The top-rated supplemental insurance agent in Minnetonka, Minnesota is Nesbit Agencies, rated 4.9 stars across 244 reviews. Other highly rated options include Trusted Insurance Agency, Valley Insurance, D Winters Insurance Services. This directory lists 10 supplemental insurance agents serving Minnetonka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nesbit Agencies | 5900 Rowland Rd | (952) 941-9418 |
| 2 | Trusted Insurance Agency | 5100 Thimsen Ave Ste 228 | (612) 861-4868 |
| 3 | Valley Insurance | 11812 Wayzata Blvd | (952) 500-0956 |
| 4 | D Winters Insurance Services | 13312 Inverness Rd | (612) 430-9170 |
| 5 | Ideal Insurance Agency Inc | 601 Carlson Pkwy # 1050 | (952) 479-0047 |
| 6 | The Canopy Group | 18001 MN-7 | (800) 967-3389 |
| 7 | North Star Insurance Services LLC- Chad Pietila | 601 Carlson Pkwy # 1050 | (952) 856-6244 |
| 8 | Dolliff Insurance | 10900 Wayzata Blvd #250 | (952) 593-7400 |
| 9 | Secure Strategies Insurance | 10950 Red Cir Dr Unit 136 | (612) 477-3087 |
| 10 | Schmidt-Andrus Agency Inc. | 5100 Thimsen Ave Ste 228 | (952) 474-5435 |
Nesbit Agencies serves the Minnetonka, Minnesota area as a local supplemental insurance agent. The company works with clients to identify coverage gaps that traditional health plans often leave unfilled. Agents assist individuals in securing policies for specific needs that arise from illness or injury. Building a clear understanding of each person’s financial and medical situation is central to the advice provided. This service typically includes helping customers navigate hospital indemnity plans and accident insurance policies.
Trusted Insurance Agency offers supplemental insurance policies to residents and businesses in Minnetonka, Minnesota. Its services include helping clients enroll in plans that cover gaps left by primary health or Medicare coverage. The agency provides ongoing support for policy maintenance, such as updating coverage levels during life changes or processing claims for benefits. Service plans include annual policy reviews to ensure clients understand their current benefits and are not overpaying for unnecessary coverage. It services single-family homes, apartments, retail locations, and restaurants.
Valley Insurance serves Minnetonka, Minnesota, and the surrounding communities, specializing in supplemental insurance coverage for individuals and families. It helps clients with policies that address gaps left by major medical plans, such as accident, critical illness, and hospital indemnity plans. The company guides each client through the selection process by assessing personal coverage needs and then explaining how specific supplemental products can provide extra financial protection during unexpected health events. For a typical job, it reviews existing coverage, identifies potential shortfalls, and presents straightforward options for clients to consider.
D Winters Insurance Services in Minnetonka, MN offers both one-time policy placements and ongoing coverage adjustments for supplemental insurance needs. Their work typically fills gaps left by primary health plans, such as accident, critical illness, or hospital indemnity policies designed for local residents. As a supplemental insurance agent, they help clients understand how these plans can coordinate with existing benefits to reduce out-of-pocket costs. Service arrangements are offered on an as-needed basis, whether for a single enrollment or for periodic reviews of changing coverage requirements.
Ideal Insurance Agency Inc in Minnetonka, Minnesota offers supplemental insurance solutions tailored to cover gaps left by primary health plans. Its services generally help local individuals and families manage out-of-pocket medical expenses through structured enrollment and claims guidance. The agency focuses on providing clear explanations of policy options for routine needs. When unexpected health events such as a winter flu hospitalization or a summer accident arise, it assists clients with navigating deductible gaps and coordinating supplementary benefits to ease financial strain.
The Canopy Group serves homeowners, businesses, and property managers in Minnetonka, MN, by connecting them with supplemental insurance agents. These professionals help clients evaluate gap coverage for health, accident, or critical illness plans, ensuring policies complement existing primary insurance for enhanced financial protection. Their services focus on explaining policy details and facilitating tailored coverage options through local carriers. The company also extends its coverage consulting and agent services to clients in neighboring Eden Prairie and the broader southwest metro area.
As the snow season creates extra hazards around Minnetonka, residents often look for coverage beyond their standard health plans. North Star Insurance Services LLC- Chad Pietila works with clients to identify supplemental insurance options that address these personal shortfalls during illnesses or injuries. They focus on explaining how such policies coordinate with existing coverage for better financial protection. To begin, they visit the client and inspect current household policies or initial assessment of individual needs for benefit gaps.
Dolliff Insurance provides supplemental insurance policies designed to fill coverage gaps left by major medical plans. The agency specializes in add-on products like accident, critical illness, and hospital indemnity plans for residents of Minnetonka, Minnesota. These policies help cover deductibles and out-of-pocket costs that standard health insurance may not address. Dolliff Insurance serves local businesses by offering quotes tailored for commercial settings, including offices, warehouses, and food service operations.
Secure Strategies Insurance serves residents of Minnetonka, Minnesota, by providing supplemental insurance coverage that fills gaps left by major medical plans. Its team assists individuals with policies addressing copays, deductibles, and unexpected medical expenses for everyday health needs. Commercial clients in the same area also receive similar gap-filling coverage options tailored to business-related health plans. The agency supports policyholders through consistent follow-up to ensure claims are processed accurately and provides guidance for adjusting coverage between regular plan review visits.
Schmidt-Andrus Agency Inc. is known for providing supplemental insurance to residents of Minnetonka, MN. Its service range helps clients cover costs not paid by major medical plans, including accident and critical illness policies. Agents work to explain how these plans can fill gaps in everyday health coverage and offer support during claims. The agency also specializes in adding short-term disability insurance for income protection.
What Does a a Supplemental Insurance Agent in Minnetonka Cost?
Supplemental insurance plan costs in Minnesota vary by plan type and insurer. Medigap Plan G premiums for a 65-year-old in Minnetonka typically range from $120 to $250 per month. Plan N may cost between $90 and $180 per month. Rates can change based on age, gender, and tobacco use. This is general information and not insurance advice.
About supplemental insurance agents in Minnetonka
Supplemental insurance agents in Minnetonka help residents find Medigap and other gap coverage plans. Minnesota law requires insurers to offer standardized Medigap plans A through N to eligible beneficiaries. These agents can explain how supplemental policies work with Medicare and employer coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Minnetonka?
A supplemental insurance agent helps you buy policies that cover costs not paid by your primary health plan. In Minnesota, these agents are licensed by the state and must follow rules about plan disclosures and enrollment periods.
When can I enroll in a Medigap plan in Minnesota?
You have a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge more due to health conditions. After this window, you may face medical underwriting.
Are there Minnesota-specific rules for supplemental insurance?
Yes. Minnesota requires all Medigap plans to cover at least the basic benefits defined by state law. Insurers must also offer a guaranteed issue plan to eligible individuals who lose other coverage. Agents must provide a standardized outline of coverage before you buy.
Supplemental Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato