The top-rated supplemental insurance agent in Shakopee, Minnesota is Farmers Insurance - Bradley Hansen, rated 5.0 stars across 178 reviews. Other highly rated options include Farmers Insurance - Robert Whitcomb, Innovative Insurance Services LLC, HomeTown Insurance. This directory lists 14 supplemental insurance agents serving Shakopee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Bradley Hansen | 8170 Old Carriage Ct Suite 200 | (952) 222-4479 |
| 2 | Farmers Insurance - Robert Whitcomb | 132 Holmes St S | (952) 942-2082 |
| 3 | Innovative Insurance Services LLC | 8091 Old Carriage Ct | (952) 445-5767 |
| 4 | HomeTown Insurance | 950 Vierling Dr W Suite 100 | (952) 873-1876 |
| 5 | JJ Insurance | 1038 1st Ave E | (952) 283-3067 |
| 6 | Robert Loonan American Family Insurance | 1221 4th Ave E #165 | (952) 445-8100 |
| 7 | CareInSight Partners | 4601 Dean Lakes Blvd Suite 2037 | (952) 658-7849 |
| 8 | David Sneen Independent Health Insurance Broker | 1576 Hartley Blvd S | (651) 983-0260 |
| 9 | WR Insurance Agency, LLC | 327 Marschall Rd Suite 380 | (612) 799-6972 |
| 10 | Bradley Reiland: Allstate Insurance | 205 Lewis St S Ste 105 | (952) 232-1075 |
Farmers Insurance - Bradley Hansen serves Scott County and the Shakopee, Minnesota area as a supplemental insurance agent. This agency offers products designed to fill gaps left by major medical policies, including plans that provide cash benefits directly to policyholders. These plans help cover out-of-pocket costs such as deductibles, copays, and incidental expenses during a health event. The agency works with individuals and families to select appropriate hospital indemnity and accident insurance policies.
Farmers Insurance - Robert Whitcomb offers supplemental insurance policies designed to fill gaps in primary health coverage. The agency provides service plans that help clients manage out-of-pocket expenses for accidents, hospital stays, and critical illnesses, ensuring broader financial protection for unexpected medical needs. Policyholders can rely on straightforward claims processes and personalized assistance throughout the coverage period. The agency serves residents and business owners in Shakopee, Minnesota, including those with single-family homes, apartments, retail establishments, and restaurants.
Homeowners in Shakopee, Minnesota, looking to fill gaps in their primary health coverage can turn to Innovative Insurance Services LLC for supplemental insurance agent services. The company assists clients in selecting policies that help cover out-of-pocket costs not paid by standard plans. These supplemental plans are designed to provide financial protection during unexpected medical events or hospital stays. Its service area also extends to nearby Prior Lake and the broader southwest metro region.
HomeTown Insurance serves Shakopee, Minnesota, and the surrounding Scott County communities, handling supplemental insurance needs for local residents and families. Typical supplemental insurance covers gaps left by major medical plans, including policies for accidents, critical illness, hospital indemnity, or fixed-benefit health plans. The agency helps clients evaluate these options for additional protection against unexpected medical costs. For a standard request, it gathers basic health and coverage information from the client to identify available policies that fit common budgets and situations.
JJ Insurance offers both one-time and recurring service options for supplemental insurance, with coverage focused on filling gaps in primary health plans. Clients in Shakopee, MN, can access policies addressing deductibles, copays, or accident-related expenses not covered by major medical insurance. These services help manage out-of-pocket costs without requiring coordination with primary providers. The company provides support for claims filing and plan comparisons to ensure suitable coverage. Service runs on a one-time, scheduled, or as-needed basis depending on the policy selected.
Robert Loonan American Family Insurance in Shakopee, MN specializes in supplemental insurance coverage, including policies designed to help with expenses not fully covered by major medical plans. The agency generally assists clients with evaluating their unique needs, comparing available options, and selecting appropriate plans to protect against unexpected out-of-pocket costs. This service helps residents reduce financial stress during medical events. With winter approaching, the agency particularly aids local homeowners and drivers in reviewing supplemental policies that can cover deductibles and co-pays from injuries on icy roads or after a slip-and-fall incident.
As winter weather brings increased risks of slips and falls, residents in Shakopee and surrounding communities often seek ways to manage out-of-pocket medical costs. CareInSight Partners addresses this need by offering supplemental insurance plans designed to cover expenses that primary health policies leave behind. The company helps clients evaluate options for accident, critical illness, and hospital indemnity coverage, tailoring each policy to individual budgets and lifestyles. Every engagement begins with a no-obligation assessment of current coverage to identify potential gaps before any plan is presented.
David Sneen Independent Health Insurance Broker works to help residents of Shakopee and the surrounding area find coverage that fills gaps left by major medical plans. The agency specializes in supplemental insurance policies, offering products that can help with out-of-pocket costs not covered by primary insurance. Their services assist both individuals and business teams looking to enhance their existing health coverage. These solutions are available for professional environments including local offices, warehouses, and food service operations.
WR Insurance Agency, LLC in Shakopee, MN offers supplemental insurance agent services to residential clients in their local community. The agency also provides commercial coverage options for small businesses throughout the area. Licensed agents assist customers in understanding and selecting plans that fill gaps left by major medical insurance. These policies cover various out-of-pocket costs such as copays and deductibles. After an initial enrollment, the agency contacts clients for follow-up to review any changes in needs before scheduling their next regular policy review visit.
Bradley Reiland: Allstate Insurance in Shakopee, MN, serves local residents seeking supplemental insurance coverage. As an independent agency, it offers policies that help fill gaps left by primary health or life plans. The agency focuses on explaining how supplemental benefits can manage out-of-pocket costs and provide financial security. Its representatives work with clients to select appropriate plans for accident, hospital, or critical illness needs. Their service range also includes guiding customers through policy details and claims processes. This office can add dental or vision coverage as a specialty service.
What Does a a Supplemental Insurance Agent in Shakopee Cost?
Supplemental insurance agent services in Minnesota are typically commission-based, meaning you do not pay a direct fee for their help. Medigap Plan G premiums in Shakopee often range from $120 to $250 per month for a 65-year-old, depending on the insurer and underwriting factors. Costs for Medicare Advantage plans vary by carrier and county but may have low or zero monthly premiums. This is general information, not insurance advice.
About supplemental insurance agents in Shakopee
Supplemental insurance agents in Shakopee, Minnesota help residents find policies that cover costs not included in primary health plans, such as deductibles and copays. Under Minnesota law, insurers must offer a standardized Medigap plan during the open enrollment period, which starts when you are 65 and enrolled in Medicare Part B. Local agents can guide you through these options and explain state-specific rules like the Minnesota Guaranteed Issue requirement.
Frequently Asked Questions
What does a supplemental insurance agent in Shakopee do?
A supplemental insurance agent helps you compare and enroll in Medigap, Medicare Advantage, or other gap-filling plans. They explain how Minnesota regulations affect your choices, such as the six-month open enrollment window for Medigap.
Is there a time limit to buy a Medigap policy in Minnesota?
Yes, Minnesota law provides a six-month Medigap open enrollment period that begins when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions.
Can a supplemental insurance agent help with Medicare Advantage plans in Shakopee?
Yes, agents can explain Medicare Advantage plans available in Scott County, including their network rules and extra benefits. They can also compare these plans with Medigap policies to help you choose based on your needs.
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