The top-rated supplemental insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Tom Reim Agency - Life Insurance, Long-Term Care, Annuities, Shane Splonskowski Agency Inc American Family Insurance, Professional Insurance Services. This directory lists 20 supplemental insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Tom Reim Agency - Life Insurance, Long-Term Care, Annuities | 2718 Gateway Ave | (701) 258-6163 |
| 3 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 4 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 5 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 6 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
| 7 | Steffes Agency | Central Ave Hazen, 1155 Burlington Dr Suite B 213 | (701) 255-6144 |
| 8 | Gateway Insurance | 4501 Coleman St Suite 108 | (701) 223-5812 |
| 9 | Kramer Agency | 232 W Century Ave | (701) 255-4502 |
| 10 | Mathew Scheetz - Nodak Insurance Agency | 1686 Capitol Way | (701) 226-6195 |
Roberta Storm - State Farm Insurance Agent serves the Bismarck, North Dakota, metro area as a local supplemental insurance agent. This office helps residents add coverage options beyond major medical plans. Supplemental policies can address gaps in traditional health insurance, such as accident, critical illness, and disability income protection. The agency guides clients through plan selection so they understand how these add-on products work with their primary coverage. Common services include helping seniors with Medicare Supplement plans and advising working adults on hospital indemnity insurance.
Tom Reim Agency in Bismarck, ND provides supplemental insurance agent services including life insurance, long-term care policies, and annuities. This agency helps individuals address coverage gaps that Medicare and major medical plans may leave behind by offering tailored financial protection options. Clients can meet with agents to review their existing coverage and explore supplemental plans that align with personal needs and budgets. The agency’s work typically serves a range of properties including single-family homes, apartments, retail spaces, and restaurants in the Bismarck area.
Homeowners and property managers in Bismarck benefit from supplemental insurance policies through Shane Splonskowski Agency Inc American Family Insurance. These coverages help close gaps remaining after primary homeowners insurance, protecting assets from unexpected out-of-pocket expenses. The agency assists clients in selecting appropriate plans while offering policy reviews and personalized consultations. Supplemental insurance can provide financial stability for families facing deductibles or uncovered claims. The agency’s service area also includes the neighboring communities of Mandan and Lincoln throughout Burleigh County.
Professional Insurance Services serves clients in Bismarck and the surrounding communities of central North Dakota. The agency specializes in supplemental insurance, including policies for accidents, critical illness, and hospital indemnity. These plans help individuals manage out-of-pocket costs not covered by major medical insurance. To address a typical client situation, the agency first reviews existing coverage to identify gaps, then presents suitable policy options in a clear, step-by-step manner.
Bain Agency specializes in supplemental insurance policies that help cover expenses not addressed by major medical plans. It works alongside clients in the Bismarck area to identify gaps in their standard health coverage. The agency assists individuals with selecting plans for accidents, critical illness, and hospital indemnity, offering straightforward guidance through the enrollment process. Each policy is designed to provide financial support when unexpected health costs arise. Many residents turn to the agency during open enrollment periods or after a significant change in employment or family status.
As the harsh winters settle over Bismarck, residents often face unexpected medical costs that their primary health plan may not fully cover. A & M Insurance Agency helps meet this local need by offering supplemental insurance policies designed to fill gaps in essential care. These flexible plans assist with expenses such as deductibles and copays for hospital stays or specialist visits. Every prospective client begins with a personalized assessment, during which an agent reviews current coverage and identifies potential financial vulnerabilities before recommending any specific solution.
At Steffes Agency in Bismarck, ND, supplemental insurance clients choose between one-time policies for immediate gap coverage or recurring plans that renew to maintain long-term financial protection. These policies help address expenses not covered by primary health insurance, such as deductibles or critical illness costs. Service runs on a one-time or as-needed basis depending on the client's selected plan and coverage duration.
Gateway Insurance helps clients arrange core health coverage and specializes in supplemental insurance policies to address gaps in protection. These additional plans can provide financial support for deductibles, copayments, and services not fully covered by primary insurance. Serving the Bismarck, ND area, the agency assists with plan selection for a variety of commercial settings, including offices seeking employee benefit options, warehouses requiring tailored supplemental packages, and food service establishments looking for reliable add-on coverage.
Kramer Agency provides supplemental insurance services for residential clients in the Bismarck area, helping individuals cover costs beyond primary health plans. The agency also offers commercial coverage designed to meet the needs of local businesses seeking additional financial protection. Service area extends throughout Bismarck and the surrounding region. Agents visit clients on a regular schedule, which allows them to follow up on existing policies and offer repeat service between these planned visits to address any new requirements.
Mathew Scheetz - Nodak Insurance Agency, based in Bismarck, ND, is known for providing supplemental insurance agents who help clients bridge gaps left by primary health plans. The agency serves local residents and small businesses by offering guidance on policies that cover unexpected medical costs. Agents focus on tailoring coverage to individual needs during enrollment periods. This location also specializes in adding accident or critical illness plans to existing benefits packages.
What Does a a Supplemental Insurance Agent in Bismarck Cost?
Supplemental insurance costs in Bismarck vary by plan type and provider. Medigap Plan G premiums typically range from 100 to 250 dollars per month for a 65 year old. Plan N may cost 80 to 180 dollars per month. Rates can increase with age and inflation. This is general information, not insurance advice.
About supplemental insurance agents in Bismarck
Supplemental insurance agents in Bismarck help residents fill gaps in Medicare coverage with Medigap plans and other supplemental policies. North Dakota law requires agents to be licensed through the North Dakota Insurance Department and follow specific enrollment periods. Many Bismarck agents also assist with the state's Senior Health Insurance Counseling program (SHIC) for free unbiased advice.
Frequently Asked Questions
What is a supplemental insurance agent in Bismarck?
A supplemental insurance agent in Bismarck is a licensed professional who helps clients enroll in Medigap plans or other policies that cover costs not paid by Original Medicare. These agents must follow North Dakota rules for marketing and enrollment.
When can I enroll in a Medigap plan in North Dakota?
The best time to enroll is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. This period lasts 6 months and guarantees you can buy any Medigap policy sold in North Dakota regardless of health status.
Do North Dakota agents have to follow special rules?
Yes, North Dakota agents must comply with state laws on replacement policies and cannot use high-pressure sales tactics. They must also provide a written outline of coverage before you buy a policy.
Supplemental Insurance Agents in Other North Dakota Cities
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