ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Supplemental Insurance Agents Near You in Grand Forks, ND

Browse supplemental insurance agents serving Grand Forks, North Dakota. Updated 2026-07-14.

The top-rated supplemental insurance agent in Grand Forks, North Dakota is Randy Fenley - State Farm Insurance Agent, rated 4.6 stars across 61 reviews. Other highly rated options include Farmers Insurance - Don Zerr Agency, Insurance Brokers of MN Inc, Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl. This directory lists 19 supplemental insurance agents serving Grand Forks.

Showing 19 supplemental insurance agents in Grand Forks, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Randy Fenley - State Farm Insurance Agent2750 S 26th St Ste A(701) 772-5684
2Farmers Insurance - Don Zerr Agency1407 24th Ave S #206(701) 757-0763
3Insurance Brokers of MN Inc1551 28th Ave S Suite M(701) 772-1466
4Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl1551 28th Ave S(701) 757-5757
5Insure Forward4651 S Columbia Rd Floor 2(701) 772-6651
6Vaaler Insurance, a Marsh & McLennan Agency LLC Company2701 S Columbia Rd(800) 553-4291
7Moen Insurance Services, LLC1913 S Washington St(701) 757-1613
8Jeremy Fulton Agency Inc American Family Insurance1220 S Washington St(701) 746-1919
9Tyler Nagel Agency LLC American Family Insurance2665 24th Ave S(701) 775-4264
10Carlson Insurance Agency4200 James Ray Dr(701) 360-1186
RF
2750 S 26th St Ste A
Randy Fenley - State Farm Insurance Agent
Supplemental Insurance Agent · Grand Forks, ND

Randy Fenley - State Farm Insurance Agent serves the Grand Forks, North Dakota area as a local supplemental insurance agent. The agency provides additional coverage options designed to fill gaps left by primary health plans. These supplementary policies help clients manage out-of-pocket costs associated with accidents or hospital stays. Residents seeking protection beyond standard health insurance may find value in understanding their available choices. The agency handles supplemental plans for accident recovery and critical illness events in the Grand Forks region.

FI
1407 24th Ave S #206
Farmers Insurance - Don Zerr Agency
Supplemental Insurance Agent · Grand Forks, ND

Farmers Insurance - Don Zerr Agency provides supplemental insurance policies designed to fill gaps left by health or major medical coverage. It offers service and plan management to help clients understand their benefits and process claims smoothly. Ongoing support ensures policyholders can update or adjust their coverage as needs change. The agency serves single-family homes, apartments, retail businesses, and restaurants in Grand Forks, North Dakota.

IB
1551 28th Ave S Suite M
Insurance Brokers of MN Inc
Supplemental Insurance Agent · Grand Forks, ND

Insurance Brokers of MN Inc serves the Grand Forks area and surrounding communities in North Dakota. As a supplemental insurance agent, the company handles policies that help cover expenses often excluded by major medical plans. These may include accident, critical illness, and hospital indemnity coverage. It typically evaluates a client's existing health insurance gaps and then recommends specific supplemental plans to fill those gaps. The agency works closely with each individual to navigate plan options and complete necessary paperwork for enrollment.

FU
1551 28th Ave S
Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl
Supplemental Insurance Agent · Grand Forks, ND

Farmers Union Insurance - Brent Vik, Lynn Kadlec & Matt Eggl serves homeowners, businesses, and property managers in Grand Forks, North Dakota, by offering supplemental insurance policies that help fill coverage gaps left by standard plans. The agency focuses on accident, cancer, and hospital indemnity plans, providing financial support for unexpected medical expenses. Its professional approach ensures clients understand their options for added security in times of need. The agency also covers the neighboring community of East Grand Forks, Minnesota.

IF
4651 S Columbia Rd Floor 2
Insure Forward
Supplemental Insurance Agent · Grand Forks, ND

Insure Forward in Grand Forks, ND, helps clients understand the difference between traditional medical insurance, which often covers catastrophic events, and supplemental insurance for recurring, out-of-pocket expenses. Supplemental plans can provide specific coverage for costs like copays, deductibles, and critical illness treatment. These policies are designed to fill gaps that a primary health plan may leave. Their services are structured around individual consultations and policy management on an as-needed basis, rather than recurring service intervals, ensuring clients receive personalized support when filing claims or adjusting their coverage.

VI
2701 S Columbia Rd
Vaaler Insurance, a Marsh & McLennan Agency LLC Company
Supplemental Insurance Agent · Grand Forks, ND

As a supplemental insurance agent, Vaaler Insurance, a Marsh & McLennan Agency LLC Company in Grand Forks, ND, specializes in policies that complement major medical plans, covering deductibles and co-pays. The agency guides individuals and families in selecting suitable gap coverage. It also provides ongoing support for claims and policy adjustments. During the open enrollment season, it assists clients in aligning their supplemental health plans with new Medicare or employer-based coverage changes.

