The top-rated supplemental insurance agent in Charlottesville, Virginia is Miguel Coradine - Sirius Insurance, rated 5.0 stars across 957 reviews. Other highly rated options include Hunter Wyant - State Farm Insurance Agent, Steinlage Insurance Agency of Charlottesville, Specialized Insurance. This directory lists 26 supplemental insurance agents serving Charlottesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Coradine - Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 2 | Hunter Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 293-3906 |
| 3 | Steinlage Insurance Agency of Charlottesville | 1001 Research Park Boulevard Suite 1020 | (434) 602-9200 |
| 4 | Specialized Insurance | 2250 Old Ivy Rd #5 | (434) 529-6000 |
| 5 | Craddock Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 6 | Mac Weems - State Farm Insurance Agent | 2215 Hydraulic Rd | (434) 971-3838 |
| 7 | BOST Benefits office of Michelle & Corey Lawson | 901 Preston Ave STE 402 | (434) 296-9500 |
| 8 | Kristina Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 971-9966 |
| 9 | Towe Insurance Service Inc. | 304 E Jefferson St | (434) 295-5191 |
| 10 | Insurance Doctor | 1980 Abbey Rd | (434) 218-1663 |
Miguel Coradine - Sirius Insurance provides supplemental insurance policies designed to cover gaps left by standard health plans, including accident, critical illness, and hospital indemnity coverage. It offers ongoing service to help clients understand their benefits and file claims efficiently. The company assists with policy reviews and plan adjustments as healthcare needs change. Its services are available for individuals securing coverage for single-family homes, apartments, retail businesses, and restaurants.
Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, Virginia area as a supplemental insurance agent. This agency helps local residents fill coverage gaps by offering policies that complement primary health or life insurance plans. The agency guides clients through Medicare supplement options and accident insurance policies designed to cover out-of-pocket costs. Policies are tailored to meet individual needs for financial protection against unexpected medical expenses. The agency handles hospital indemnity plans and critical illness insurance for residents in this region.
Homeowners, renters, and local business owners in Charlottesville turn to Steinlage Insurance Agency of Charlottesville for supplemental insurance policies that help fill gaps in primary coverage. This agency works with clients to explain options such as accident, critical illness, and hospital indemnity plans that provide added financial protection. Understanding the specific risks in this region allows the agency to recommend appropriate coverage solutions. Its services also extend to residents and property owners in the nearby community of Waynesboro.
Specialized Insurance serves clients throughout Charlottesville, Virginia, and the surrounding Albemarle County communities. As a supplemental insurance agent, the company handles Medicare gap policies, hospital indemnity plans, and critical illness coverage designed to fill the gaps left by major medical insurance. Each situation is assessed individually to match a client’s specific health needs and budget. The approach begins with a thorough review of existing benefits before recommending anything, ensuring any recommended supplemental plan aligns with the client’s current coverage.
Some supplemental insurance needs a single, immediate purchase while others benefit from an ongoing enrollment option. Serving the Charlottesville, Virginia area, the company helps clients explore coverage plans that fill gaps left by major medical policies. Choosing available plans for conditions like accidents, critical illness, or hospital stays matters for true financial readiness. Meeting annually for a plan review is possible so policies keep pace with life changes, making reviews available on a scheduled basis as needed for coverage adjustments.
Mac Weems - State Farm Insurance Agent in Charlottesville, VA specializes in supplemental insurance policies that help cover expenses traditional health plans may leave behind. The agency assists clients with accident, critical illness, and hospital indemnity plans designed to provide financial support during unexpected medical events. Residents in the area rely on these services to bridge gaps in coverage. As families prepare for the upcoming cold and flu season, the agency particularly helps them evaluate supplemental options for potential out-of-pocket costs associated with seasonal illnesses.
BOST Benefits office of Michelle & Corey Lawson serves residents in the Charlottesville area by offering supplemental insurance policies that fill gaps left by major medical plans. These products typically cover hospital stays, accident care, and critical illness expenses. The agency specializes in voluntary, payroll-deducted supplemental benefits that provide direct cash payments when claims arise. Its commercial services address the unique needs of local employers, including offices, warehouses, and food service operations.
As winter weather approaches in Charlottesville, unexpected medical costs from seasonal accidents or illnesses can strain a household budget. Kristina Wyant, a local supplemental insurance agent, helps residents in the area fill coverage gaps that standard health plans leave behind. She assists clients in exploring policies designed to cover everyday deductibles, copayments, and hospital stays. These plans can provide additional financial protection during recovery without major out-of-pocket surprises. The company begins by offering a free in-person or virtual assessment of an individual’s existing coverage to identify potential gaps.
Towe Insurance Service Inc. offers supplemental insurance solutions to residential clients in and around Charlottesville, Virginia. The agency also provides tailored coverage options for commercial enterprises seeking to fill gaps in their primary benefits. Service focuses on this central Virginia area and the surrounding communities. After an initial policy is placed, the agency supplies ongoing support and quick responses to claims questions. Clients can expect thoughtful follow-up communication between their regular annual visits, ensuring continuous coverage review and adjustment as needs change.
Insurance Doctor in Charlottesville, Virginia is recognized for its focus on supplemental insurance coverage. The company assists clients in evaluating policies to help fill gaps left by primary health plans, addressing costs from deductibles and co-pays. Its service range includes examining available accident and critical illness plans for individual needs. Many local residents seek such support when managing out-of-pocket medical expenses. An additional service this agency provides is help with disability income policies that can replace lost wages during recovery periods.
What Does a a Supplemental Insurance Agent in Charlottesville Cost?
Supplemental insurance costs in Virginia vary by plan type age and health status. Medigap Plan G in Charlottesville typically ranges from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have lower premiums but higher out of pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Charlottesville
Supplemental insurance agents in Charlottesville Virginia help residents find coverage to fill gaps in Medicare or employer health plans. Virginia law requires agents to be licensed by the State Corporation Commission and follow specific marketing rules. Local agents can explain how Virginia-specific programs like Medigap guaranteed issue rights apply to you.
Frequently Asked Questions
What types of supplemental insurance do agents in Charlottesville offer?
Agents in Charlottesville typically offer Medigap Medicare Advantage dental vision hearing and hospital indemnity plans. They also sell critical illness and accident insurance policies. Virginia law requires agents to clearly explain each policy type and its limitations.
Do I need a supplemental insurance agent if I already have Medicare in Virginia?
You do not need an agent but an agent can help compare plans and costs. Virginia has a six-month Medigap open enrollment period starting when you turn 65. During this time you cannot be denied coverage for pre-existing conditions.
How do Virginia laws affect supplemental insurance policies sold in Charlottesville?
Virginia requires all supplemental insurance policies to include a free look period of at least 30 days. Agents must also provide a written outline of coverage before you buy. These rules help protect consumers in Charlottesville and across the state.
Supplemental Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Chesapeake · Chester · Christiansburg · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg