The top-rated supplemental insurance agent in Worcester, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.8 stars across 2,433 reviews. Other highly rated options include Berlin Insurance Group, Mainstream Insurance Agency, Inc., Zawada Insurance Agency. This directory lists 30 supplemental insurance agents serving Worcester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 70 Southbridge St | (508) 799-3900 |
| 2 | Berlin Insurance Group | 61 Milton St | (508) 459-1226 |
| 3 | Mainstream Insurance Agency, Inc. | 704 Southbridge St | (508) 797-4500 |
| 4 | Zawada Insurance Agency | 52 Highland St | (508) 831-0133 |
| 5 | Universal Insurance Agency Inc | 374 Belmont St | (508) 752-9333 |
| 6 | HUB International | 292 Park Ave | (508) 755-3555 |
| 7 | Marc Alkes Insurance | 1405 Main St | (508) 755-7969 |
| 8 | Feingold Insurance Agency | 446 Main St Suite 1403 | (508) 831-9500 |
| 9 | Educators Insurance | 440 Lincoln St | (888) 908-6822 |
| 10 | Point Insurance - Worcester | 424 Belmont St | (508) 552-8066 |
A-Affordable Insurance Agency, Inc. serves residential clients in and around Worcester, Massachusetts, with supplemental insurance policies that fill gaps in primary health coverage. Commercial coverage is also available for local businesses seeking additional benefit options. The agency works within the Worcester area to help individuals and companies secure practical plans. Complimentary follow-up discussions are routinely scheduled between regular visits to review any changes in a client’s needs or circumstances.
Berlin Insurance Group in Worcester, MA offers both one-time policy purchases and ongoing coverage plans for supplemental insurance. These plans help clients fill gaps in primary health coverage, providing financial protection for unexpected medical expenses. Typical services include accident, critical illness, and hospital indemnity policies, which pay direct cash benefits to policyholders. This approach allows individuals to manage out-of-pocket costs and deductibles more effectively. Client service is available on either a one-time or an as-needed basis, depending on the selected plan and coverage requirements.
Mainstream Insurance Agency, Inc. in Worcester, Massachusetts provides specialty supplemental insurance solutions, including policies to cover gaps left by major medical plans. Its general service work assists individuals and families with affordable, tailored protection against unexpected out-of-pocket healthcare costs. The agency helps clients navigate the complexities of Medicare gaps and hospital indemnity needs. As the holiday season approaches and many people face higher medical expenses or new insurance needs, Mainstream Insurance Agency helps secure coverage for wintertime health emergency deductibles.
As the gray New England winters settle over Worcester, securing supplemental coverage becomes a priority for many local seniors navigating Medicare gaps. Zawada Insurance Agency serves this need by offering policies that complement primary health plans, helping clients manage potential out-of-pocket expenses. Their supplemental insurance agents focus on explaining difference in plan options available in the region. An initial consultation typically begins with a free review of a client's current coverage and personal health needs.
Universal Insurance Agency Inc. in Worcester, Massachusetts assists residents and businesses in selecting supplemental insurance coverage that fills gaps left by primary health plans. This agency can help clients secure additional policies for dental, vision, accident, or critical illness needs. These products provide financial protection for uncovered medical expenses or lost income during unexpected health events. The agency serves a range of commercial sectors, including local offices, warehouse operations, and food service establishments.
HUB International in Worcester, Massachusetts, is known for offering supplemental insurance plans that help individuals fill gaps in their primary health coverage. Their service range includes options for accident, critical illness, hospital indemnity, and disability income protection, designed to provide financial support when standard insurance may not cover all expenses. These policies can supplement copays, deductibles, and out-of-pocket costs. HUB International also offers specialty add-on coverages such as cancer or heart attack and stroke specific insurance plans.
Marc Alkes Insurance offers supplemental insurance coverage for residents in Worcester, Massachusetts. The agency assists homeowners with policies that fill gaps in primary health or life plans. Commercial clients in the area similarly receive tailored supplemental options to protect their businesses. Service extends throughout Worcester and the surrounding communities. By maintaining clear communication about evolving benefits, the team helps policyholders adjust their coverage as needs change. Regular follow-ups are scheduled between standard visits to address any new concerns and ensure continuous protection.
Feingold Insurance Agency, serving Worcester, Massachusetts, specializes in supplemental insurance policies that help cover expenses not addressed by primary health plans. These plans can offer financial support for unexpected medical events, such as hospital stays or critical illness diagnoses. The agency guides clients through selecting suitable coverage tailored to individual needs in the local area. Among the specific services it handles are accident insurance, which provides cash benefits for injuries, and hospital indemnity plans, which pay a fixed amount for each day of a covered hospital admission.
Educators Insurance offers supplemental insurance coverage tailored to complement existing health plans, ensuring clients in Worcester, Massachusetts, have options for accident, critical illness, and hospital indemnity needs. Its service model includes personalized policy reviews and claim assistance to help individuals navigate benefits effectively. The company supports local property owners and tenants, servicing single-family homes, apartments, retail spaces, and restaurants throughout the greater Worcester area.
Point Insurance in Worcester, Massachusetts, is known for helping clients address specific coverage gaps that major medical plans do not fully cover. As a Supplemental Insurance Agent, the company assists local residents in securing policies for accident, critical illness, or hospital indemnity needs. These plans can offer financial protection when deductibles or out-of-pocket costs arise. The agent’s service range typically includes evaluating individual health scenarios to find appropriate supplementary options. Adding a specialty, the firm can also consult on short-term medical coverage for residents between major health plans.
What Does a a Supplemental Insurance Agent in Worcester Cost?
Supplemental insurance costs in Massachusetts vary by plan type age and insurer. Monthly premiums for Medigap Plan G in Worcester typically range from 120 to 250 dollars. Plan N may cost 90 to 180 dollars per month. Rates can increase over time due to inflation or insurer adjustments. This is general information not insurance advice.
About supplemental insurance agents in Worcester
Supplemental insurance agents in Worcester Massachusetts help residents fill gaps in Medicare coverage. Massachusetts has a unique Medigap program with specific enrollment rules. These agents can explain plans that cover coinsurance deductibles and foreign travel emergencies.
Frequently Asked Questions
What is a supplemental insurance agent in Worcester?
A supplemental insurance agent helps you buy Medicare Supplement Insurance also called Medigap. They compare plans from private insurers that work with Original Medicare. In Massachusetts you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Part B.
Do I need a supplemental insurance agent in Massachusetts?
You do not need an agent but using one can simplify comparing plans. Massachusetts requires standardized Medigap plans labeled A through N. An agent can explain which plan fits your budget and health needs.
How do I choose a supplemental insurance agent in Worcester?
Look for an agent licensed in Massachusetts with experience in Medicare supplements. Ask about their familiarity with Massachusetts Medigap rules. You can verify a license through the Massachusetts Division of Insurance.