MI
1913 S Washington St
Moen Insurance Services, LLC
Supplemental Insurance Agent · Grand Forks, ND

As winter approaches in Grand Forks, many residents face higher medical expenses from seasonal illnesses or accidents. Moen Insurance Services, LLC helps individuals and families fill gaps in their existing health coverage by offering supplemental insurance plans tailored to local needs. These policies can cover out-of-pocket costs such as deductibles and copays, providing financial relief during unexpected medical events. The process begins with a free initial assessment where an agent reviews current coverage and identifies potential gaps.

JF
1220 S Washington St
Jeremy Fulton Agency Inc American Family Insurance
Supplemental Insurance Agent · Grand Forks, ND

Based in Grand Forks, ND, Jeremy Fulton Agency Inc American Family Insurance assists clients with core insurance needs. The agency specializes in supplemental insurance agent services, offering products designed to fill gaps left by primary health coverage. These additional policies can help manage out-of-pocket costs and provide extra financial protection for unexpected medical events. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service operations, tailoring coverage to their specific operational risks.

TN
2665 24th Ave S
Tyler Nagel Agency LLC American Family Insurance
Supplemental Insurance Agent · Grand Forks, ND

Tyler Nagel Agency LLC American Family Insurance serves Grand Forks, North Dakota, with supplemental insurance plans for residential clients, helping to cover deductibles or gaps left by primary health policies. It also offers comparable commercial supplemental coverage for local small businesses within the same service area. The agency provides support between regular policy visits by helping to process any needed claims adjustments or enrollment changes that arise during the year.

CI
4200 James Ray Dr
Carlson Insurance Agency
Supplemental Insurance Agent · Grand Forks, ND

Carlson Insurance Agency in Grand Forks, ND, is known for helping individuals secure supplemental insurance coverage that fills gaps in major medical plans. The agency offers access to a variety of policies, including accident, critical illness, and hospital indemnity plans, tailored to protect against unexpected financial burdens. Residents can consult agents who explain policy details and assist with enrollment. A specialty service available through this agency is dental and vision insurance add-ons, which provide routine care benefits not always covered by standard health plans.

TS
311 S 4th St #102
Thompson-Schaefer Insurance Agency
Supplemental Insurance Agent · Grand Forks, ND
(701) 775-4626
GO
12 A S 3rd St
GoodInsurance
Supplemental Insurance Agent · Grand Forks, ND
(701) 795-1071
yourgoodinsuranceplan.com
AI
2750 Gateway Dr Suite D
Aflac Insurance:
Supplemental Insurance Agent · Grand Forks, ND
(701) 772-4921
aflac.com/agents/lawrence_zahradka.aspx
FU
2750 17th Ave S Suite B
Farmers Union Insurance-A Dunphy
Supplemental Insurance Agent · Grand Forks, ND
(701) 775-3915
grandforksinsurance.com
BC
3570 S 42nd St B
Blue Cross Blue Shield of North Dakota - Grand Forks
Supplemental Insurance Agent · Grand Forks, ND
(701) 795-5340
bcbsnd.com
RA
1521 24th Ave S Bldg A
Rick Asche - Mutual of Omaha
Supplemental Insurance Agent · Grand Forks, ND
(701) 772-1138
agents.mutualofomaha.com/agents/nd/grand-forks/rick-asche
AI
10 S 3rd St
Aflac Insurance Agent: Kirk A Motl
Supplemental Insurance Agent · Grand Forks, ND
(701) 772-4921
MM
2701 S Columbia Rd
Marsh McLennan Agency
Supplemental Insurance Agent · Grand Forks, ND
(701) 775-3131
marshmma.com/us/locations/north-dakota/grand-forks.html
MO
1521 24th Ave S Bldg A
Mutual of Omaha Insurance Co
Supplemental Insurance Agent · Grand Forks, ND
(701) 772-1138
mutualofomaha.com

What Does a a Supplemental Insurance Agent in Grand Forks Cost?

Supplemental insurance costs in North Dakota vary by plan type, age, and health status. For example, a Medigap Plan G in Grand Forks may cost between $120 and $250 per month for a 65-year-old. Cancer and accident plans often range from $30 to $100 per month. These are general estimates; actual costs depend on the insurer and your situation. This is general information, not insurance advice.

About supplemental insurance agents in Grand Forks

Supplemental insurance agents in Grand Forks, North Dakota help residents find policies that cover gaps in primary health insurance. These agents offer plans like Medicare Supplement (Medigap), cancer, and accident insurance. North Dakota law requires agents to be licensed by the state Insurance Department, ensuring they meet local standards.

Frequently Asked Questions

What is a supplemental insurance agent in Grand Forks?

A supplemental insurance agent in Grand Forks helps you buy extra coverage for costs not paid by your main health plan. They work with companies that offer Medigap, dental, vision, and hospital indemnity plans. Agents must follow North Dakota rules for selling these policies.

How do I choose a supplemental insurance agent in Grand Forks?

Look for an agent licensed in North Dakota with experience in the type of plan you need. Ask about their knowledge of local providers and Medicare rules. You can check an agents license on the North Dakota Insurance Department website.

Are there time limits for buying Medigap in North Dakota?

Yes, North Dakota has a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After that, insurers may deny coverage or charge higher rates based on health.

Supplemental Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.