The top-rated supplemental insurance agent in Christiansburg, Virginia is Dove Insurance Agency, rated 4.9 stars across 204 reviews. Other highly rated options include Metro Insurance Services, Castle Rock Insurance Agency, Virginia Farm Bureau Insurance Company. This directory lists 10 supplemental insurance agents serving Christiansburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dove Insurance Agency | 13 Radford St | (540) 382-4277 |
| 2 | Metro Insurance Services | 265 Peppers Ferry Rd NE | (540) 381-1700 |
| 3 | Castle Rock Insurance Agency | 128 Oak Tree Blvd NW | (540) 382-1118 |
| 4 | Virginia Farm Bureau Insurance Company | 1095 Peppers Ferry Rd NW | (540) 382-8161 |
| 5 | Parker, Shelton & Associates Inc - Insurance Agency | 223 Central Ave Ste A | (540) 381-6358 |
| 6 | Main Street Insurance Agency INC | 1 1st St SW | (540) 381-6200 |
| 7 | Kathy Coleman Insurance Services, LLC | 3225 N Franklin St Suite 4 | (540) 585-4942 |
| 8 | Hill Insurance Agency | 100 E Main St | (540) 639-3901 |
| 9 | FishersView Insurance | 1200 Elm St NE Suite D | (540) 835-3759 |
| 10 | Linda K. Walker, Agent, LLC | Regent Plaza, 3225 N Franklin St Suite 4 | (540) 529-1308 |
Dove Insurance Agency serves Christiansburg, Virginia, and the surrounding Montgomery County area as a local supplemental insurance agent. The company helps individuals and families explore options for additional coverage that traditional health plans may leave unmet. These supplemental policies often provide financial support for specific needs not fully addressed by primary insurance. Common choices in this market include accident and critical illness plans. The agency also assists clients with hospital indemnity policies to help cover out-of-pocket costs during a medical stay.
Metro Insurance Services provides a range of supplemental insurance products designed to fill gaps in standard coverage for residents and businesses in Christiansburg, VA. Its service plans focus on helping clients secure additional protection for unexpected health care costs or lost income. Maintenance of policies includes periodic reviews to adjust coverage as clients’ needs change. The company offers dedicated local support to simplify policy management. Metro Insurance Services serves single-family homes, apartments, retail businesses, and restaurants in the surrounding area.
Castle Rock Insurance Agency serves homeowners, businesses, and property managers in the Christiansburg, VA area who need supplemental insurance coverage. As a supplemental insurance agent, the agency focuses on policies that fill gaps left by standard health, life, or property plans, such as accident or critical illness protection. It helps clients tailor their coverage to local needs and budget constraints. The agency also extends its services to the neighboring community of Blacksburg, providing similar supplemental insurance options to residents and businesses there.
As the seasons shift in Christiansburg, supplemental coverage needs often change for local residents. Virginia Farm Bureau Insurance Company provides additional insurance policies to help fill gaps that primary plans may leave. These agents offer Medicare supplements, accident plans, and other tailored options. Each consultation begins with a careful review of the individual current policy landscape, ensuring the chosen supplement aligns with specific local healthcare and lifestyle needs. All recommendations follow a personalized assessment of each client's situation. This initial evaluation starts with a thorough inspection of existing coverage limits.
Serving Christiansburg and surrounding communities in southwestern Virginia, Parker, Shelton & Associates Inc - Insurance Agency acts as a supplemental insurance agent. It handles policies that help cover costs not paid by primary health plans, such as deductibles and copays for medical events. These policies can provide financial support during illness or injury. The agency typically begins by discussing a client’s specific needs and current coverage gaps. It then presents policy options from various insurers, explaining the benefit terms and costs clearly before helping the individual select a suitable plan.
Main Street Insurance Agency INC in Christiansburg, VA provides supplemental insurance, which differs from traditional coverage by offering one-time benefit payouts for specific events rather than recurring monthly assistance or ongoing care. These policies help fill gaps left by primary health plans, covering critical illness, accident, or hospital indemnity costs directly. The agency assists clients in selecting tailored plans that address everyday financial exposure from sudden medical needs. Service is offered on an as-needed basis, with consultations available when individuals seek to adjust or acquire new supplemental benefits.
Providing supplemental insurance services, Kathy Coleman Insurance Services, LLC helps individuals in Christiansburg, VA cover gaps not addressed by primary health plans. As a local supplemental insurance agent, the company assists clients with policies that can complement existing coverage for out-of-pocket costs, hospital stays, or critical illnesses. Such protection is often explored for managing unexpected medical expenses. Many area residents seek guidance on these options during the annual Medicare open enrollment period, when adjusting supplemental benefits to meet changing healthcare needs becomes particularly relevant.
As gaps in Medicare and employer health plans leave many Christiansburg residents facing uncovered deductibles or copays during open enrollment, Hill Insurance Agency focuses on filling those voids with supplemental policies. Covering needs from accident recovery to critical illness expenses, the agency works with local clients to review existing coverage and identify where a supplemental plan might reduce out-of-pocket risks. An initial complimentary review of current benefits is conducted before any formal policy recommendation is made.
FishersView Insurance helps individuals in the Christiansburg, VA, area understand and select their primary health coverage needs while specializing in supplemental insurance add-ons. These voluntary policies can assist with out-of-pocket expenses that major medical plans may leave uncovered, offering payments directly to the insured for specific events. The agency serves those who operate from local offices, work in large warehouses, or manage food service establishments, ensuring that supplemental protection can be tailored to each professional environment.
Serving residents of Christiansburg, Linda K. Walker, Agent, LLC offers supplemental insurance coverage to help fill gaps left by primary health plans. The company also works with local businesses, providing commercial supplemental policies designed to support employee benefit packages throughout the area. Following an initial consultation and policy setup, clients can schedule follow-up service calls, ensuring their coverage adapts to changing needs between regular visits from the agent.
What Does a a Supplemental Insurance Agent in Christiansburg Cost?
Supplemental insurance costs in Virginia vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Christiansburg typically range from $120 to $250 per month. Dental and vision plans may cost $30 to $80 monthly. Hospital indemnity plans often run $50 to $150 per month. These are general estimates; your actual cost depends on your specific health profile and chosen policy. This is general information, not insurance advice.
About supplemental insurance agents in Christiansburg
Supplemental insurance agents in Christiansburg, Virginia help residents find Medigap, dental, vision, and hospital indemnity plans. Virginia law allows a six-month open enrollment period for Medigap policies starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how Virginia-specific regulations affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Christiansburg?
A supplemental insurance agent helps you buy policies that cover costs not paid by your primary health plan, such as Medicare deductibles or copays. In Christiansburg, these agents are licensed by the Virginia State Corporation Commission and must follow state insurance laws.
When can I enroll in a Medigap plan in Virginia?
In Virginia, you have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Do supplemental insurance agents charge fees in Christiansburg?
Most supplemental insurance agents in Christiansburg are paid by commissions from the insurance companies, not by you directly. You should ask the agent about any fees before you sign a policy. Virginia law requires agents to disclose their compensation if you ask.
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