The top-rated supplemental insurance agent in Mankato, Minnesota is Jewison & Associates Inc American Family Insurance, rated 4.8 stars across 76 reviews. Other highly rated options include Persons Agency LLC, Nesbit Agencies Insurance Services, Midwest Insurance Group. This directory lists 16 supplemental insurance agents serving Mankato.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jewison & Associates Inc American Family Insurance | 79 Navaho Ave Ste 15 | (507) 550-3011 |
| 2 | Persons Agency LLC | 209 S 2nd St Suite 311 | (507) 933-4645 |
| 3 | Nesbit Agencies Insurance Services | 115 St Andrews Ct | (507) 625-5558 |
| 4 | Midwest Insurance Group | 1711 N Riverfront Dr | (507) 388-1000 |
| 5 | Lau Insurance Services | 327 N Riverfront Dr | (507) 779-7515 |
| 6 | Alliance Insurance Agency | 895 Madison Ave | (507) 720-6466 |
| 7 | Lieske Insurance Agency | 113 E Hickory St | (507) 720-0282 |
| 8 | Mary Mc Clure Agency | 325 N Riverfront Dr | (507) 720-6201 |
| 9 | Devin Krienke & Associates, LLC American Family Insurance | 820 N Riverfront Dr | (507) 625-7511 |
| 10 | Globe Life Family Heritage Division: Cohrs Agency | 100 Warren St Suite 332 | (507) 519-2247 |
Jewison & Associates Inc American Family Insurance serves the greater Mankato, Minnesota area. As a supplemental insurance agent, the company provides policies that help cover expenses not included by major medical plans. These plans fill gaps for accidents, critical illnesses, or hospital stays. The broker works with individuals to find affordable options that suit specific needs. It handles underwritten supplemental health and hospital indemnity insurance plans for local residents and families.
Persons Agency LLC provides supplemental insurance solutions, offering plans that help cover gaps left by primary health or medical policies. Its service includes assisting clients with policy selection, enrollment, and claims support for accident, critical illness, or hospital indemnity coverage. The agency focuses on helping individuals manage out-of-pocket expenses through straightforward plan options and ongoing customer care. It serves single-family homes, apartments, and small retail businesses seeking financial protection for themselves or their employees.
Nesbit Agencies Insurance Services serves individual homeowners and families in Mankato, Minnesota, who need specialized supplemental insurance protection. It also assists local business owners by providing additional coverage options that can fill gaps left by primary health or property policies. Services include consultation to help clients understand their supplemental needs, ensuring they have appropriate financial safeguards for unexpected expenses. The agency's focus on tailored solutions supports customers in managing personal risk. In addition to its Mankato base, Nesbit Agencies Insurance Services also covers the surrounding community of North Mankato across the river.
Midwest Insurance Group in Mankato, MN, distinguishes between one-time consultations, such as reviews of existing plans during life changes, and recurring service options like ongoing policy adjustments. The company specializes as a supplemental insurance agent, offering coverage designed to fill gaps left by major medical plans, including accident or hospital indemnity policies. This service operates on a scheduled basis, typically through regular annual or semiannual meetings with clients to reassess and update their individual needs.
Serving Mankato, Minnesota, and the surrounding communities of the Blue Earth River region, Lau Insurance Services provides supplemental insurance coverage. Such policies are designed to fill gaps left by major medical plans, typically addressing out-of-pocket costs like copays, deductibles, and coinsurance for individuals and families. To properly serve clients, the agent generally assesses an existing health plan and a client’s daily living risks, then recommends targeted supplemental products to bridge specific coverage shortfalls while keeping monthly premiums manageable.
Alliance Insurance Agency specializes in supplemental insurance plans in Mankato, MN. It assists clients by offering policies that fill gaps left by primary health coverage, such as accident or critical illness insurance. The agency works with individuals and families to identify appropriate supplemental options and explain how these plans coordinate with existing benefits. They help residents address specific financial exposure during open enrollment periods and after a new medical diagnosis, ensuring protection against unexpected out-of-pocket costs.
Winter in Mankato often brings concerns about medical costs from seasonal illnesses or unexpected injuries. Lieske Insurance Agency responds as a local supplemental insurance agent, offering policies that help cover out-of-pocket expenses traditional health plans leave behind. Their focused approach means clients explore straightforward options for accident, critical illness, or hospital indemnity coverage. Each potential solution is evaluated for its fit with an individual's existing needs and budget. Before any final recommendation, they schedule a straightforward review of the applicant's current coverage to identify specific gaps.
The Mary Mc Clure Agency in Mankato, MN, provides supplemental insurance that fills gaps left by major medical coverage. It specializes in policies for accident, critical illness, and hospital indemnity, which offer additional financial protection. These plans help cover deductibles, copays, and out-of-pocket expenses for unexpected health events. The agency serves local businesses, including offices, warehouses, and food service operations, tailoring options to suit varied workplace needs.
Devin Krienke & Associates, LLC American Family Insurance serves residential clients in Mankato, Minnesota, providing supplemental insurance policies that help cover medical gaps left by primary health plans. The agency also offers commercial coverage for local businesses, supporting broader protection needs within the surrounding area. By thoroughly explaining policy details and helping clients select appropriate coverage, the team ensures clear understanding and tailored benefits. Between regular visits, they maintain contact and provide prompt follow-up for any claims adjustments or policy updates that arise.
What Does a a Supplemental Insurance Agent in Mankato Cost?
Supplemental insurance costs in Minnesota vary by plan type and age. A Medigap Plan G for a 65-year-old in Mankato typically costs between 100 and 200 dollars per month. Medicare Advantage plans often have 0 dollar premiums but may have copays. Costs depend on the insurer, your health, and the plan benefits. This is general information, not insurance advice.
About supplemental insurance agents in Mankato
Supplemental insurance agents in Mankato, Minnesota help residents find policies that cover gaps in Medicare or other health plans. Minnesota has a unique standard Medigap plan called MinnesotaCare Basic that all insurers must offer. These agents can explain how local options like the Minnesota Senior Health Options program work with your current coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Mankato?
A supplemental insurance agent in Mankato helps you buy policies that fill gaps in Medicare or employer health plans. They can explain Medigap plans, Medicare Advantage, and dental or vision add-ons. Agents must be licensed by the Minnesota Department of Commerce.
What Minnesota laws affect supplemental insurance in Mankato?
Minnesota law requires insurers to offer a standard Medigap plan called MinnesotaCare Basic. You have a 6-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time insurers cannot deny you coverage or charge more for pre-existing conditions.
How do I choose a supplemental insurance agent in Mankato?
Look for an agent licensed in Minnesota with experience in Medicare supplements. You can verify a license through the Minnesota Department of Commerce website. Ask if they represent multiple insurance companies so you can compare options.
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