The top-rated supplemental insurance agent in Grand Forks, North Dakota is Randy Fenley - State Farm Insurance Agent, rated 4.6 stars across 61 reviews. Other highly rated options include Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl. This directory lists 19 supplemental insurance agents serving Grand Forks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Randy Fenley - State Farm Insurance Agent | 2750 S 26th St Ste A | (701) 772-5684 |
| 2 | Farmers Insurance - Don Zerr Agency | 1407 24th Ave S #206 | (701) 757-0763 |
| 3 | Insurance Brokers of MN Inc | 1551 28th Ave S Suite M | (701) 772-1466 |
| 4 | Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl | 1551 28th Ave S | (701) 757-5757 |
| 5 | Insure Forward | 4651 S Columbia Rd Floor 2 | (701) 772-6651 |
| 6 | Vaaler Insurance, a Marsh & McLennan Agency LLC Company | 2701 S Columbia Rd | (800) 553-4291 |
| 7 | Moen Insurance Services, LLC | 1913 S Washington St | (701) 757-1613 |
| 8 | Jeremy Fulton Agency Inc American Family Insurance | 1220 S Washington St | (701) 746-1919 |
| 9 | Tyler Nagel Agency LLC American Family Insurance | 2665 24th Ave S | (701) 775-4264 |
| 10 | Carlson Insurance Agency | 4200 James Ray Dr | (701) 360-1186 |
Randy Fenley - State Farm Insurance Agent serves the Grand Forks, North Dakota area as a local supplemental insurance agent. The agency provides additional coverage options designed to fill gaps left by primary health plans. These supplementary policies help clients manage out-of-pocket costs associated with accidents or hospital stays. Residents seeking protection beyond standard health insurance may find value in understanding their available choices. The agency handles supplemental plans for accident recovery and critical illness events in the Grand Forks region.
Farmers Insurance - Don Zerr Agency provides supplemental insurance policies designed to fill gaps left by health or major medical coverage. It offers service and plan management to help clients understand their benefits and process claims smoothly. Ongoing support ensures policyholders can update or adjust their coverage as needs change. The agency serves single-family homes, apartments, retail businesses, and restaurants in Grand Forks, North Dakota.
Insurance Brokers of MN Inc serves the Grand Forks area and surrounding communities in North Dakota. As a supplemental insurance agent, the company handles policies that help cover expenses often excluded by major medical plans. These may include accident, critical illness, and hospital indemnity coverage. It typically evaluates a client's existing health insurance gaps and then recommends specific supplemental plans to fill those gaps. The agency works closely with each individual to navigate plan options and complete necessary paperwork for enrollment.
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl serves homeowners, businesses, and property managers in Grand Forks, North Dakota, by offering supplemental insurance policies that help fill coverage gaps left by standard plans. The agency focuses on accident, cancer, and hospital indemnity plans, providing financial support for unexpected medical expenses. Its professional approach ensures clients understand their options for added security in times of need. The agency also covers the neighboring community of East Grand Forks, Minnesota.
Insure Forward in Grand Forks, ND, helps clients understand the difference between traditional medical insurance, which often covers catastrophic events, and supplemental insurance for recurring, out-of-pocket expenses. Supplemental plans can provide specific coverage for costs like copays, deductibles, and critical illness treatment. These policies are designed to fill gaps that a primary health plan may leave. Their services are structured around individual consultations and policy management on an as-needed basis, rather than recurring service intervals, ensuring clients receive personalized support when filing claims or adjusting their coverage.
As a supplemental insurance agent, Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, ND, specializes in policies that complement major medical plans, covering deductibles and co-pays. The agency guides individuals and families in selecting suitable gap coverage. It also provides ongoing support for claims and policy adjustments. During the open enrollment season, it assists clients in aligning their supplemental health plans with new Medicare or employer-based coverage changes.
As winter approaches in Grand Forks, many residents face higher medical expenses from seasonal illnesses or accidents. Moen Insurance Services, LLC helps individuals and families fill gaps in their existing health coverage by offering supplemental insurance plans tailored to local needs. These policies can cover out-of-pocket costs such as deductibles and copays, providing financial relief during unexpected medical events. The process begins with a free initial assessment where an agent reviews current coverage and identifies potential gaps.
Based in Grand Forks, ND, Jeremy Fulton Agency Inc American Family Insurance assists clients with core insurance needs. The agency specializes in supplemental insurance agent services, offering products designed to fill gaps left by primary health coverage. These additional policies can help manage out-of-pocket costs and provide extra financial protection for unexpected medical events. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service operations, tailoring coverage to their specific operational risks.
Tyler Nagel Agency LLC American Family Insurance serves Grand Forks, North Dakota, with supplemental insurance plans for residential clients, helping to cover deductibles or gaps left by primary health policies. It also offers comparable commercial supplemental coverage for local small businesses within the same service area. The agency provides support between regular policy visits by helping to process any needed claims adjustments or enrollment changes that arise during the year.
Carlson Insurance Agency in Grand Forks, ND, is known for helping individuals secure supplemental insurance coverage that fills gaps in major medical plans. The agency offers access to a variety of policies, including accident, critical illness, and hospital indemnity plans, tailored to protect against unexpected financial burdens. Residents can consult agents who explain policy details and assist with enrollment. A specialty service available through this agency is dental and vision insurance add-ons, which provide routine care benefits not always covered by standard health plans.
What Does a a Supplemental Insurance Agent in Grand Forks Cost?
Supplemental insurance costs in North Dakota vary by plan type, age, and health status. For example, a Medigap Plan G in Grand Forks may cost between $120 and $250 per month for a 65-year-old. Cancer and accident plans often range from $30 to $100 per month. These are general estimates; actual costs depend on the insurer and your situation. This is general information, not insurance advice.
About supplemental insurance agents in Grand Forks
Supplemental insurance agents in Grand Forks, North Dakota help residents find policies that cover gaps in primary health insurance. These agents offer plans like Medicare Supplement (Medigap), cancer, and accident insurance. North Dakota law requires agents to be licensed by the state Insurance Department, ensuring they meet local standards.
Frequently Asked Questions
What is a supplemental insurance agent in Grand Forks?
A supplemental insurance agent in Grand Forks helps you buy extra coverage for costs not paid by your main health plan. They work with companies that offer Medigap, dental, vision, and hospital indemnity plans. Agents must follow North Dakota rules for selling these policies.
How do I choose a supplemental insurance agent in Grand Forks?
Look for an agent licensed in North Dakota with experience in the type of plan you need. Ask about their knowledge of local providers and Medicare rules. You can check an agents license on the North Dakota Insurance Department website.
Are there time limits for buying Medigap in North Dakota?
Yes, North Dakota has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After that, insurers may deny coverage or charge higher rates based on health.
Supplemental Insurance Agents in Other North Dakota Cities
Bismarck · Fargo · Minot · West Fargo · Williston