The top-rated supplemental insurance agent in St Paul, Minnesota is MN Benefits, rated 4.9 stars across 180 reviews. Other highly rated options include Chad Babcock - State Farm Insurance Agent, HomeServices Insurance, Inc., Theisen Escobar Agency. This directory lists 23 supplemental insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MN Benefits | 75 W 5th St #310 | (763) 360-4879 |
| 2 | Chad Babcock - State Farm Insurance Agent | 2015 Hillcrest Ave | (651) 714-2886 |
| 3 | HomeServices Insurance, Inc. | 119 14th St NW Suite 150 | (800) 277-0013 |
| 4 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 5 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 6 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 7 | Ye Yang - State Farm Insurance Agent | 985 White Bear Ave | (651) 888-2847 |
| 8 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 9 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 10 | Health Access MN | By remote appointment only, no walk-ins, 2314 University Ave W #12 | (651) 645-0215 |
MN Benefits provides supplemental insurance services to individuals in the St Paul, Minnesota area. It offers health-related gap coverage that helps address expenses not fully paid by primary medical plans. The agency assists clients in selecting policies and provides ongoing maintenance of existing plans to ensure coverage remains aligned with changing needs. It also offers periodic policy reviews and support with claims filing. The company services single-family homes, apartments, retail establishments, and restaurants throughout the local region.
Serving St Paul and the surrounding Minnesota communities, Chad Babcock - State Farm Insurance Agent handles supplemental insurance policies that fill gaps left by primary health coverage. These plans offer additional financial protection for unexpected medical expenses, accidents, or critical illnesses not fully covered by standard insurance. To assist clients, the agency reviews individual circumstances and health needs before recommending appropriate supplemental options. It typically works through personalized consultations to explain policy benefits and ensure each client understands how coverage applies to their situation.
As winter approaches in St Paul, homeowners often begin evaluating their coverage for unexpected medical costs or gaps in existing policies. HomeServices Insurance, Inc. supports local residents in reviewing supplemental insurance options that align with their healthcare and financial needs. The company assists clients in navigating benefit selections that complement Medicare or employer plans. Their process typically begins with a review of current coverage to identify potential gaps, followed by a straightforward initial assessment to guide personalized plan decisions.
Based in St Paul, Minnesota, Theisen Escobar Agency distinguishes between one-time policy enrollments and recurring plan reviews, aiding clients in selecting appropriate supplemental insurance coverage. Such agents here help individuals manage out-of-pocket medical costs not covered by primary health plans. Their services typically include evaluating existing policies to identify gaps in financial protection. For continuing support, the agency’s assistance is available on either a scheduled or as-needed basis, depending on the client’s chosen service arrangement.
Garry Insurancenter in St Paul, Minnesota provides supplemental insurance policies that cover gaps left by primary health plans, focusing on extended medical, accident, and critical illness protection. It works with local individuals and families to explain available coverage options, helping clients choose plans that fit their personal budgets and anticipated healthcare needs. During the colder months, when seasonal illnesses and weather-related accidents become more common, it assists residents in reviewing their plans to ensure sufficient coverage.
As the Minnesota winter approaches, residents often begin evaluating their existing health coverage, mindful of potential coverage gaps. Krog Insurance, a supplemental insurance agent in St Paul, offers policies designed to fill these gaps left by major medical plans. They assist clients by explaining available Medicare supplements, accident plans, or hospital indemnity coverage for both seniors and individuals seeking additional financial protection amidst rising healthcare costs. An initial assessment of a client’s current plan and personal health needs begins the typical process of matching them with a suitable supplement.
Ye Yang - State Farm Insurance Agent in St Paul, Minnesota, provides supplemental insurance coverage designed to fill gaps left by primary health plans. The agency specializes in offering policies that address specific out-of-pocket expenses, such as accident or critical illness costs. This focus helps individuals manage unforeseen medical financial burdens with structured benefit payouts. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service businesses, ensuring their specific coverage needs are addressed.
Wilebski Insurance Agency provides supplemental insurance services for residential clients in St Paul, Minnesota, also offering commercial coverage for local businesses within the surrounding area. The agency works to help policyholders fill gaps left by standard health or life plans through individually tailored options designed for specific needs. In the process of assisting clients with supplemental coverage, the firm ensures that follow-up service is available between regular policy review visits to address any changes or questions that may arise.
Insurance Group™ is known locally in St Paul, Minnesota, as a focused supplemental insurance agent, helping residents fill gaps left by primary health plans. Its service range includes market-rate policies for accident, critical illness, and hospital indemnity coverage, designed to manage unexpected out-of-pocket costs. The company also provides assistance with standardized Medicare supplement plans and fixed-benefit dental options. For added coverage, it specializes in standalone short-term disability policies that complement existing group benefits.
Health Access MN serves the St Paul, Minnesota metro and surrounding county, offering guidance to individuals exploring supplemental insurance coverage. These agents help clients understand options that fill gaps left by primary health plans, such as policies covering out-of-pocket expenses. Working with area providers, the company assists with navigating plans that support unexpected medical costs. Health Access MN specifically handles Medicare supplement policies and critical illness insurance for local residents.
What Does a a Supplemental Insurance Agent in St Paul Cost?
Supplemental insurance agent services in St Paul are typically free to consumers because agents earn commissions from insurance companies. Medigap premiums in Minnesota vary by plan type age and location. For example a Basic Plan may cost 100 to 200 dollars per month while an Extended Basic Plan can range from 150 to 300 dollars per month. Costs also depend on whether the policy is attained-age rated or issue-age rated. This is general information not insurance advice.
About supplemental insurance agents in St Paul
Supplemental insurance agents in St Paul help residents choose Medigap or Medicare Supplement plans that cover gaps in Original Medicare. Minnesota has a unique standard Medigap plan called the Basic Plan which all carriers must offer. Local agents can guide you through the state-specific open enrollment rules and guarantee issue protections.
Frequently Asked Questions
What is a supplemental insurance agent in St Paul?
A supplemental insurance agent in St Paul helps you compare and enroll in Medicare Supplement plans also called Medigap. These agents are licensed in Minnesota and can explain how plans like the Basic Plan or Extended Basic Plan work with Original Medicare.
When can I enroll in a Medigap plan in Minnesota?
In Minnesota you have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After that you may face health questions or higher premiums.
Does Minnesota have special Medigap rules?
Yes Minnesota requires all Medigap insurers to offer a standardized Basic Plan. This plan covers Part A coinsurance and hospital costs plus Part B coinsurance and blood. Other plans like Extended Basic add more benefits. Minnesota also has guaranteed issue rights in certain situations like losing employer coverage.
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