The top-rated supplemental insurance agent in Stillwater, Oklahoma is Rotnei Clarke - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include Lucas Grounds - State Farm Insurance Agent, Allegiant Insurance Stillwater, Legacy Foundation Group. This directory lists 20 supplemental insurance agents serving Stillwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rotnei Clarke - State Farm Insurance Agent | 726 S Western Rd | (405) 372-6433 |
| 2 | Lucas Grounds - State Farm Insurance Agent | 2121 W 6th Ave | (405) 372-9700 |
| 3 | Allegiant Insurance Stillwater | 4626 W 6th Ave | (918) 928-3911 |
| 4 | Legacy Foundation Group | 901 S Main St Suite 41 | (405) 916-8613 |
| 5 | J K Meadors & Co | 703 S Western Rd | (405) 377-0000 |
| 6 | Scott Leming - State Farm Insurance Agent | 1102 W 6th Ave | (405) 372-9206 |
| 7 | Messer Bowers Insurance | 730 S Western Rd | (405) 372-1238 |
| 8 | Loftis & Wetzel Insurance - Stillwater | 139 S Main St | (405) 334-5477 |
| 9 | Trident Insurance Agency | 201 W Hall of Fame Ave | (405) 624-2277 |
| 10 | Shelter Insurance - Jeff Bryant | 2300 W 7th Ave | (405) 743-1999 |
Rotnei Clarke - State Farm Insurance Agent in Stillwater, OK offers a range of supplemental insurance products that help cover gaps left by primary health plans. These plans are designed to provide financial support for expenses such as deductibles, copays, and other out-of-pocket costs. Regular policy reviews and updates are available to ensure coverage aligns with changing needs over time. The agency serves single-family homes, apartments, retail, and restaurants.
Lucas Grounds - State Farm Insurance Agent serves the Stillwater, Oklahoma area as a supplemental insurance agent. The company helps local residents and families secure additional coverage beyond their primary health plans. Supplemental insurance policies aim to cover gaps left by major medical insurance, offering financial protection for unexpected expenses. Typical services include helping clients understand options for accidents, critical illness, or hospital stays. Lucas Grounds handles specific supplemental health policies and final expense coverage for the Stillwater community.
Allegiant Insurance Stillwater serves Stillwater and the surrounding communities in Oklahoma, handling supplemental insurance plans that fill gaps in primary health coverage. These plans address out-of-pocket expenses for accidents, hospital stays, or critical illnesses, providing additional financial protection to local residents. To complete a typical job, the agent first assesses a client's existing coverage and personal needs, then recommends specific policies from available carriers. This approach ensures a targeted solution tailored to each individual's health and budgetary situation.
Legacy Foundation Group serves homeowners, businesses, and property managers in Stillwater, Oklahoma, by guiding them through supplemental insurance options that bridge coverage gaps. The agency specializes in policies that help cover deductibles, copays, or other expenses not included in primary plans, ensuring more predictable financial protection. Its representatives take time to explain complex policy details and tailor recommendations to individual needs. For clients in the broader Payne County area, including communities such as Perkins and Glencoe, the company also arranges personalized consultations to review supplemental coverage requirements.
Many supplemental insurance agents offer both one-time policy enrollments and recurring service plans for ongoing coverage adjustments. J K Meadors & Co, serving the Stillwater, OK area, provides supplemental insurance that helps cover gaps left by major medical plans, such as deductibles, copays, and out-of-pocket expenses associated with hospital stays or critical illness events. A client's specific benefits depend solely upon the selected policy terms. This local agent makes such services available on an as-needed basis for policy changes and inquiries.
Scott Leming - State Farm Insurance Agent in Stillwater, OK offers supplemental insurance policies that help fill gaps left by primary health coverage, including critical illness and accident plans. The agency also provides general personal insurance services for local residents and families. Policyholders can receive support with claims and policy adjustments throughout the year. As open enrollment periods or major life changes like a new job occur, the agency helps clients understand how supplemental coverage can address unexpected out-of-pocket medical expenses.
When winter weather raises concerns about home maintenance or seasonal illnesses, Messer Bowers Insurance in Stillwater, OK, offers supplemental insurance plans that help cover gaps left by standard policies. These agents assist local residents and small business owners with affordable options for accident, health, or hospital indemnity coverage. Their process begins with a simple, no-obligation review of current benefits and personal goals.
Loftis & Wetzel Insurance - Stillwater offers supplemental insurance options to residents in their homes, helping fill coverage gaps left by primary health plans. The agency also provides commercial supplemental policies for local businesses in Stillwater, OK, serving a wide area within the surrounding region. Their agents focus on explaining plan details clearly so clients understand their benefits. After an initial policy is in place, they routinely reach out to review coverage and adjust plans during regular follow-up visits.
Trident Insurance Agency in Stillwater, OK, is known for providing supplemental insurance coverage that helps fill gaps left by major medical plans. Its service range includes policies for accidents, critical illness, and hospital indemnity, designed to offer financial support during unexpected health events. These plans typically pay cash benefits directly to the policyholder. The agency can help clients customize coverage to address specific out-of-pocket costs. It also specializes in adding cancer insurance to existing supplemental plans.
Shelter Insurance, represented by Jeff Bryant in Stillwater, Oklahoma, provides core insurance policies and focuses on supplemental insurance plans that cover gaps left by primary health or property coverage, such as accident, critical illness, or hospital indemnity options. This local agency assists clients in strengthening their financial safety net during unexpected medical or property events. Its supplemental offerings serve small offices, warehouses, and food service businesses in the region.
What Does a a Supplemental Insurance Agent in Stillwater Cost?
Supplemental insurance agent services in Oklahoma are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums in Stillwater often range from 120 to 250 dollars per month for a 65 year old non smoker. Medicare Advantage plans may have zero dollar premiums but include copays and deductibles. Costs vary by age health status and plan type. This is general information not insurance advice.
About supplemental insurance agents in Stillwater
Supplemental insurance agents in Stillwater Oklahoma help residents choose Medigap or Medicare Advantage plans that work with Original Medicare. Oklahoma state law requires agents to be licensed through the Oklahoma Insurance Department. These agents can explain how plans cover costs like deductibles and coinsurance at Stillwater Medical Center.
Frequently Asked Questions
What is the best time to enroll in a supplemental insurance plan in Stillwater?
The best time is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This period lasts six months and guarantees you can buy any policy without medical underwriting.
Can a supplemental insurance agent help me compare Medicare Advantage plans in Payne County?
Yes a licensed agent can show you Medicare Advantage plans available in Payne County including HMO and PPO options. They will explain provider networks and out of pocket limits specific to Stillwater area doctors and hospitals.
Are there Oklahoma laws that protect me when buying supplemental insurance?
Yes Oklahoma law requires a free look period of 30 days for Medigap policies. You can cancel for any reason within that time and get a full refund. Agents must also follow state rules about replacing existing policies.
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