The top-rated supplemental insurance agent in Amherst, Massachusetts is Encharter Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Bresnahan Insurance Agency Inc, Five College Home Insurance Solutions, Facilities Insurance Co. This directory lists 10 supplemental insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Encharter Insurance | 25 N University Dr | (855) 899-0305 |
| 2 | Bresnahan Insurance Agency Inc | 231 Triangle St | (413) 549-1100 |
| 3 | Five College Home Insurance Solutions | 101 University Dr | (413) 402-6658 |
| 4 | Facilities Insurance Co | 201 Natural Resources Rd | (413) 992-5652 |
| 5 | Amherst Insurance | 20 Gatehouse Rd | (413) 253-5555 |
| 6 | Amherst Life Insurance Inc. | 183 University Dr | (413) 307-0921 |
| 7 | Mass Mutual | Triangle St | — |
| 8 | Business Benefits, Inc. | 25 Pray St | (413) 658-0251 |
| 9 | Cynthia A Therrien, RICP, CLTC | 30 Boltwood Walk | (413) 230-3755 |
| 10 | Five College Home Insurance Solutions | 64 Spring St #12 | (413) 402-6658 |
What Does a a Supplemental Insurance Agent in Amherst Cost?
Supplemental insurance costs in Massachusetts vary by plan type, age, and health status. Medigap premiums for a 65-year-old in Amherst typically range from $100 to $300 per month. Medicare Advantage plans may have $0 premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Amherst
Supplemental insurance agents in Amherst, Massachusetts help residents choose plans that fill gaps in Medicare or employer coverage. Massachusetts state law requires standardized Medigap plans for those under 65 with certain disabilities. These agents can explain local options like Medicare Supplement and Medicare Advantage plans available in Hampshire County.
Frequently Asked Questions
What is a supplemental insurance agent in Amherst?
A supplemental insurance agent in Amherst helps you find policies that cover costs not paid by Original Medicare or employer health plans. They are licensed in Massachusetts and can compare Medigap, dental, vision, and hospital indemnity plans.
What types of supplemental plans are common in Massachusetts?
Common plans include Medicare Supplement (Medigap) Plans A through N, Medicare Advantage plans, and standalone dental or vision policies. Massachusetts requires Medigap plans to be guaranteed issue for eligible beneficiaries during open enrollment.
How do I choose a supplemental insurance agent in Amherst?
Look for an agent licensed in Massachusetts with experience in Medicare and individual health plans. You can verify their license through the Massachusetts Division of Insurance website.