The top-rated supplemental insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include Benefits NW, McClain Insurance Services, Mike Ramirez - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | Benefits NW | 8620 Holly Dr Ste 220 | (425) 353-9763 |
| 3 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 4 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 5 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 6 | PTX Group | 2707 Colby Ave #604 | (425) 406-7872 |
| 7 | The Baldwin Group Health Insurance | 1010 SE Everett Mall Way Suite Suite 200-A | (866) 733-5111 |
| 8 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 9 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
| 10 | SimpliMedicare | 8620 Holly Dr Suite 220-B | (206) 566-5060 |
As the seasons shift in the Snohomish County region, many residents review their existing coverage to address new medical expenses. Vern Fonk Insurance in Everett helps clients explore supplemental plans that manage gaps left by standard health policies. The agency works with local individuals to understand how additional insurance can support their household budgets and long-term financial well-being. An initial consultation assesses each person’s current benefits and specific coverage needs before proposing any plan.
Benefits NW offers supplemental insurance solutions, including plans that help cover gaps left by major medical policies. Its service approach includes assisting clients with claims support and explaining policy details, while maintenance ensures plans adapt to changing health needs. The company serves properties in Everett, WA, such as single-family homes, apartments, retail spaces, and restaurants, providing tailored coverage for diverse local environments.
McClain Insurance Services serves Everett and Snohomish County as a supplemental insurance agent. The company helps individuals and families bridge gaps in primary health coverage with tailored policies. Supplemental plans can assist with out-of-pocket costs that major medical insurance does not fully address, such as deductibles and copayments. Common options in this area include policies for accident, critical illness, and hospital indemnity. McClain Insurance Services specifically handles enrollment in Medicare supplement plans and dental insurance.
Mike Ramirez - State Farm Insurance Agent in Everett, Washington, serves local homeowners, renters, and small business owners. It provides supplemental insurance policies that help cover gaps left by primary health or property plans. Clients in the area can discuss options for accident, hospital, or critical illness coverage. The agency also assists property managers seeking extra protection for rental units. Its service area extends to nearby communities such as Lynnwood and the greater Snohomish County metro region.
Serving Everett and surrounding communities in Snohomish County, The Miller Insurance Agency of Washington operates as a supplemental insurance agent. It handles policies that help cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. The agency focuses on helping clients understand specific coverage options available to them. To complete a typical job, it reviews an individual’s existing health plan and financial situation to recommend an appropriate supplemental policy.
PTX Group in Everett, WA offers supplemental insurance clients a choice between one-time policy purchases or recurring coverage options to close gaps in major medical plans. Their services typically include help with Medicare supplements, hospital indemnity, and specified disease policies that pay cash benefits directly to the insured. Supplemental insurance agents in the area frequently review changing healthcare needs over time. Service runs on either a scheduled or as-needed basis, depending on the renewal cycle and client request.
The Baldwin Group Health Insurance in Everett, Washington works with individuals and families to address gaps in primary medical coverage. As a supplemental insurance agent, the company specializes in offering policies designed to cover costs that standard health plans often exclude, such as accident deductibles and hospital stays. Their services benefit both residents and businesses, serving commercial sectors including local offices, warehouses, and food service operations.
Calrose Insurance specializes in supplemental insurance policies, helping Everett residents manage out-of-pocket medical costs not covered by major health plans. It offers general agency services including Medicare supplements, hospital indemnity, and critical illness coverage to fill coverage gaps. The company assists clients with plan comparisons and enrollment throughout the annual open enrollment period, as well as during special enrollment windows triggered by life changes. It also addresses the financial strain of unexpected winter health events or seasonal hospital stays by guiding members through their supplemental benefits.
As the winter months in Everett bring increased risk of slips, falls, and cold-related illnesses, residents often look for ways to protect their finances beyond standard health coverage. Westphal Insurance Agency serves the local community by offering supplemental insurance policies that help cover deductibles, copays, and other out-of-pocket costs not paid by primary medical plans. These plans provide a financial safety net for everyday medical expenses. An initial consultation typically begins with a review of the client’s current coverage to identify gaps or specific areas of potential financial exposure.
Based in Everett, SimpliMedicare serves as a supplemental insurance agent, helping clients bridge coverage gaps in their primary health plans. The company specializes specifically in Medicare supplements and related insurance add-ons designed to cover out-of-pocket costs. By working with multiple carriers, an independent agent like SimpliMedicare can tailor policies to individual needs. This includes serving commercial sectors such as offices, warehouses, and food service operations looking to provide supplemental benefits for their employees or management teams.
What Does a a Supplemental Insurance Agent in Everett Cost?
Supplemental insurance costs in Everett vary widely by plan type, age, and health status. For example, a Medicare Supplement Plan G may cost between $120 and $250 per month for a 65-year-old. Cancer or critical illness policies often range from $30 to $100 per month. These are estimates; actual premiums depend on the insurer and your specific situation. This is general information, not insurance advice.
About supplemental insurance agents in Everett
Supplemental insurance agents in Everett, Washington help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap) and hospital indemnity policies. Washington state law requires agents to be licensed by the Office of the Insurance Commissioner, ensuring they meet local standards.
Frequently Asked Questions
What is the open enrollment period for Medicare Supplement plans in Everett?
In Washington, the Medicare Supplement open enrollment period lasts six months starting when you turn 65 and enroll in Part B. During this time, you cannot be denied coverage or charged higher premiums due to health conditions.
Can a supplemental insurance agent help with cancer or critical illness policies in Washington?
Yes, agents can help you compare cancer, critical illness, and accident policies from private insurers. Washington law requires these policies to clearly state benefits and exclusions in plain language.
Do I need a separate supplemental insurance agent if I already have a health insurance broker?
Many health insurance brokers also offer supplemental plans, but some specialize only in major medical. A dedicated supplemental agent focuses on policies like hospital indemnity or dental, which are separate from your main health plan.
Supplemental Insurance Agents in Other Washington Cities
Auburn · Bellevue · Bellingham · Bothell · Bremerton · Burien · Camas · Edmonds · Federal Way · Issaquah · Kennewick · Kent · Kirkland · Lacey · Lake Stevens