The top-rated supplemental insurance agent in Roseville, Minnesota is Chris Ahles - State Farm Insurance Agent, rated 4.9 stars across 274 reviews. Other highly rated options include PJ Hangartner - State Farm Insurance Agent, Trevor Larson - State Farm Insurance Agent, Dick Petkoff - State Farm Insurance Agent. This directory lists 16 supplemental insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Ahles - State Farm Insurance Agent | 2201 Lexington Ave N | (651) 487-4204 |
| 2 | PJ Hangartner - State Farm Insurance Agent | 1751 County B Rd W Ste 330 | (651) 429-7725 |
| 3 | Trevor Larson - State Farm Insurance Agent | 2780 E Snelling Ser Dr Suite 309 | (651) 356-6213 |
| 4 | Dick Petkoff - State Farm Insurance Agent | 2049 Snelling Ave | (651) 631-0505 |
| 5 | Square Choice Insurance Services LLC | 2489 Rice St # 160 | (651) 243-8987 |
| 6 | Breitenfeldt Group | 2575 Hamline Ave N STE C | (877) 732-9800 |
| 7 | Hal Tiffany Agency Inc | 2573 B Hamline Ave N | (651) 484-4002 |
| 8 | Safeway Insurance Agency LLC | 2353 Rice St #139 | (651) 292-9090 |
| 9 | Pearson Family Agency LLC: Allstate Insurance | 2585 Hamline Ave N STE F | (651) 631-8818 |
| 10 | Maguire Agency Inc | 1970 Oakcrest Ave #300 | (651) 638-9100 |
Chris Ahles - State Farm Insurance Agent serves the Roseville, Minnesota area as a supplemental insurance provider. This agency helps local residents and families close gaps in their existing health coverage by offering policies designed for unforeseen medical costs. Supplemental insurance plans here can support clients with out-of-pocket expenses not covered by primary health insurance. The agency assists with specific products such as accident insurance and critical illness insurance to provide additional financial protection.
PJ Hangartner - State Farm Insurance Agent in Roseville, MN, provides supplemental insurance policies that help cover costs not included in major medical plans, such as accident and hospital indemnity benefits. The office offers ongoing policy reviews and claims assistance to ensure clients understand their coverage and benefits. These services are designed to support financial protection for various property types, including single-family homes, apartments, retail, and restaurants.
Trevor Larson - State Farm Insurance Agent serves homeowners, businesses, and property managers in Roseville, Minnesota, by offering supplemental insurance policies that cover gaps left by primary health or property plans. These plans help protect against unexpected costs from accidents, critical illnesses, or property damage. The agency assists clients in selecting appropriate coverage levels to suit their individual situations and budgets. Its service area also extends into the nearby suburbs of Shoreview and Arden Hills.
Serving Roseville and the surrounding communities of Ramsey County, Dick Petkoff - State Farm Insurance Agent specializes in supplemental insurance solutions. This agency handles coverage options such as accident, critical illness, and hospital indemnity plans to help individuals manage out-of-pocket expenses. These policies can complement existing health coverage by providing direct cash benefits for specific events. A typical engagement begins with a needs assessment to identify gaps in a client's current protection, followed by a review of available plan features with clear explanations of policy terms.
Square Choice Insurance Services LLC in Roseville, MN, helps individuals compare one-time supplemental policies, which pay a fixed lump sum upon a qualifying event, against recurring monthly benefit options that continue as long as a claim remains active. The agency guides clients in selecting gap coverage for out-of-pocket expenses not addressed by primary medical plans. Service is available on an as-needed basis for consultations, plan reviews, or policy amendments.
Breitenfeldt Group, based in Roseville, Minnesota, is known for providing personalized supplemental insurance policies to local residents. The company works with individuals to address coverage gaps that traditional health plans often leave, offering flexible options for medical and financial protection. Common services include Medicare supplements and hospital indemnity plans designed for specific needs. The firm further supports clients by helping to add critical illness coverage, which provides a lump-sum payment for specified medical diagnoses.
Hal Tiffany Agency Inc in Roseville, MN offers supplemental insurance policies designed to cover gaps left by primary health plans. It serves local residents by providing short-term medical coverage and accident-related benefits that help manage out-of-pocket expenses. The agency works with individuals to evaluate their existing coverage and identify any missing protections. In winter, it assists clients with claims related to seasonal injuries from icy walkways or snow-related accidents, ensuring medical costs are addressed when primary coverage falls short.
When seasonal shifts in Minnesota increase the risk of unexpected health gaps, residents in Roseville often seek coverage beyond standard plans. Safeway Insurance Agency LLC assists local individuals and families by offering supplemental insurance options designed to fill those specific financial shortfalls. As a dedicated agent in this field, the company helps clients understand how extra policies can complement existing medical coverage. The process always begins with a thorough review of each client’s personal situation and a clear explanation of available benefits during the initial in-person consultation.
Pearson Family Agency LLC, operating as Allstate Insurance in Roseville, MN, provides general supplemental insurance coverage to help fill gaps left by major health plans. The agency specializes in policies such as accident, critical illness, and hospital indemnity plans. Supplemental insurance agents in this area work with local businesses and individuals to customize these extra benefits. The agency can serve commercial sectors including offices, warehouses, and food service operations with tailored supplemental options.
Maguire Agency Inc provides supplemental insurance services for residents in and around Roseville, Minnesota. The agency also makes commercial insurance options available to local businesses seeking additional coverage solutions. Clients throughout the greater Roseville area can access assistance with various supplemental plans. After policy setup, the agency checks in to review coverage needs and adjusts policies as necessary during follow-up visits held between regular scheduled appointments.
What Does a a Supplemental Insurance Agent in Roseville Cost?
Costs for supplemental insurance in Minnesota vary by policy type, age, and health status. For example, a cancer policy might cost between 30 and 100 dollars per month, while a hospital indemnity plan could range from 50 to 150 dollars per month. Medigap Plan G premiums for a 65-year-old in Roseville typically run 120 to 200 dollars per month. These are general estimates; actual rates depend on the insurer and your specific circumstances. This information is for general educational purposes and is not insurance advice.
About supplemental insurance agents in Roseville
Supplemental insurance agents in Roseville, Minnesota help residents find policies that cover gaps in major medical plans, such as deductibles and copays. Under Minnesota law, insurers must offer standardized Medigap plans A through N during open enrollment. Local agents can explain how these plans interact with MinnesotaCare or employer coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Roseville?
A supplemental insurance agent in Roseville helps you buy policies like cancer, accident, or hospital indemnity insurance. These plans pay cash benefits directly to you for specific events. The agent can compare options from multiple carriers licensed in Minnesota.
When can I enroll in a Medigap plan in Minnesota?
In Minnesota, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums due to health conditions. After this window, you may face medical underwriting.
Are supplemental insurance premiums tax deductible in Minnesota?
Medical expenses, including some supplemental insurance premiums, may be deductible on your federal return if they exceed 7.5% of your adjusted gross income. Minnesota generally follows federal rules for itemized deductions. Consult a tax professional for your specific situation.
Supplemental Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato