The top-rated supplemental insurance agent in Yakima, Washington is Mid-Columbia Insurance, rated 4.9 stars across 1,950 reviews. Other highly rated options include Vern Fonk Insurance, Yakima Valley Insurance, Freeway Insurance. This directory lists 19 supplemental insurance agents serving Yakima.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1602 W Lincoln Ave | (509) 249-1188 |
| 2 | Vern Fonk Insurance | 126 S 1st St Ste. C | (509) 281-7028 |
| 3 | Yakima Valley Insurance | 117 N 50th Ave | (509) 248-2100 |
| 4 | Freeway Insurance | 1112 E Nob Hill Blvd Ste 104 | (509) 281-7040 |
| 5 | Senior Solutions Group | 3611 River Rd # 110 | (509) 494-4288 |
| 6 | State Farm: Eric Silvers | 1 N 9th St | (509) 453-8286 |
| 7 | Ramos Insurance | 117 N 50th Ave | (509) 728-4192 |
| 8 | Apple Valley Insurance | 903 W Nob Hill Blvd | (509) 453-4595 |
| 9 | Mitchell, Reed and Schmitten Insurance-Yakima | 127 W Yakima Ave | (509) 248-7711 |
| 10 | Kim Acacio Insurance Agency | 1115 W Lincoln Ave STE 101 | (509) 321-4227 |
As autumn arrive in Yakima, many retirees and part-time agricultural workers begin reviewing their healthcare gaps before open enrollment closes. Mid-Columbia Insurance helps residents match supplemental plans—such as those covering hospital copays or out-of-network specialists—to their existing Medicare or employer coverage. The agency focuses on explaining how a local policy might lower out-of-pocket costs for routine specialist visits or emergency care. A brief fact-gathering session in their Yakima office or over the phone starts the assessment of each client’s current benefits and potential needs.
Vern Fonk Insurance in Yakima, Washington, provides supplemental insurance coverage designed to fill gaps left by primary health plans. These policies help individuals manage unexpected medical costs and out-of-pocket expenses not covered by standard insurance. The agency assists clients with specific add-ons such as accident, critical illness, hospital indemnity, and dental plans. Its services are available to a range of commercial sectors, including local offices, warehouses, and food service establishments.
Yakima Valley Insurance serves Yakima, Washington, and the surrounding county as a supplemental insurance agent. The agency helps individuals and families address gaps in their primary health coverage by offering policies that pay cash benefits directly to policyholders. These benefits can be used for expenses not covered by major medical plans, such as deductibles, copays, or daily living costs during illness. Specific services handled in this area include accident insurance and critical illness insurance.
Freeway Insurance focuses on supplemental coverage for residents in Yakima, Washington, helping fill gaps in traditional health plans with options for dental, vision, or accident protection. The agency also serves local businesses seeking additional benefits for their employees. Commercial clients throughout the Yakima area can discuss group policies that suit their workforce size. After an initial policy is arranged, the office maintains contact for annual reviews and can adjust coverage when circumstances change. Customers are welcome to return between regular enrollment periods to update plans or address new needs.
Based in Yakima, Washington, Senior Solutions Group provides a range of supplemental insurance options that pair with primary health coverage. Their agents focus on helping clients navigate the selection of plans designed to cover gaps in Medicare. Ongoing policy reviews and annual enrollment guidance are offered to keep coverage aligned with individual needs. The agency works with individuals managing their own healthcare, including those living in single-family homes, apartments, and independent senior living communities.
Serving homeowners, renters, and small business owners in the Yakima area, State Farm: Eric Silvers provides supplemental insurance coverage to help fill gaps left by standard policies. Common services include accident, critical illness, and hospital indemnity plans that offer additional financial protection. The agent works closely with clients to explain policy options and match coverage to individual needs. In addition to its Central Washington base, the agency also serves clients in the nearby community of Selah.
Ramos Insurance serves Yakima and the surrounding communities of central Washington, handling supplemental insurance needs for local residents. It works with policies that help cover gaps left by primary health plans, such as dental, vision, and accident protection. Seniors and other individuals often seek such plans to manage out-of-pocket expenses. To handle a typical job, an agent at Ramos Insurance first reviews a client’s existing coverage, then presents a clear comparison of available options to support an informed decision.
Apple Valley Insurance, a supplemental insurance agent in Yakima, WA, distinguishes between one-time policies that provide a single period of coverage and recurring plans that renew on a set schedule to maintain ongoing protection. Clients can choose policies for unexpected medical gaps or income loss during a health event. These supplemental options help cover costs like deductibles or copays that primary plans may not fully address. Services are arranged on a scheduled basis, typically with annual renewals or as dictated by individual policy terms.
Mitchell, Reed and Schmitten Insurance-Yakima specializes in supplemental insurance policies that fill coverage gaps left by major medical plans. The agency serves clients in Yakima by helping them compare extra options for expenses like deductibles and copays. These plans assist with costs that arise from unexpected illnesses or injuries. As winter approaches, the company helps local residents evaluate coverage that addresses out-of-pocket expenses linked to seasonal flu complications or cold-weather accidents.
Spring in Yakima often brings questions about what Medicare does not cover, and Kim Acacio Insurance Agency serves as a supplemental insurance agent ready to address those gaps. Their focus is on helping area residents understand how Medigap or other supplemental plans can fill coverage shortfalls for hospital stays or routine visits. The agency provides tailored guidance without unnecessary pressure, recognizing that individual healthcare needs vary widely. An initial step here typically involves a complimentary assessment of current coverage and potential options for better financial protection.
What Does a a Supplemental Insurance Agent in Yakima Cost?
Medicare Supplement plan premiums in Washington vary by age gender and location. In Yakima monthly premiums for Plan G typically range from 120 to 250 dollars for a 65-year-old. Plan N may cost 90 to 180 dollars per month. Costs can change each year and depend on the insurance company. This is general information not insurance advice.
About supplemental insurance agents in Yakima
Supplemental insurance agents in Yakima Washington help residents find Medigap and Medicare Supplement plans that cover costs not paid by Original Medicare. Washington state law requires guaranteed issue for Medigap plans during certain enrollment periods. Local agents can explain how Yakima Valley medical providers work with different supplement plans.
Frequently Asked Questions
What is a supplemental insurance agent in Yakima?
A supplemental insurance agent in Yakima helps you compare and enroll in Medicare Supplement plans also called Medigap. These agents are licensed in Washington and can explain plan options like Plan G and Plan N.
When can I enroll in a Medigap plan in Washington?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions. Washington state also provides additional guaranteed issue rights in certain situations.
Do supplemental insurance agents charge fees in Yakima?
Most supplemental insurance agents in Yakima are paid by the insurance company not by the client. Their commission is built into the plan premium. Always ask if there are any fees before you sign up.