The top-rated supplemental insurance agent in Mount Vernon, Washington is Vern Fonk Insurance, rated 4.9 stars across 371 reviews. Other highly rated options include Benefit Solutions Plus, LLC, Perla's Insurance Services, North Cascade Insurance. This directory lists 19 supplemental insurance agents serving Mount Vernon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 401 E College Way Suite B | (360) 686-6059 |
| 2 | Benefit Solutions Plus, LLC | 1500 E College Way ste a 364 | (425) 770-3620 |
| 3 | Perla's Insurance Services | 2222 Riverside Dr STE 701 | (360) 588-6645 |
| 4 | North Cascade Insurance | 1616 N 18th St #160 | (360) 424-1772 |
| 5 | WAFD Insurance Group | 1501 Riverside Dr | (360) 424-4559 |
| 6 | HUB International | 501 S 2nd St | (360) 336-2112 |
| 7 | Brayer Insurance Services | 1301 Riverside Dr Ste A7 | (360) 424-3000 |
| 8 | Aflac PNW: Tiffany Kukulica | 1932 E College Way ste b | (360) 720-2311 |
| 9 | Strong Family Insurance | 815 Cleveland Ave Suite 200 | (360) 812-6466 |
| 10 | Elite Insurance Mount Vernon | 1835 Riverside Dr | (206) 210-3777 |
Serving residents of Mount Vernon, Vern Fonk Insurance helps individuals find supplemental policies to cover gaps left by major medical plans. The agency also works with local businesses in the area, offering commercial coverage options to protect their operations. Clients receive focused guidance on Medicare supplements, accident plans, or other ancillary products. The team encourages callbacks and visits between regular policy reviews, ensuring coverage is adjusted as personal or business needs change.
Benefit Solutions Plus, LLC, serving Mount Vernon and surrounding Skagit County, acts as a local supplemental insurance agent. The company works with clients to find policies that help cover costs not paid by major medical plans. It provides assistance with enrolling in various plans designed to pay cash benefits for unexpected illness or injury. Policy options handled in this area include hospital indemnity plans that offer fixed payments for a covered hospital stay and accident insurance that provides a lump-sum benefit for specific injuries.
Perla's Insurance Services in Mount Vernon, WA offers a range of supplemental insurance products designed to fill gaps left by standard health or primary coverage. Its service includes helping clients select appropriate policies and explaining how different plans can cover specific expenses such as deductibles or copayments. The agency also provides ongoing support to review coverage needs over time. Its clients include owners of single-family homes, apartments, retail spaces, and restaurants.
North Cascade Insurance in Mount Vernon serves homeowners, businesses, and property managers seeking supplemental coverage. It provides policies that fill gaps left by standard plans, helping clients manage out-of-pocket costs for unexpected events. The agency offers personalized consultations to match coverage options with individual needs, ensuring clients understand their choices. Access to multiple carriers allows for flexible plan comparisons, tailored to local risk factors like weather and liability. Its service area also extends to nearby communities in Skagit County, including Burlington.
Serving Mount Vernon and the surrounding Skagit Valley communities, WAFD Insurance Group handles supplemental insurance policies designed to fill coverage gaps left by major medical plans. These plans help cover out-of-pocket costs such as deductibles, copays, and other incidental expenses that arise from unexpected illness or injury. The company focuses on educating clients about how these specialized products coordinate with existing health benefits. To handle a typical job, they start by reviewing a client’s current coverage to identify specific financial exposures, then recommend a policy targeted to those particular needs.
HUB International in Mount Vernon offers supplemental insurance to cover gaps in primary health plans, providing policies for accident, critical illness, and hospital indemnity. It works with individuals and local businesses to tailor coverage that addresses out-of-pocket medical costs. The agency assists clients with policy selection, claims support, and plan adjustments during open enrollment periods. It also helps families manage financial strain from unexpected medical events such as a seasonal flu hospitalization or a winter sports injury requiring emergency care.
Brayer Insurance Services in Mount Vernon, WA, distinguishes between one-time supplemental policies and recurring coverage options that renew periodically. Their supplemental insurance agents help clients fill gaps in primary health plans by addressing specific out-of-pocket costs like copays or deductibles. These tailored plans often complement Medicare or employer-based insurance, providing financial protection for unforeseen medical expenses. Service appointments with the company are available on a scheduled basis to review policy options or adjust existing coverage as individual needs change over time.
As winter storms and seasonal flu create unexpected medical costs across Skagit Valley, families often struggle with gaps in their primary health coverage. Aflac PNW: Tiffany Kukulica in Mount Vernon provides supplemental insurance policies that help cover deductibles and non-medical expenses these events leave behind. Clients appreciate how direct cash benefits can support income loss or transportation needs during recovery. The company responds to coverage questions in person, and the first step is a complimentary review of the customer’s existing policy to identify any potential shortfalls.
Strong Family Insurance helps local residents and businesses manage risk through general insurance offerings and specializes in supplemental insurance agent services. These policies fill coverage gaps not addressed by major medical plans, such as accident, critical illness, or hospital indemnity protection. The agency operates in the Mount Vernon, WA area and serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Elite Insurance Mount Vernon serves residential clients in Mount Vernon and the surrounding areas, offering supplemental insurance policies that help cover gaps left by primary health plans. The agency also assists local businesses with comparable commercial coverage options, ensuring their employees have access to similar financial protection. With a service area focused on Skagit County and nearby communities, follow-up visits between regular review cycles ensure policies adapt as circumstances change, providing continuity for clients who need ongoing support rather than a single transaction.
What Does a a Supplemental Insurance Agent in Mount Vernon Cost?
Supplemental insurance costs in Washington vary by plan type, age, and health status. For Medigap plans, monthly premiums typically range from $100 to $300 for a 65-year-old in Mount Vernon. Cancer and accident plans may cost $30 to $100 per month. Agent commissions are usually paid by the insurance company, so you do not pay extra for agent services. This is general information, not insurance advice.
About supplemental insurance agents in Mount Vernon
Supplemental insurance agents in Mount Vernon, Washington help residents fill gaps in their primary health coverage. These agents offer plans like Medicare Supplement (Medigap), cancer insurance, and accident policies. Washington state law requires all individual health plans to cover essential health benefits, but supplemental plans provide extra financial protection for deductibles and copays.
Frequently Asked Questions
What is a supplemental insurance agent in Mount Vernon?
A supplemental insurance agent is a licensed professional who helps you buy extra insurance policies to cover costs your main health plan does not pay. In Mount Vernon, these agents can explain Medigap, hospital indemnity, and critical illness plans. They must follow Washington state insurance regulations.
Do I need a supplemental insurance agent if I have Medicare in Washington?
Yes, a supplemental insurance agent can help you compare Medigap plans A through N. In Washington, you have a guaranteed issue right to buy a Medigap plan during your 6-month open enrollment period. After that, medical underwriting may apply.
How do I choose a supplemental insurance agent in Mount Vernon?
Look for an agent licensed in Washington with experience in supplemental products. Ask about their carrier options and whether they represent multiple companies. You can verify an agents license on the Washington State Office of the Insurance Commissioner website.