The top-rated supplemental insurance agent in Spokane Valley, Washington is Sannes Insurance, rated 5.0 stars across 146 reviews. Other highly rated options include Spokane Valley Insurance, Associated Agents Group, Empire Insurance Brokers. This directory lists 13 supplemental insurance agents serving Spokane Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sannes Insurance | 100 N Mullan Rd STE #101 | (509) 993-9887 |
| 2 | Spokane Valley Insurance | 11017 E Sprague Ave Suite B | (509) 928-1234 |
| 3 | Associated Agents Group | 626 N Mullan Rd | (509) 295-2291 |
| 4 | Empire Insurance Brokers | 708 N Argonne Rd Suite 8bm | (509) 922-4636 |
| 5 | Starr & Brown | 11707 E Sprague Ave Ste 105 | (509) 928-2121 |
| 6 | Inland Northwest Insurance | 12319 E Broadway Ave | (509) 892-6373 |
| 7 | Insurance Gal Janis | 1420 N Mullan Rd Suite L9 | (509) 703-9661 |
| 8 | Doty & Giles Insurance | 1213 N Pines Rd #100 | (509) 924-7755 |
| 9 | HUB International | 200 N Argonne Rd | (509) 891-1000 |
| 10 | Amy Jo Carlson Insurance | 1121 N Argonne Rd Suite 101 | (509) 505-3104 |
Sannes Insurance provides a range of supplemental insurance products designed to fill gaps left by standard health plans in the Spokane Valley area. Services typically include assistance with claims filing and policy adjustments to meet changing client needs. The agency maintains regular contact with policyholders to review coverage options and address any questions. It serves the insurance needs of individuals residing in single-family homes, apartments, retail, and restaurants.
Spokane Valley Insurance serves Spokane Valley, Washington, and the surrounding county as a supplemental insurance agent. It helps clients fill gaps in their primary health coverage by offering policies that address out-of-pocket costs and unexpected medical expenses. The agency assists individuals in securing plans for accident-related care, critical illness diagnosis, and hospital indemnity coverage. Specific services it handles include providing policies for cancer treatment support and short-term disability income protection.
Homeowners and property managers in Spokane Valley rely on Associated Agents Group for supplemental insurance policies that fill gaps in standard coverage. The agency helps clients secure protection for expenses like deductibles and copays that primary plans often leave uncovered. Its services are designed to offer financial security when unexpected medical or property costs arise. In addition to serving the Spokane Valley community, Associated Agents Group also covers the neighboring town of Liberty Lake and surrounding areas.
Empire Insurance Brokers serves homeowners, businesses, and property managers in Spokane Valley, Washington, helping them assess their coverage gaps and secure supplemental insurance policies to protect against unexpected expenses. The agency assists with arranging additional liability, accident, and medical coverage that standard base plans often exclude. With a focus on personalized consultations, it works to tailor protection that aligns with each client’s specific risk profile. The company also extends its services to clients throughout the surrounding Spokane metro area, including nearby Liberty Lake.
Starr & Brown serves Spokane Valley, Washington, and the surrounding communities. It handles supplemental insurance options designed to fill gaps left by major medical plans. Typical offerings include policies that help with deductibles, copays, or lost income during recovery. The company works with clients to assess their specific coverage needs and explain potential benefits. A representative walks each person through available plans, then helps finalize the selection in a straightforward manner.
A supplemental insurance agent may provide either a single policy purchase or an ongoing relationship with periodic plan reviews. Inland Northwest Insurance helps clients in Spokane Valley secure coverage that fills gaps in primary health insurance, such as accident, critical illness, or hospital indemnity plans. These options can address out-of-pocket costs not covered by major medical policies. Service is arranged on a one-time or as-needed basis, depending on whether the client requires an initial enrollment, a plan update, or a later consultation for changing needs.
Insurance Gal Janis specializes in helping clients enroll in supplemental insurance policies that cover gaps left by major medical plans. The company serves the Spokane Valley area by explaining coverage options for accidents, hospital stays, and critical illnesses through straightforward appointments. It aids individuals in managing out-of-pocket costs that ordinary health insurance does not fully address. During open enrollment periods or after a sudden health event, residents often seek guidance on filling unexpected coverage holes to protect their finances.
Dotty & Giles Insurance provides supplemental insurance solutions in the Spokane Valley area, specializing in policies that fill gaps left by standard health plans. These additional coverages can help clients manage out-of-pocket costs for unexpected medical events or accidents. The company serves businesses and individuals by offering flexible options that can be tailored to various work environments. Such supplemental plans are often made available to employees across commercial sectors, including offices, warehouses, and food service operations.
Serving Spokane Valley and the surrounding Inland Northwest communities, HUB International assists clients with supplemental insurance policies designed to complement primary health coverage. The company handles offerings such as accident, critical illness, and hospital indemnity plans. In a typical engagement, an agent first reviews an existing health plan to identify coverage gaps, then presents tailored options for dental, vision, or life insurance. It then guides the client through a straightforward enrollment process and a clear explanation of benefit payouts.
What Does a a Supplemental Insurance Agent in Spokane Valley Cost?
Supplemental insurance costs in Washington vary by plan type age and health status. Medicare Supplement plans typically range from 100 to 300 dollars per month. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. Some plans have annual out-of-pocket limits. This is general information and not insurance advice.
About supplemental insurance agents in Spokane Valley
Supplemental insurance agents in Spokane Valley Washington help residents fill gaps in Medicare or employer health plans. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. Local agents can explain plans like Medigap or Medicare Advantage that meet your needs.
Frequently Asked Questions
What is a supplemental insurance agent in Spokane Valley?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover costs not paid by original Medicare or group health plans. They can compare plans from different carriers and explain benefits specific to Washington state.
Do I need a supplemental insurance agent in Washington?
You do not need an agent to buy a plan but using one can help you understand your options. Washington state allows agents to assist with Medicare Supplement and Medicare Advantage plans during open enrollment and special enrollment periods.
What documents do I need to meet with a Spokane Valley agent?
Bring your Medicare card or current health insurance ID card and a list of your prescriptions. The agent will also ask about your preferred doctors and hospitals to find a plan that works in Spokane Valley.