The top-rated supplemental insurance agent in Minneapolis, Minnesota is Kim Nybo - State Farm Insurance Agent, rated 4.9 stars across 685 reviews. Other highly rated options include Insurance Resource Group, Allinsurance seguros, BlueJay Insurance Agency, Inc.. This directory lists 20 supplemental insurance agents serving Minneapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Nybo - State Farm Insurance Agent | 2724 University Ave SE | (612) 767-7775 |
| 2 | Insurance Resource Group | 4286 Dahlberg Dr | (612) 875-4192 |
| 3 | Allinsurance seguros | 3125 Hennepin Ave | (612) 735-2277 |
| 4 | BlueJay Insurance Agency, Inc. | 1229 Tyler St NE Suite 292 | (612) 236-4105 |
| 5 | Abbott Insurance Agency, LLC | 317 W 46th St | (612) 824-1160 |
| 6 | One Source Insurance Brokers | 1300 Godward St NE Suite 1900 | (612) 444-6277 |
| 7 | Kaphy Insurance Agency | 2910 Pleasant Ave 1st Floor, Suite 80A | (651) 444-0402 |
| 8 | Higgins Insurance Agency Inc. | 2214 Central Ave NE | (612) 789-7231 |
| 9 | Insurance Warehouse Inc. | 4294 Dahlberg Dr | (612) 354-2040 |
| 10 | Gillette Agency | 8900 Penn Ave S #306 | (952) 884-6772 |
Kim Nybo - State Farm Insurance Agent serves clients in Minneapolis, Minnesota, as a supplemental insurance agent. The agency offers coverage options designed to fill gaps left by primary health or life insurance policies. These supplemental plans help individuals manage out-of-pocket costs and provide additional financial protection during unexpected medical events. Policyholders receive personal consultations in the Minneapolis area. Specific services handled include accident and hospital indemnity insurance plans.
Insurance Resource Group, based in Minneapolis, MN, provides a range of supplemental insurance agent services to help individuals and small businesses fill gaps in their primary health or property coverage. The company assists clients in understanding and selecting appropriate plans for accident, critical illness, or disability needs. Routine policy reviews and claims assistance are offered to ensure continued alignment with changing circumstances. Insurance Resource Group services single-family homes, apartment complexes, retail establishments, and local restaurants within the Minneapolis area.
Allinsurance seguros assists homeowners, renters, and local businesses in Minneapolis with securing supplemental insurance policies designed to cover gaps in standard coverage. Its agents help clients identify optional benefits for accidents, critical illness, and hospital stays that complement existing health plans. The agency focuses on explaining policy details clearly, ensuring customers understand their choices before enrolling. It also serves property owners and entrepreneurs in the nearby communities of St. Louis Park and Edina, extending its support throughout the western metro area.
BlueJay Insurance Agency, Inc. serves the Minneapolis area and its surrounding communities, handling supplemental insurance policies that help cover costs not paid by primary health plans. These plans often assist with deductibles, copays, and other out-of-pocket medical expenses. The agency typically begins by assessing a client’s existing coverage to identify gaps. It then reviews available plan options to find suitable protection for individual needs. To manage a typical case, the agency follows a straightforward, consultative process that begins with a personalized needs analysis and ends with clear plan comparisons.
Abbott Insurance Agency, LLC in Minneapolis, MN offers supplemental insurance agents who provide either one-time enrollment or recurring annual review services. Their coverage options help fill gaps left by major medical plans, addressing common needs like accident, critical illness, and hospital indemnity policies. These plans pay cash benefits directly to policyholders for specified medical events. Service for policy setup and enrollment generally runs on a one-time basis, but plan reviews and adjustments operate on a scheduled annual or as-needed arrangement.
One Source Insurance Brokers in Minneapolis, MN specializes in supplemental insurance policies that cover expenses not paid by primary health plans, including accident, critical illness, and hospital indemnity plans. The agency works closely with clients to explain coverage gaps and find appropriate supplemental protection for their individual needs. As winter weather conditions in Minnesota increase the risk of slips, falls, and unexpected medical events, the agency often helps clients review their policies for adequate accident coverage before the cold season arrives.
With Minneapolis winters often bringing unexpected health needs, Kaphy Insurance Agency helps local residents evaluate supplemental insurance options that address gaps in standard Medicare or employer plans. The agency provides clear guidance on policies covering hospital stays, critical illness, or accident recovery. Their consultations focus on matching coverage to individual circumstances without overcomplicating the selection process. An initial review typically begins with a discussion of existing coverage and personal concerns, allowing the agent to present suitable policy choices for the client’s consideration during a short home or office visit.
Higgins Insurance Agency Inc. serves residents of Minneapolis with supplemental insurance policies. The agency also offers commercial coverage for small businesses throughout the greater Twin Cities area. Agents help clients understand additional health and life protection options that coordinate with primary plans. Professional consultations focus on individual or family needs. The company provides clear policy explanations and handles claims support during regular office hours. Clients are encouraged to schedule follow-up appointments to review changing coverage needs between annual enrollment periods.
Insurance Warehouse Inc., based in Minneapolis, Minnesota, operates as a supplemental insurance agent, helping clients fill coverage gaps left by primary health plans. The company specializes in offering policies that address specific additional needs, such as accident, critical illness, and hospital indemnity benefits. This localized agency focuses on serving diverse commercial sectors in the region, including professional offices, warehouses, and food service operations, matching supplemental plans to the distinct risk profiles found in each working environment.
What Does a a Supplemental Insurance Agent in Minneapolis Cost?
The cost of supplemental insurance in Minnesota varies widely by plan type, age, and health status. For example, a Medigap Plan G in Minneapolis can range from $120 to $250 per month for a 65-year-old. Cancer or accident plans may cost $30 to $100 per month. Rates can increase due to inflation or insurer pricing changes. This is general information, not insurance advice.
About supplemental insurance agents in Minneapolis
Supplemental insurance agents in Minneapolis help residents fill gaps in primary health coverage. These agents offer plans like Medicare Supplement (Medigap), cancer, and accident policies. Minnesota law requires Medigap plans to follow federal guidelines, but agents can explain state-specific open enrollment rules.
Frequently Asked Questions
What is a supplemental insurance agent in Minneapolis?
A supplemental insurance agent in Minneapolis helps you buy policies that cover costs not paid by your main health insurance. These include Medicare Supplement, critical illness, and hospital indemnity plans. Agents are licensed by the Minnesota Department of Commerce.
When can I buy a Medigap plan in Minnesota?
In Minnesota, you have a six-month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more based on health conditions. After this period, medical underwriting may apply.
Do supplemental insurance agents charge fees in Minneapolis?
Most supplemental insurance agents in Minneapolis are paid by commissions from the insurance company, not by you. Some may charge a consultation fee, but this must be disclosed upfront. Always ask about fees before signing any agreement.
Supplemental Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato