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Find Supplemental Insurance Agents Near You in West St Paul, MN

Browse supplemental insurance agents serving West St Paul, Minnesota. Updated 2026-07-14.

The top-rated supplemental insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Health Insurance Advisors, LLC, GARCIA'S PRO&INSURANCE INC. This directory lists 10 supplemental insurance agents serving West St Paul.

Showing 10 supplemental insurance agents in West St Paul, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sonja Lhotka - State Farm Insurance Agent1201 S Robert St Suite M3B(651) 454-6555
2Tom Stremski - State Farm Insurance Agent1560 Livingston Ave Ste 101(651) 457-6348
3Health Insurance Advisors, LLC252 Marie Ave E Suite D(651) 364-1623
4GARCIA'S PRO&INSURANCE INC1059 S Robert St W(651) 621-1880
5Turitto Insurance Agency1349 S Robert St Ste 103(651) 455-4808
6Insurance Advisors Ann-Marie Underhill Agency1074 S Robert St #109(651) 855-8484
7Meyer Peltier Insurance1549 Livingston Ave STE 102(651) 457-5454
8Wolfgram Tritt & Associates Inc Insurance1633 Oakdale Ave(651) 451-9565
9Fairway Insurance Brokers252 Marie Ave E Suite D(952) 210-9631
10All County Agency Inc.1549 Livingston Ave STE 102(651) 484-1661
SL
1201 S Robert St Suite M3B
Sonja Lhotka - State Farm Insurance Agent
Supplemental Insurance Agent · West St Paul, MN

Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, MN area as a local supplemental insurance agent. The agency helps clients fill gaps in their existing health coverage to manage out-of-pocket costs. These supplemental policies typically address expenses not covered by major medical plans, such as deductibles and copayments. Common services include offering accident and hospital indemnity plans to provide cash benefits during recovery.

TS
1560 Livingston Ave Ste 101
Tom Stremski - State Farm Insurance Agent
Supplemental Insurance Agent · West St Paul, MN

Tom Stremski - State Farm Insurance Agent in West St Paul, MN provides supplemental insurance policies that help cover gaps left by primary health plans, including options for accident, critical illness, and hospital indemnity coverage. Service plans focus on explaining policy details and assisting clients with claims filing to ensure benefits are received smoothly. Maintenance involves regular policy reviews to adjust coverage as needs change. The agency serves clients with a variety of property types, including single-family homes, apartments, retail businesses, and restaurants.

HI
252 Marie Ave E Suite D
Health Insurance Advisors, LLC
Supplemental Insurance Agent · West St Paul, MN

Health Insurance Advisors, LLC serves West St Paul and the surrounding communities in the East Metro area. The agency handles supplemental insurance policies that help cover costs not paid by primary health plans. Clients typically seek these additional benefits for medical gaps, critical illness, or accident expenses. The company works with individuals to review existing coverage and identify where a supplemental plan might offer financial support. It approaches each case by first gathering details on the client current health plan, then discussing potential gaps to recommend options tailored to specific needs.

GS
1059 S Robert St W
GARCIA'S PRO&INSURANCE INC
Supplemental Insurance Agent · West St Paul, MN

Garcia S Pro&Insurance Inc serves homeowners, businesses, and property managers in West St Paul, MN, by helping them secure supplemental insurance policies that fill coverage gaps left by primary plans. These agents work to understand each client’s specific risk exposure and budget, then match them with appropriate options for additional financial protection against unexpected liabilities or property damage. The company also extends its supplemental insurance agent services to nearby areas such as Mendota Heights and the greater South Metro region.

TI
1349 S Robert St Ste 103
Turitto Insurance Agency
Supplemental Insurance Agent · West St Paul, MN

Turitto Insurance Agency in West St Paul, Minnesota provides supplemental insurance agents, handling both one-time policy enrollments and recurring coverage renewals to suit different client needs. These supplementary plans help bridge gaps left by primary medical insurance, offering financial protection for expenses such as deductibles or copays. The agency ensures residents can access such tailored protection within the local area. Service is provided on either a one-time basis for initial setup or an as-needed basis for adjustments and claims assistance.

IA
1074 S Robert St #109
Insurance Advisors Ann-Marie Underhill Agency
Supplemental Insurance Agent · West St Paul, MN

Insurance Advisors Ann-Marie Underhill Agency in West St Paul, MN offers supplemental insurance policies that cover gaps left by primary health plans. The agency’s general service work includes helping clients navigate Medicare supplement options, dental coverage, and critical illness protection. Brochures and policy comparisons are provided during in-person or phone consultations. As open enrollment approaches each fall, the agency reviews existing plans for local residents retiring or turning sixty-five, ensuring their new supplemental needs are met using current plan details.

MP
1549 Livingston Ave STE 102
Meyer Peltier Insurance
Supplemental Insurance Agent · West St Paul, MN

As winter temperatures drop in West St. Paul, residents often review their existing coverage for gaps in protection from unexpected medical costs. Meyer Peltier Insurance works as a supplemental insurance agent, helping individuals find additional plans to cover deductibles and copays that primary health policies may leave behind. Their process focuses on matching policy features to a client’s current healthcare needs and budget realities. The company begins every working relationship with a thorough initial-assessment step, reviewing existing policies in detail before making any plan recommendations.

WT
1633 Oakdale Ave
Wolfgram Tritt & Associates Inc Insurance
Supplemental Insurance Agent · West St Paul, MN

Wolfgram Tritt & Associates Inc Insurance provides complete financial protection strategies as a supplemental insurance agent in the West St Paul, MN area. Their services concentrate on helping clients fill coverage gaps left by standard health plans, offering specialized add-on policies for unforeseen medical costs. This local agency serves individuals and businesses needing extra security for accidents, critical illness, or hospital stays. The company’s supplemental plans are available to commercial operations, including local offices, warehouses, and food service establishments seeking comprehensive employee benefit packages.

FI
252 Marie Ave E Suite D
Fairway Insurance Brokers
Supplemental Insurance Agent · West St Paul, MN

Fairway Insurance Brokers serves residents in West St Paul, MN, with supplemental insurance for health and income gaps. The agency also provides commercial coverage for local businesses seeking additional protection beyond primary plans. Its service area covers the surrounding communities in Dakota County and the greater Twin Cities region. Clients often return for policy updates and claims assistance between regular agent visits, ensuring their supplemental coverage remains aligned with changing needs.

AC
1549 Livingston Ave STE 102
All County Agency Inc.
Supplemental Insurance Agent · West St Paul, MN

All County Agency Inc. is a supplemental insurance agent in West St Paul, MN, known for helping clients fill gaps left by primary health plans. The company offers a range of optional policies to cover out-of-pocket medical costs and unexpected expenses. Agents work with local residents to identify specific financial risks, such as deductibles or copayments. An additional specialty service includes enrolling individuals in hospital indemnity plans that provide direct cash benefits during inpatient stays.

What Does a a Supplemental Insurance Agent in West St Paul Cost?

Supplemental insurance agent services in West St Paul are typically free to consumers because agents earn commissions from insurance companies. Medigap premiums in Minnesota range from about $100 to $300 per month depending on age, health, and plan type. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information, not insurance advice.

About supplemental insurance agents in West St Paul

Supplemental insurance agents in West St Paul, Minnesota help residents choose policies that cover gaps in Medicare or employer plans. Minnesota law requires Medigap plans to offer guaranteed issue rights during certain enrollment periods. Local agents can explain how state regulations affect your coverage options.

Frequently Asked Questions

What does a supplemental insurance agent in West St Paul do?

A supplemental insurance agent helps you compare and enroll in plans like Medigap, Medicare Advantage, or dental and vision coverage. They explain policy details and ensure you meet Minnesota enrollment deadlines.

When can I enroll in a supplemental plan in Minnesota?

You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window, you may face medical underwriting unless you qualify for a special enrollment period under Minnesota law.

Are there Minnesota-specific rules for supplemental insurance?

Yes, Minnesota requires Medigap insurers to offer guaranteed issue rights for certain qualifying events. The state also standardizes Medigap plans into lettered plans A through N, making comparison easier.

Supplemental Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.