The top-rated supplemental insurance agent in Inver Grove Heights, Minnesota is Trent Thompson - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Specialty Insurance Agency, Brian Youmans - State Farm Insurance Agent, Team Smith Agency LLC American Family Insurance. This directory lists 13 supplemental insurance agents serving Inver Grove Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trent Thompson - State Farm Insurance Agent | 5778 Blackshire Path | (651) 457-2216 |
| 2 | Specialty Insurance Agency | 7623 Addisen Ct | (715) 246-8908 |
| 3 | Brian Youmans - State Farm Insurance Agent | 6175 Cahill Ave E #106 | (651) 455-4385 |
| 4 | Team Smith Agency LLC American Family Insurance | 5790 Blackshire Path | (651) 450-6006 |
| 5 | Insurance Brokers of MN, Inc - Bruce Flatmoe | 5842 Blackshire Path | (651) 731-9794 |
| 6 | Farmers Insurance - Chad Noah | 6015 Cahill Ave E Ste 200 | (651) 304-6032 |
| 7 | The Valento Insurance Agency | 9050 Buchanan Trail #122 | (651) 457-5444 |
| 8 | Minnesota Insurance Brokers | 5802 Blackshire Path | (651) 432-5555 |
| 9 | Aimee Aldrich Agency | 2898 Upper 55th St E | (651) 348-2366 |
| 10 | Dehncke Insurance Services | 3832 64th St E | (651) 260-2903 |
Trent Thompson - State Farm Insurance Agent serves the Inver Grove Heights, Minnesota, area and surrounding communities as a supplemental insurance agent. The agency assists residents in addressing financial gaps not covered by standard health plans. Supplemental policies offered help manage out-of-pocket costs for unexpected medical events. Clients can explore coverage options for hospital stays and serious illnesses. The agency also handles accident insurance plans designed to provide additional support.
Specialty Insurance Agency provides a range of supplemental insurance products designed to fill gaps left by standard health plans. Their service plans focus on helping clients manage out-of-pocket costs associated with accidents, critical illnesses, and hospital stays. The agency assists policyholders with understanding their coverage options and filing claims. They serve a diverse clientele, offering these supplemental benefits to owners of single-family homes, apartments, retail establishments, and restaurants throughout the Inver Grove Heights area.
Homeowners, businesses, and property managers in the Inver Grove Heights area turn to Brian Youmans - State Farm Insurance Agent for supplemental insurance coverage, including policies that help fill gaps left by primary health or property plans. The agency provides guidance on options such as accident, critical illness, and hospital indemnity products to help clients manage out-of-pocket costs. These services support individuals and local organizations in planning for unexpected medical or property-related expenses. The agency also serves clients in nearby South St. Paul and the surrounding Dakota County communities.
Serving Inver Grove Heights and the surrounding Minnesota communities, Team Smith Agency LLC American Family Insurance handles supplemental insurance coverage. This type of insurance assists with out-of-pocket costs that major medical plans often do not cover, such as copays and deductibles. The agency works with clients by assessing their existing policies to identify gaps in protection, ensuring they understand their options for added support. It follows a step-by-step process to pair each individual with appropriate supplemental plans based on their personal health and financial situation.
Insurance Brokers of MN, Inc - Bruce Flatmoe offers supplemental insurance agents who provide either one-time enrollment assistance or ongoing policy service options. These supplemental plans help cover gaps left by major medical policies, such as co-pays, deductibles, and other out-of-pocket costs. This service is important for individuals needing extra financial protection for unexpected medical events. Available for clients in Inver Grove Heights, MN, the service runs on an as-needed basis, whether for an initial plan review or for future policy adjustments.
Farmers Insurance - Chad Noah in Inver Grove Heights, MN offers supplemental insurance policies that fill coverage gaps left by major medical plans. It provides general insurance agent services including customer consultations and policy adjustments. The agency specializes in accident, critical illness, and hospital indemnity plans. These short-term cash benefits help clients manage deductibles or everyday expenses during recovery. When snow and ice lead to slip injuries in winter, these supplemental policies offer vital financial support.
As the cost of living fluctuates and unexpected health events arise for residents in Inver Grove Heights, supplemental insurance coverage provides a financial safety net for gaps not filled by major medical plans. The Valento Insurance Agency addresses this need by offering tailored policies that help protect savings from out-of-pocket expenses and deductibles. Clients begin by scheduling a no-obligation review of their current coverage to identify any potential exposures and assess which supplementary options might best suit their household situation.
Minnesota Insurance Brokers, based in Inver Grove Heights, works with individuals and businesses to secure supplemental insurance policies that fill gaps in primary coverage. The agency’s specialty includes accident, critical illness, and hospital indemnity plans. These add-ons help clients manage out-of-pocket costs from deductibles and copayments. The firm can serve a variety of commercial sectors, including office environments, warehouses, and food service operations, tailoring supplemental options to their distinct operational needs.
Aimee Aldrich Agency serves residents of Inver Grove Heights, Minnesota, and the surrounding region with supplemental insurance coverage. In addition to residential insurance, the agency also provides commercial coverage for local small businesses and self-employed professionals throughout the greater south metro area. The agent works closely with each client to explain policy options and ensure clear understanding of benefits. Follow-up service is provided promptly between regular visits to address any coverage changes or client questions.
Dehncke Insurance Services in Inver Grove Heights, MN, is known for helping individuals and families navigate supplemental insurance options. The agency focuses on policies that fill gaps left by major medical coverage, such as accident, critical illness, and hospital indemnity plans. Its knowledgeable agents work closely with clients to evaluate personal health risks and budget needs. Services extend to Medicare supplement and dental insurance for local residents. The company can also add on a specialized short-term disability plan to protect income during recovery periods.
What Does a a Supplemental Insurance Agent in Inver Grove Heights Cost?
Supplemental insurance costs in Minnesota depend on the plan type your age and the insurer. Medicare Supplement Plan G for a 65-year-old in Inver Grove Heights typically ranges from $120 to $200 per month. Medicare Advantage plans often have lower premiums but higher out-of-pocket limits. This is general information not insurance advice.
About supplemental insurance agents in Inver Grove Heights
Supplemental insurance agents in Inver Grove Heights help residents find policies that cover gaps in Medicare or employer health plans. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce and follow strict disclosure rules. Local agents can explain how Minnesota's unique Medigap rules affect your options.
Frequently Asked Questions
What is a supplemental insurance agent in Inver Grove Heights?
A supplemental insurance agent helps you buy policies that fill gaps in your main health coverage. These policies include Medicare Supplement plans also called Medigap and accident or critical illness insurance. Agents in Inver Grove Heights must hold a valid Minnesota insurance license.
When can I enroll in a Medicare Supplement plan in Minnesota?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any policy without medical underwriting. Outside this window insurers may ask health questions and can deny coverage.
Are supplemental insurance costs regulated in Minnesota?
Yes the Minnesota Department of Commerce reviews and approves rates for Medicare Supplement plans. Insurers must file their rates and cannot change them without state approval. Costs vary by plan type age and location including Inver Grove Heights.
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