |
| 2 | Weedin Agency, Inc. | 1601 E Eisenhower Blvd | (970) 667-2145 |
| 3 | All About Insurance | 4007 S Lincoln Ave STE 440 | (970) 292-8116 |
| 4 | Jackson Insurance Agency Inc. | 234 Elder Dr | (970) 667-3680 |
| 5 | Mitch Rogers - State Farm Insurance Agent | 4090 Clydesdale Pkwy Ste 101A | (970) 776-9180 |
| 6 | Farmers Insurance - Christopher Larkins | 2030 Blue Mesa Ct | (970) 776-6704 |
| 7 | Advantage Insurance - Barry G Gustafson Agency | 4308 N Garfield Ave | (970) 669-9390 |
| 8 | Jim Todd - State Farm Insurance Agent | 1109 N Lincoln Ave | (970) 669-1900 |
| 9 | Todd Baker Farmers Insurance | 1905 W 8th St #213 | (970) 460-6792 |
| 10 | Welsh Insurance Agency, Inc. | Anasazi Business Park, 633 N Denver Ave | (970) 663-5404 |
Summit Insurance: Allstate Insurance serves Loveland and Larimer County as a local truck insurance agent. It offers coverage tailored for commercial vehicles, protecting both the driver and their cargo. The agency helps owner-operators and small fleets find policies that meet state and federal requirements. For these clients, it handles liability insurance, which covers damages from accidents, and physical damage coverage for the truck itself.
Weedin Agency, Inc. provides tailored coverage for commercial trucking operations, protecting vehicles, cargo, and liability exposures across varied fleets. The agency assists clients with policy reviews and claims management to ensure compliance with industry regulations. Serving the Loveland, Colorado area, it addresses the unique risks associated with over-the-road transportation. The company offers its property and casualty services for single-family homes, apartments, retail locations, and restaurants.
All About Insurance serves commercial trucking businesses of all sizes in the Loveland area, providing coverage for owner-operators and fleet operators. Their agents work to match policies with each company’s specific operational needs and cargo risks. They help clients comply with federal and state insurance requirements while protecting vehicles and drivers on the road. With a focus on personalized service, the agency assists trucking firms across Loveland and also reaches clients in the nearby community of Fort Collins.
Jackson Insurance Agency Inc. serves Loveland and its surrounding communities in northern Colorado, specializing in truck insurance for both local and long-haul operators. The agency handles coverage for commercial vehicles, including liability, physical damage, cargo, and non-trucking liability policies. Each policy is reviewed carefully, matching coverage limits to the specific types of routes each fleet or independent driver runs. For a typical job, Jackson Insurance Agency Inc. completes a detailed risk assessment of the client's driving history and cargo profile before tailoring a policy from available markets.
For trucking clients in Loveland, deciding between a single policy quote and an ongoing risk management plan determines whether service is one-time or recurring. Mitch Rogers - State Farm Insurance Agent provides coverage options that help protect commercial vehicles, cargo, and liability exposures common in local freight operations. This agent’s focus on truck insurance means policies can be designed for owner-operators or small fleets navigating Colorado’s mountain routes. Service is available on an as-needed basis for initial policy setup and periodic reviews, with no automatic renewal unless requested.
Farmers Insurance - Christopher Larkins in Loveland, CO provides specialized truck insurance agent services, including tailored coverage for commercial vehicles, cargo liability, and fleet policies. The agency also assists local drivers with standard auto, home, and business insurance needs, ensuring comprehensive protection for diverse client requirements. During the busy harvest season, the team helps truck operators adjust their policies to cover increased hauling volumes and seasonal equipment transports across northern Colorado’s agricultural routes.
After snow begins to fall in Loveland, local trucking fleets face pressing liability needs on icy grades and mountain passes. Advantage Insurance - Barry G Gustafson Agency responds specifically as a truck insurance agent, structuring policies that address cargo loads, regional freight lanes, and hauling exposures common to northern Colorado operations. They assess each fleet’s logbooks, mileage ranges, and trailer configurations during the initial policy review. The process begins with a phone consultation to schedule an on-site inspection of vehicles and equipment.
Jim Todd - State Farm Insurance Agent in Loveland, CO, provides truck insurance designed to protect commercial vehicles and their cargo while operating on local roads and highways. Policies can be extended to cover liability risks, physical damage, and uninsured motorist protection. This agency serves a range of commercial sectors in the area, including offices that require fleet coverage, warehouses managing inventory shipments, and food service operations relying on delivery trucks.
Welsh Insurance Agency, Inc. helps residential clients in Loveland, CO with personal insurance needs. The agency also handles commercial coverage for area trucking operations, providing policies suited for local and regional hauling businesses. Within the surrounding region, the office assists vehicle owners with managing risk and meeting regulatory requirements on the road. Agents work with policyholders to adjust coverages after changes. They can be contacted to review new exposures or handle claims between regular visits.
What Does a a Truck Insurance Agent in Loveland Cost?
Typical truck insurance costs in Colorado range from 8,000 to 15,000 dollars per year for a single owner-operator with basic liability coverage. Full coverage policies with cargo and physical damage can cost 12,000 to 25,000 dollars annually. Premiums vary based on driving record, cargo type, annual mileage, and specific routes through the Rockies. This is general information and not insurance advice.
About truck insurance agents in Loveland
Truck insurance agents in Loveland Colorado help owner-operators and fleet owners meet state and federal requirements. Colorado law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 15,000 dollars for property damage. Local agents can also advise on cargo insurance and physical damage coverage for I-25 and mountain routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Colorado?
Colorado requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability, plus 15,000 dollars for property damage. For interstate hauling, federal FMCSA rules may require higher limits such as 750,000 dollars or 1 million dollars depending on cargo type.
Do I need a specific type of insurance for hauling hazardous materials in Colorado?
Yes, hauling hazardous materials in Colorado requires additional environmental liability coverage and a special endorsement on your policy. The federal minimum for hazmat is 5 million dollars in liability insurance, and your agent can help you meet these requirements.
How does Colorado weather affect truck insurance costs in Loveland?
Colorado winter weather and mountain driving increase risk, which can raise premiums for trucks operating in Loveland. Agents may recommend comprehensive and collision coverage to protect against ice-related accidents and road debris damage.
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