The top-rated supplemental insurance agent in Staunton, Virginia is Staley Insurance Agency, Inc., rated 4.9 stars across 440 reviews. Other highly rated options include Hammond Insurance Services, Tim Baker: Allstate Insurance, Bev Cundiff - State Farm Insurance Agent. This directory lists 16 supplemental insurance agents serving Staunton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Staley Insurance Agency, Inc. | 2013 N Augusta St | (540) 885-8858 |
| 2 | Hammond Insurance Services | 5 E Beverley St | (540) 442-8486 |
| 3 | Tim Baker: Allstate Insurance | 1217 Barterbrook Rd | (540) 886-9397 |
| 4 | Bev Cundiff - State Farm Insurance Agent | 219 Edgewood Rd | (540) 885-8941 |
| 5 | Valley Trust Insurance Group | 500 Commerce Rd | (540) 885-5531 |
| 6 | Tonya Sivinski - State Farm Insurance Agent | 902 Churchville Ave | (540) 885-8839 |
| 7 | Bearing Insurance | 110 W Johnson St Suite 100 | (540) 886-3456 |
| 8 | Senior Insurance Solutions | The Stratton Building, 110 W Johnson St Office#214 | (540) 430-3400 |
| 9 | Rob Shirley - State Farm Insurance Agent | 101 Red Oaks Dr | (540) 885-0804 |
| 10 | Bradley Insurance Services Inc | 1427 N Augusta St | (540) 885-5126 |
Staley Insurance Agency, Inc. serves the Staunton, Virginia metro area and surrounding communities as a dedicated supplemental insurance agent. It focuses on helping individuals fill gaps in their primary health coverage, providing policies that address out-of-pocket costs. By offering these specialized plans, the agency works with clients to manage unexpected medical expenses not covered by major medical insurance. Its typical services include assisting with applications for accident insurance and critical illness coverage to enhance overall financial protection.
Hammond Insurance Services in Staunton, VA provides a range of supplemental insurance products, including policies for accident, critical illness, and hospital indemnity coverage. Service and maintenance plans are available to help clients review their existing policies annually and ensure they remain aligned with current needs. The company assists with benefit claims processing and offers billing support. It services single-family homes, apartments, retail businesses, and local restaurants.
Tim Baker: Allstate Insurance serves homeowners, businesses, and property managers seeking supplemental insurance coverage for gaps left by standard policies. It offers additional protection options such as accident, critical illness, and hospital indemnity plans. Clients rely on this agency for straightforward explanations of how supplemental benefits work alongside existing health or property coverage. The office provides personalized consultations to help residents and commercial operators in Staunton select appropriate supplementary policies. It also serves individuals and businesses in neighboring Waynesboro.
Bev Cundiff - State Farm Insurance Agent in Staunton, VA, helps clients choose between one-time supplemental policies for specific needs and recurring coverage options that renew on a cycle. Supplemental insurance works alongside primary health plans to cover gaps like copays or deductibles, reducing out-of-pocket expenses. The agent explains both single-payment and installment structures so customers understand their financial commitment. Service for policy setup and claims assistance runs on an as-needed basis, with no mandatory meeting schedule after the initial enrollment period.
Valley Trust Insurance Group serves Staunton, VA, and the surrounding Shenandoah Valley communities, handling supplemental insurance coverage for individuals and families. This type of insurance helps fill gaps left by major medical plans, addressing costs such as copays, deductibles, and extended care needs. To assess each client’s situation, the agency reviews existing health coverage and life circumstances before recommending specific supplemental policies. For a typical job, it gathers personal information, compares available plan options from various carriers, and presents them in a clear, side-by-side format for the client to review.
As a supplemental insurance agent in Staunton, VA, Tonya Sivinski - State Farm Insurance Agent focuses on providing gap coverage that helps pay for benefits not included in standard health or life policies. This agency serves the local area by explaining these specialized options to residents and guiding them through selecting a plan that fits their personal situation. With policy changes often occurring at the start of the new year, this office assists clients during open enrollment periods in evaluating their supplemental needs.
Bearing Insurance serves the Staunton, Virginia, area with supplemental insurance agent services. These professionals assist individuals by offering policies that help cover gaps left by primary health or life insurance. Their work includes helping clients select and maintain supplemental plans for medical costs, accident care, or critical illness expenses. Local agents in this field provide ongoing support for policy adjustments and claims filing. The company specifically handles hospital indemnity and accident insurance plans for this region.
Senior Insurance Solutions, based in Staunton, VA, helps individuals manage gaps in health coverage by specializing in supplemental insurance policies that address out-of-pocket costs not covered by primary plans. Their agents guide clients in selecting add-on benefits for expenses such as deductibles and copays. The company’s services are available to those working in offices, warehouses, and food service establishments needing customized coverage options.
As winter weather increases the need for reliable financial protection, Rob Shirley - State Farm Insurance Agent in Staunton, VA helps local residents evaluate their supplemental insurance options. This agency focuses on policies that cover gaps left by primary health plans, including accident and hospital indemnity coverage. They meet with clients to explain how these plans can offset out-of-pocket expenses during seasonal illnesses or unexpected injuries. The process begins with a complimentary review of current coverage to identify potential gaps, followed by scheduling an initial in-office assessment to discuss personalized solutions.
Bradley Insurance Services Inc serves residential clients in Staunton, Virginia, by helping them select supplemental insurance that covers gaps left by standard health plans. The agency also assists commercial clients with similar coverage options throughout the local area and surrounding communities. These policies provide financial support for unexpected medical expenses, accidents, or critical illnesses. Clients often return to the agency between their regular check-ups to review and adjust their plans as their needs evolve.
What Does a a Supplemental Insurance Agent in Staunton Cost?
Supplemental insurance agent services in Staunton are typically free to you because agents earn commissions from insurance carriers. Medigap plan premiums in Virginia range from about $100 to $300 per month depending on your age location and plan type. Costs vary by case and carrier. This is general information not insurance advice.
About supplemental insurance agents in Staunton
Supplemental insurance agents in Staunton Virginia help residents fill gaps in Medicare coverage. Virginia law allows a one-time guaranteed issue period for Medigap plans when you first enroll in Medicare Part B. Local agents can explain how Virginia specific rules affect your enrollment and plan options.
Frequently Asked Questions
What is a supplemental insurance agent in Staunton?
A supplemental insurance agent in Staunton helps you buy Medigap or Medicare Supplement plans. These agents are licensed in Virginia and can compare plans from different carriers. They do not sell Medicare Advantage plans unless they also hold that certification.
When can I enroll in a Medigap plan in Virginia?
In Virginia you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period insurers can deny coverage or charge higher premiums based on health.
Are there Virginia specific rules for Medigap plans?
Yes Virginia law requires that Medigap policies be guaranteed renewable. Virginia also has a birthday rule that allows you to switch to a similar or lesser Medigap plan within 60 days of your birthday without medical questions. This rule applies only to plans from the same carrier.
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