The top-rated supplemental insurance agent in Muskogee, Oklahoma is Jon Kolb - State Farm Insurance Agent, rated 4.9 stars across 164 reviews. Other highly rated options include Advanced Insurance Professionals, HILDA RICHEY INSURANCE AGENCY, Rachel Renfro - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Muskogee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Kolb - State Farm Insurance Agent | 510 N York St | (918) 687-7536 |
| 2 | Advanced Insurance Professionals | 1712 Chandler Rd | (918) 684-2000 |
| 3 | HILDA RICHEY INSURANCE AGENCY | 1114 W Broadway St | (918) 682-2278 |
| 4 | Rachel Renfro - State Farm Insurance Agent | 730 Callahan St | (918) 682-2021 |
| 5 | Don David - State Farm Insurance Agent | 1602 E Okmulgee Ave | (918) 682-5533 |
| 6 | Act Now Insurance | 2311 Monta Ave | (918) 687-1112 |
| 7 | Tedford Insurance - Muskogee | 215 State St Suite 302 | (918) 299-2345 |
| 8 | D & E Insurance Agency | 3017 Azalea Park Dr | (918) 683-0021 |
| 9 | Shelter Insurance - Catherine Clay | 309 S York St | (918) 682-0656 |
| 10 | The Beckman Company | 118 N 16th St | (918) 683-7844 |
Jon Kolb - State Farm Insurance Agent serves the Muskogee, Oklahoma area as a supplemental insurance agent. The company helps local residents bridge coverage gaps left by primary health plans. Supplemental insurance can cover out-of-pocket costs for unexpected accidents or critical illnesses. These policies assist with deductibles, co-pays, and other medical expenses not covered by standard insurance. The agency also offers guidance on hospital indemnity plans to provide cash benefits during a hospital stay.
Advanced Insurance Professionals in Muskogee, OK, offers supplemental insurance coverage to help individuals and families manage out-of-pocket expenses not covered by major medical plans. The agency assists clients with selecting suitable policies and provides ongoing support for claims and policy adjustments. Their service includes reviewing existing coverage to identify gaps and recommending appropriate supplemental plans. This agency typically serves properties such as single-family homes, apartments, retail locations, and restaurants throughout the local area.
Homeowners, renters, and small business owners in Muskogee can turn to Hilda Richey Insurance Agency for supplemental insurance policies that help cover gaps left by major medical plans. The agency offers a focused range of products designed to provide additional financial protection against unexpected health or property expenses. Serving the local community with personalized attention allows clients to find suitable coverage for their specific needs. The agency also extends its services to residents and businesses in the neighboring Fort Gibson area.
Rachel Renfro - State Farm Insurance Agent serves Muskogee, Oklahoma, and the surrounding communities. It handles supplemental insurance policies, which help cover costs not addressed by primary medical plans, such as deductibles and copays. These offerings include options for accidents, critical illness, and hospital indemnity. The agency begins a typical job by discussing a client’s existing coverage and identifying potential gaps. It then presents specific plan choices that match their personal needs and budget, tailoring the selection process to each individual situation.
Don David of Muskogee, Oklahoma operates as a supplemental insurance agent, providing services for clients who need to cover gaps left by primary health plans. Unlike one-time purchase options that offer a single policy enrollment, this agency offers recurring service options that allow policyholders to adjust their coverage over time as their needs change. Supplemental insurance may help with deductibles, copays, or unexpected medical expenses not fully addressed by major medical insurance. Service for clients runs on an as-needed basis for claims assistance and policy reviews.
Act Now Insurance provides supplemental insurance plans designed to cover out-of-pocket expenses not paid by primary health coverage, including policies for accidents, critical illness, and hospital indemnity. As a local agency in Muskogee, Oklahoma, it assists residents with navigating Medicare gaps and selecting individual or group supplemental options to fill coverage holes. The agency guides clients through annual enrollment periods and helps address financial exposure from unexpected medical events, such as a wintertime slip or a spring allergy complication that leads to an emergency room visit.
Tedford Insurance - Muskogee works with residents in the Muskogee, OK area to identify gaps in their primary health coverage and secure supplemental insurance policies that help cover out-of-pocket costs. The agency specializes in offering add-on plans that address deductibles, copayments, and unexpected medical expenses not fully paid by standard insurance. Commercial clients can also obtain tailored supplemental coverage for their employees working in local offices, warehouses, and food service establishments.
As the seasons change in Muskogee, many residents look to plan for unexpected health costs not fully covered by primary insurance. D & E Insurance Agency works closely with local clients as a supplemental insurance agent, offering guidance on policies that help manage these gaps. They take time to explain available options without pressuring a decision. Those considering this type of coverage can start the process with a simple at-home or phone-based insurance needs assessment.
Shelter Insurance - Catherine Clay in Muskogee, Oklahoma primarily serves residential supplemental insurance needs, helping individuals fill gaps in existing health or life coverage. The agency also provides commercial supplemental policies for local small businesses. Service extends throughout Muskogee and the surrounding area. As a supplemental insurance agent, the agency focuses on offering additional protection that coordinates with primary plans. Clients often require follow-up help to adjust policies as their circumstances change, and the agency schedules these updates or reenrollments between regular scheduled visits to ensure continuous coverage.
What Does a a Supplemental Insurance Agent in Muskogee Cost?
Costs for supplemental insurance in Oklahoma vary by plan type age and health status. Medigap Plan G premiums in Muskogee typically range from 100 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Muskogee
Supplemental insurance agents in Muskogee Oklahoma help residents find policies that cover gaps in Medicare or employer health plans. Oklahoma law requires agents to be licensed by the Oklahoma Insurance Department. These agents can explain plans like Medigap Medicare Advantage or hospital indemnity insurance for local needs.
Frequently Asked Questions
What is the best time to enroll in a supplemental insurance plan in Muskogee?
The best time is during your Medicare Initial Enrollment Period which lasts seven months around your 65th birthday. In Oklahoma you also have a Medigap Open Enrollment Period that lasts six months starting when you are 65 and enrolled in Part B. Missing these windows may limit your options.
Do supplemental insurance agents in Muskogee help with Medicare Advantage plans?
Yes many agents in Muskogee are licensed to sell Medicare Advantage plans also called Part C. These plans are an alternative to Original Medicare and often include drug coverage. Agents can compare plan options from insurers like Blue Cross Blue Shield of Oklahoma or Humana.
Are there Oklahoma rules that affect supplemental insurance policies?
Yes Oklahoma law requires that Medigap policies be guaranteed renewable. This means the insurer cannot cancel your policy as long as you pay premiums. Also Oklahoma does not require insurers to offer Medigap plans to people under 65 but some companies choose to do so.
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