The top-rated supplemental insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Glenn DeVold - Nodak Insurance Agent, Superior Insurance. This directory lists 14 supplemental insurance agents serving Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Far North Insurance | 3357 39th St S # 1 | (701) 237-6651 |
| 2 | Grand Slam Insurance | 1205 16th Ave S | (701) 356-3265 |
| 3 | Glenn DeVold - Nodak Insurance Agent | 5192 51st Ave S #110 | (701) 205-3002 |
| 4 | Superior Insurance | 1002 28th St S | (701) 356-3256 |
| 5 | Summit Insurance Agency | 5302 51st Ave S Unit C | (701) 390-1994 |
| 6 | OnPoint Insurance Services | 3575 45th St S Suite #100 | (701) 353-2592 |
| 7 | Sarah Herlihy Agency - Nodak Insurance Company | 4141 31st Ave S Suite 105 | (701) 566-2128 |
| 8 | Dawson Insurance Agency | 505 Broadway N Suite 100 | (701) 237-3311 |
| 9 | RJ Bailey Insurance Center | 3611 Lincoln St S Ste C | (701) 356-7001 |
| 10 | Heritage Insurance Services | 5650 34th Ave S Suite 200 | (701) 532-3131 |
Far North Insurance serves the Fargo metropolitan area and surrounding Cass County, providing supplemental insurance agent services to local residents and businesses. As a supplemental insurance agent, the company helps clients bridge coverage gaps left by major medical plans, focusing on policies that address specific needs such as accident or critical illness. These plans can supplement existing health insurance by offering direct cash benefits when unexpected medical events occur. Far North Insurance handles enrollment for cancer and intensive care insurance in this region.
Grand Slam Insurance provides supplemental insurance policies to clients in Fargo, ND, covering gaps left by primary health plans. The agency focuses on helping individuals and families manage out-of-pocket costs such as deductibles, copays, and hospital stays through tailored plan options. Their service approach includes annual policy reviews to adjust coverage as medical needs change and assistance with claims submissions. These maintenance services ensure clients can access their benefits smoothly over time. The agency services policyholders in settings including single-family homes, apartments, retail operations, and restaurants.
Glenn DeVold - Nodak Insurance Agent in Fargo, North Dakota, serves local homeowners and property managers seeking supplemental insurance coverage. The agency provides policies that help fill gaps left by primary health or property plans, offering additional financial protection for unexpected medical costs or property losses. Clients appreciate the straightforward guidance on plan options available through this Fargo-based agent. The company also extends its services to residents and business owners in the nearby West Fargo metro area.
Serving Fargo, North Dakota, and the surrounding communities, Superior Insurance provides supplemental insurance agent services that help individuals address coverage gaps left by primary health plans. The company typically assists clients with policies such as accident, critical illness, or hospital indemnity plans. For a typical job, it begins with a thorough review of a client’s existing coverage and financial goals, then proceeds by explaining specific options and guiding the selection of a suitable supplemental plan. This approach ensures each recommendation is directly tied to the individual’s situation.
Fargo residents may seek supplemental insurance for a one-time, initial consultation or ongoing coverage that adjusts with their needs. Summit Insurance Agency provides these gap-filling plans, which cover out-of-pocket costs that primary health policies often leave behind. Common offerings include accident, critical illness, and hospital indemnity protection, helping policyholders manage deductibles and unexpected medical expenses. This regular-service arrangement functions primarily on an as-needed basis, allowing clients to request plan reviews or adjustments whenever their personal circumstances or health requirements change.
OnPoint Insurance Services in Fargo, ND specializes in arranging supplemental insurance policies that cover gaps left by major medical plans. The agency guides local residents through options such as accident, critical illness, and hospital indemnity plans. It assists individuals and families in finding coverage that suits their budgets and health needs. During the winter season, it helps clients prepare for potential injuries from slips on ice or unexpected flu-related hospital stays.
When harsh North Dakota winters increase the risk of accidents and illness, many Fargo residents seek added financial protection. Sarah Herlihy Agency – Nodak Insurance Company specializes in supplemental insurance products that help cover out-of-pocket costs beyond primary health plans. The agency works with clients throughout the area to explain how gap coverage can ease unexpected medical expenses and loss of income. Agents carefully review each individual’s current situation before scheduling a convenient in-person or virtual meeting to begin a personal needs assessment and policy review.
Dawson Insurance Agency works directly with individuals and businesses in Fargo, North Dakota, combining standard insurance solutions with focused supplemental coverage. These supplemental plans help bridge gaps left by major medical policies, offering clients added financial protection for unexpected health events or income disruption. The agency specializes in products that provide fixed cash benefits for hospital stays, accidents, and serious illnesses. Its supplemental insurance services are available to a wide range of commercial sectors, including local offices, warehouses, and food service operations.
RJ Bailey Insurance Center provides supplemental insurance services to residents of Fargo, North Dakota, ensuring coverage gaps are filled for health and income needs. Commercial clients in the area also receive tailored policies for business protection and employee benefits. The agency serves Fargo and the surrounding region, offering evaluations and plan adjustments during periodic visits. Follow-up appointments are scheduled to review policy changes and address any new coverage requirements before regular service intervals.
What Does a a Supplemental Insurance Agent in Fargo Cost?
Monthly premiums for Medigap plans in North Dakota typically range from 100 to 300 dollars for a 65-year-old non-smoker. Costs vary based on the plan type your age gender and tobacco use. Some plans have lower premiums but higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Fargo
Supplemental insurance agents in Fargo help residents find Medigap and other gap coverage policies to fill the gaps left by Original Medicare. North Dakota law requires that Medigap policies be guaranteed renewable and standardized into Plan A through Plan N. Agents can explain how these plans work with North Dakota's health insurance regulations and your specific medical needs.
Frequently Asked Questions
What is a supplemental insurance agent in Fargo?
A supplemental insurance agent in Fargo is a licensed professional who helps you compare and enroll in Medigap or other gap health plans. They explain policy benefits and costs so you can choose a plan that fits your budget and healthcare needs.
When can I enroll in a Medigap plan in North Dakota?
You have a six-month Medigap Open Enrollment Period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. North Dakota also allows guaranteed issue rights in certain situations like losing employer coverage.
Does North Dakota require Medigap policies to cover specific benefits?
Yes. North Dakota follows federal standards requiring Medigap policies to be one of ten standardized plans labeled A through N. Each plan offers a different set of basic benefits like Part A coinsurance and hospital costs. Agents must explain these standard benefits clearly.
Supplemental Insurance Agents in Other North Dakota Cities
Bismarck · Grand Forks · Minot · West Fargo · Williston