The top-rated supplemental insurance agent in St Michael, Minnesota is Derek Brant - State Farm Insurance Agent, rated 4.9 stars across 68 reviews. Other highly rated options include Farmers Insurance - David Mugg, EMEX Benefit Systems, Bruce A. McKimmy, Ltd. This directory lists 10 supplemental insurance agents serving St Michael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Derek Brant - State Farm Insurance Agent | 112 Central Ave E | (763) 497-4940 |
| 2 | Farmers Insurance - David Mugg | 400 Central Ave E Ste 55 | (763) 298-3563 |
| 3 | EMEX Benefit Systems | 4575 Mason Ave NE | (763) 478-9050 |
| 4 | Bruce A. McKimmy, Ltd | 517 Dogwood Ave NW | (612) 324-0369 |
| 5 | CareWise Insurance MN | 28 Main St S | (763) 220-1479 |
| 6 | Zachman Insurance Agency Inc | 12725 43rd St NE #101 | (763) 497-2430 |
| 7 | Nationwide Insurance: All Insurance Services, Inc. | 213 Meadowlark Rd SE | (763) 497-2247 |
| 8 | Superior Financial Group | 13580 44th St NE | (612) 382-8949 |
| 9 | Metro Benefits Group LLC | 705 Central Ave E | (612) 520-1677 |
| 10 | Creekside Insurance Solutions | 705 Central Ave E r11 | (763) 412-1995 |
Derek Brant - State Farm Insurance Agent serves the St Michael, MN, area as a supplemental insurance agent. This office helps clients fill gaps in primary health coverage with policies that manage out-of-pocket costs. Supplemental insurance can offer additional financial support for unexpected medical events or hospital stays. The agency works with residents to understand their existing plans before recommending suitable options. Common services handled in this area include accident and critical illness insurance policies that provide cash benefits for covered emergencies.
Farmers Insurance - David Mugg offers supplemental insurance coverage for those seeking additional financial protection beyond primary health or life policies in the St Michael, MN area. The agency guides clients through plan options and helps tailor coverage to individual needs. Annual reviews and policy updates are available to adjust coverage as circumstances change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
EMEX Benefit Systems provides comprehensive supplemental insurance options, including plans for accident, critical illness, hospital indemnity, and short-term disability coverage. Its service plans assist clients in navigating claims and understanding policy benefits. Serving the St Michael, Minnesota area, the company focuses on helping individuals close gaps left by primary health insurance. It services single-family homes, apartments, retail locations, and restaurants, ensuring local households and businesses have access to tailored coverage solutions.
Bruce A. McKimmy, Ltd serves St. Michael, Minnesota, and the surrounding communities in the western suburbs and rural Corridor area. As a supplemental insurance agent, the company handles Medicare supplements, accident and critical illness policies, and hospital indemnity plans. It assists individuals in securing coverage that addresses gaps left by primary health insurance. To find each client the appropriate supplemental policy, the agency begins with a careful review of existing benefits before narrowing its focus to the best available plans from its carrier lineup.
CareWise Insurance MN in St. Michael distinguishes between one-time policy setups and recurring plan adjustments, specializing in supplemental insurance coverage that fills gaps left by major medical plans. While core policies are purchased once, clients often schedule periodic reviews to update benefits as health needs change. The company also provides as-needed support for billing questions or claim issues, ensuring coverage adapts to individual circumstances without needing constant oversight. Service here typically runs on a scheduled or as-needed basis rather than a strictly one-time arrangement.
As the Minnesota winter gives way to spring, many residents of St. Michael begin planning for outdoor activities and home repairs, which can carry unexpected risks. Zachman Insurance Agency Inc offers supplemental insurance policies designed to cover gaps left by standard health plans for such accidents or hospital stays. These plans can help residents manage costs associated with deductibles and co-pays during recovery. A typical first step to explore available coverage is to schedule a brief assessment of one's current insurance needs.
Located in St. Michael, MN, Nationwide Insurance: All Insurance Services, Inc. specializes in supplemental insurance, offering policies that fill common gaps left by major medical plans. Its general service work helps individuals secure additional coverage for accidents, critical illness, or hospital stays. This approach allows policyholders to manage unexpected out-of-pocket expenses with greater financial ease. As winter weather in Minnesota increases the risk of slips and fall-related injuries, this agency assists clients in reviewing their accident policies before the season’s peak.
Superior Financial Group works with clients in St Michael, Minnesota, to identify gaps in their existing health insurance coverage. As supplemental insurance agents, they focus on policies that help pay for deductibles, copays, and other out-of-pocket expenses not covered by primary medical plans. These add-ons can include accident, critical illness, and hospital indemnity plans designed for a range of workplace settings. The company assists employees and business owners alike, serving offices, warehouses, and food service operations.
Metro Benefits Group LLC serves residential clients in St Michael, Minnesota, by helping them select supplemental insurance policies that address gaps in primary health coverage. The agency also assists commercial clients with employee benefits solutions tailored to local businesses. Coverage area extends throughout St Michael and the surrounding communities in Wright County. In this region, supplemental insurance agents typically guide customers through enrollment periods and claims questions. Metro Benefits Group LLC maintains ongoing client relationships, returning between regular visits to adjust policies as life circumstances change.
Creekside Insurance Solutions in St Michael, MN is known for helping local residents and businesses select supplemental insurance policies that fill gaps in primary health coverage. The agency guides clients through options designed to cover deductibles, copays, and other out-of-pocket medical expenses not paid by standard plans. Its service range includes Medicare supplements, accident, critical illness, and hospital indemnity plans. A specialty service it can add on is providing tailored dental and vision supplemental plans to complete a client’s overall coverage package.
What Does a a Supplemental Insurance Agent in St Michael Cost?
Costs for supplemental insurance in Minnesota vary by plan type, age, and health status. Medicare Supplement plans typically range from $100 to $300 per month for a 65-year-old. Cancer and accident plans may cost $30 to $100 per month. These are general estimates and your actual premium will depend on your specific situation. This is general information and not insurance advice.
About supplemental insurance agents in St Michael
Supplemental insurance agents in St Michael, Minnesota help residents find policies that cover gaps in primary health insurance. These agents can explain options like Medicare Supplement plans, which must follow Minnesota state rules for standardized coverage. Local agents also assist with cancer, accident, and hospital indemnity plans tailored to your needs.
Frequently Asked Questions
What is a supplemental insurance agent in St Michael?
A supplemental insurance agent in St Michael helps you find policies that pay cash benefits for specific events like accidents or hospital stays. These plans are not primary health insurance but can help with out-of-pocket costs.
Does Minnesota have special rules for Medicare Supplement plans?
Yes, Minnesota requires Medicare Supplement insurers to offer a standardized basic benefit plan. Additional plans like Plan C and Plan F are also available. Agents must follow these state guidelines when selling policies.
How do I choose a supplemental insurance agent in St Michael?
Look for an agent licensed in Minnesota with experience in supplemental health products. Ask about their knowledge of local providers and Minnesota insurance laws. You can verify a license through the Minnesota Department of Commerce.
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