The top-rated supplemental insurance agent in Bellingham, Washington is Trucordia (formerly Rice Insurance), rated 4.9 stars across 709 reviews. Other highly rated options include Tim Slesk - State Farm Insurance Agent, Sierra Belleville - State Farm Insurance Agent, The Baldwin Group Health Insurance. This directory lists 19 supplemental insurance agents serving Bellingham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trucordia (formerly Rice Insurance) | 2200 Rimland Dr Ste 305 | (888) 742-3467 |
| 2 | Tim Slesk - State Farm Insurance Agent | 2200 Rimland Dr STE 104 | (360) 756-5007 |
| 3 | Sierra Belleville - State Farm Insurance Agent | 3800 Byron Ave Ste 132 | (360) 676-1033 |
| 4 | The Baldwin Group Health Insurance | 3800 Byron Ave UNIT 148 | (866) 733-5111 |
| 5 | InsureOne Insurance | 1414 Broadway STE C | (360) 686-6186 |
| 6 | Magas Insurance | 2615 Meridian St | (360) 734-0416 |
| 7 | Mountain View Insurance | 1801 F St | (360) 255-5175 |
| 8 | Northwest Insurance Solutions | 11 Bellwether Way Ste 106 | (360) 738-6068 |
| 9 | Von Smith Insurance | 1111 N Forest St Basement | (360) 205-2248 |
| 10 | Cascadia Insurance, LLC | 141 W Kellogg Rd | (800) 999-1498 |
Trucordia, formerly known as Rice Insurance, serves the Bellingham, Washington metro area as a local supplemental insurance agent. The company helps clients fill gaps left by major medical plans, offering policies for unexpected health events. Its advisors explain coverage options in plain language to ensure residents understand their benefits. Supplemental insurance typically covers out-of-pocket costs that primary insurance does not. Trucordia in Bellingham specifically handles accident insurance plans and critical illness policies.
Tim Slesk - State Farm Insurance Agent in Bellingham, WA, offers a range of supplemental insurance services designed to fill gaps in primary health coverage, including policies for accidents, critical illness, and hospital indemnity. The agency provides ongoing service plans that include policy reviews, claims assistance, and regular enrollment updates to help clients adjust coverage as their needs change. This supports individuals and families by coordinating benefits with existing health plans. It services single-family homes, apartments, retail stores, and restaurants in Bellingham.
Sierra Belleville - State Farm Insurance Agent serves homeowners, renters, and local business owners in Bellingham, Washington, by offering supplemental insurance policies that help cover gaps in primary health, life, or property coverage. The agency works with individuals to identify options for accident, critical illness, and disability income protection that can provide additional financial support during unexpected events. Clients benefit from personalized consultations to review existing coverage and explore suitable supplemental plans. The agency also extends its services to nearby communities in Whatcom County, including Ferndale.
The Baldwin Group Health Insurance serves homeowners, businesses, and property managers in Bellingham, Washington, helping them assess risks and secure supplemental coverage for gaps left by standard policies. It works with clients to explain options for bridging deductibles and unexpected costs through Medigap or accident plans. Each consultation focuses on matching local insurance needs with available products. The agency also extends its supplemental insurance agent services to residents and commercial clients throughout the neighboring community of Ferndale in the metro area.
InsureOne Insurance serves Bellingham, Washington, and the surrounding communities of Whatcom County. As a supplemental insurance agent, the company handles policies designed to cover gaps left by major medical plans, such as accident, cancer, or critical illness coverage. These plans help clients manage out-of-pocket costs for specific events. To handle a typical job, the agent first reviews a client's existing health coverage to identify potential gaps and then presents tailored plan options that align with those needs.
Magas Insurance in Bellingham, WA, distinguishes between one-time supplemental insurance enrollments and recurring policy management services. Their coverage helps fill gaps in primary health plans by providing benefits for accidents, critical illnesses, and hospital stays. A licensed agent guides clients through plan comparisons to match specific medical and financial needs. Service runs on a scheduled basis, typically initiated during open enrollment or after a qualifying life event, with regular check-ins available as needed.
Mountain View Insurance offers supplemental insurance brokerage services, specializing in policies that cover gaps left by major medical plans, such as accident, cancer, and critical illness coverage. The company serves residents in and around Bellingham, Washington, helping them evaluate individual needs for supplementary financial protection during medical events. By focusing on these specific supplemental products, the agency assists clients in managing out-of-pocket costs that standard health insurance does not typically address. This support proves especially valuable during the winter months when seasonal illnesses and fall-related injuries become more common in Whatcom County.
As the spring thaw brings more outdoor activity, residents of Bellingham often review their existing health coverage for gaps. Northwest Insurance Solutions addresses these seasonal concerns by specializing in supplemental insurance products that help reduce out-of-pocket costs for hospitalization, critical illness, or accident recovery. Their local advisors focus on matching each client's financial situation to appropriate policies from major carriers. The process begins with a convenient no-obligation in-person or virtual consultation to assess current coverage and identify potential needs.
Von Smith Insurance operates as a supplemental insurance agent in Bellingham, Washington, helping clients fill coverage gaps left by standard health or life policies. Its specialty add-ons include accident, critical illness, and hospital indemnity plans that provide extra financial protection during medical events. These products can support local businesses of various types, including offices, warehouses, and food service operations, by offering voluntary benefits that employees may purchase to strengthen their overall insurance portfolio.
Based in Bellingham, Cascadia Insurance, LLC focuses on supplemental insurance for Washington residents, beginning with residential policies to cover personal health gaps. Their commercial supplemental options also serve local businesses seeking extra protection for employees or operations. Serving the Bellingham area and surrounding Whatcom County, the agency designs plans to complement primary health benefits. Clients often return between regular visits to adjust coverage as their needs change, ensuring policies remain responsive to evolving medical or financial circumstances.
What Does a a Supplemental Insurance Agent in Bellingham Cost?
Supplemental insurance agent services in Washington are usually free to you because agents are paid commissions by insurance companies. Medigap plan premiums in Bellingham vary widely, from around 100 to 300 dollars per month depending on age, gender, and plan type. Costs for Medicare Advantage plans may have low or zero premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Bellingham
Supplemental insurance agents in Bellingham, Washington help residents find Medigap and Medicare Advantage plans that fit their needs. Washington state law requires agents to be licensed and follow specific enrollment rules. Local agents understand the healthcare options available in Whatcom County and can explain how plans work with Original Medicare.
Frequently Asked Questions
What is a supplemental insurance agent in Bellingham?
A supplemental insurance agent in Bellingham is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They must follow Washington state insurance regulations and can explain plan benefits and costs.
Do I need a supplemental insurance agent in Washington?
You do not need an agent, but working with one can help you understand your options. Washington state allows agents to assist with plan selection and enrollment during the Annual Enrollment Period or Special Enrollment Periods.
What are the enrollment rules for Medigap in Washington?
In Washington, you have a six-month Medigap Open Enrollment Period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may use medical questions to decide coverage.