The top-rated supplemental insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 15 supplemental insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | National Benefits Insurance | 138 Conant St | (978) 547-2040 |
Sterling Insurance Agency Inc serves Beverly, Massachusetts, and the surrounding Essex County area as a supplemental insurance agent. This company helps individuals and families secure additional coverage beyond primary health or life plans, such as policies that address gaps in traditional insurance. Their work includes assisting clients in recognizing potential financial exposures from accidents or critical illnesses. Sterling Insurance Agency Inc specifically handles hospital indemnity plans and accident protection policies common in the region.
Leslie S. Ray Ins. Agency, Inc. in Beverly, MA provides a range of supplemental insurance products designed to cover gaps left by standard health plans. Its ongoing service includes policy reviews and claims assistance to ensure coverage remains aligned with client needs. Common supplemental plans offered can help with accident, critical illness, or hospital indemnity costs. The agency regularly services single-family homes, apartments, retail establishments, and local restaurants throughout the area.
Cross Insurance serves the Beverly area by first assisting residential clients with supplemental coverage that fills gaps in their primary health plans. Beyond homes, the agency extends its services to commercial clients in Beverly and surrounding communities, helping local businesses address unique insurance needs. Regular visits allow the team to review policy details and adjust plans as client situations evolve. Between those scheduled appointments, policyholders can arrange follow-up consultations to address any urgent coverage questions.
Archer Insurance Agency serves homeowners and renters in Beverly, Massachusetts, who seek supplemental coverage beyond their primary policies. The agency helps clients understand how additional insurance can bridge gaps in standard plans for medical events or property losses. It works with individuals to select appropriate additional plans that address their specific financial and lifestyle needs. The agency also assists small business owners in the region with similar supplemental protection offerings. Coverage areas extend into neighboring Salem for residents seeking these services.
For clients who prefer a single policy review, MCJ Insurance Agency offers one-time consultations, while those needing ongoing coverage adjustments can select recurring service options in Beverly, MA. The agency focuses on supplemental insurance, providing policies that help cover deductibles or out-of-pocket expenses traditional health plans may leave unpaid. Service runs on either a one-time, scheduled, or as-needed basis, depending on the specific supplemental plan selected during the initial risk assessment.
Serving Beverly, MA, and the surrounding communities, Soucy Insurance Agency, Inc. specializes in supplemental insurance policies. The agency focuses on coverage options that help individuals manage expenses not fully addressed by primary medical plans, such as accident, critical illness, and hospital indemnity insurance. By assessing each client’s specific needs and existing coverage gaps, the company works to explain available policy benefits clearly. It approaches every case by thoroughly comparing plan options from multiple carriers to find a suitable fit for the client’s budget and circumstances.
Duffy Insurance provides a range of supplemental insurance options designed to bridge coverage gaps left by traditional health or life policies. Its services typically include offering tailored plans and ongoing policy support to help clients manage unexpected medical costs or loss of income. The agency focuses on helping individuals understand their needs and adjust their coverage as life circumstances change. It serves homeowners in single-family houses, residents of apartments, and owners of retail stores.
Carmen Kimball Insurance specializes in supplemental insurance policies that provide financial support for expenses left uncovered by major medical plans. It assists residents of Beverly in navigating and selecting additional coverage such as accident, hospital indemnity, or critical illness insurance. The agency works closely with clients to tailor plans that address gaps in their primary health benefits, ensuring out-of-pocket costs are more manageable. It particularly helps individuals prepare for the increased medical needs often arising during the winter flu season in coastal Massachusetts.
As the seasons shift in Beverly, local residents often find themselves reassessing their financial protections against unexpected health events. Universal Insurance Agency addresses this need by offering supplemental insurance policies designed to fill coverage gaps left by primary medical plans. The agency serves individuals looking for extra support with expenses like deductibles or hospital stays. After an initial consultation to understand a client's existing coverage and personal situation, an agent typically schedules a straightforward in-person or virtual meeting to review available options and gather necessary details for a customized assessment.
National Benefits Insurance works with individuals and businesses to address gaps in standard health coverage. The Beverly, MA agency specializes in supplemental insurance add-ons that help manage out-of-pocket costs from accidents, critical illness, or hospital stays. Policies are designed to provide direct cash benefits for unexpected medical events. Local commercial clients can explore these solutions across different work environments, including professional offices, industrial warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Beverly Cost?
Typical costs for supplemental insurance in Massachusetts vary by plan type and your age. Medigap Plan G premiums for a 65-year-old in Beverly often range from $150 to $300 per month. Medicare Advantage plans may have lower premiums but higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Beverly
Supplemental insurance agents in Beverly Massachusetts help residents navigate Medicare supplements and other gap coverage. Massachusetts has unique rules like the annual Medicare Supplement Open Enrollment period from January 1 to March 31 each year. Agents can explain how state regulations affect your plan choices.
Frequently Asked Questions
What is a supplemental insurance agent in Beverly?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare coverage. In Massachusetts, these agents are licensed by the state and must follow strict consumer protection rules.
When can I enroll in a Medigap plan in Massachusetts?
Massachusetts has a special annual enrollment period from January 1 to March 31 for Medicare Supplement plans. You also have a one-time six-month open enrollment when you first turn 65 and enroll in Medicare Part B.
Do supplemental insurance agents charge fees in Beverly?
Most supplemental insurance agents are paid by the insurance company, not by you. However, some agents may charge a consultation fee. Always ask about any costs before you sign up.