The top-rated supplemental insurance agent in Wilbraham, Massachusetts is Val J Scatolini Insurance, rated 4.9 stars across 44 reviews. Other highly rated options include Rooney Insurance & Financial, Stonewall Insurance Group Inc., MountainOne Insurance. This directory lists 10 supplemental insurance agents serving Wilbraham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Val J Scatolini Insurance | 85 Post Office Park | (413) 596-2593 |
| 2 | Rooney Insurance & Financial | at the corner of Boston & Brainard Roads, 2341 Boston Rd | (413) 887-8817 |
| 3 | Stonewall Insurance Group Inc. | 40 Post Office Park | (413) 566-0091 |
| 4 | MountainOne Insurance | 2361 Boston Rd | (413) 596-3753 |
| 5 | W F Logan Insurance Agency, Inc | 2133 Boston Rd | (413) 596-6161 |
| 6 | Karen L Madden Insurance | Wilbraham, MA 01095 | (413) 543-3565 |
| 7 | Cowles & Connell Insurance | 85 Post Office Park # 8517 | (413) 596-0174 |
| 8 | Aflac | 3185 Boston Rd | (413) 358-6565 |
| 9 | Northwestern Mutual | 2341 Boston Rd b200 | (413) 748-8740 |
| 10 | Prudential | 2341 Boston Rd | (413) 599-0919 |
As winter approaches in Hampden County, residents often begin reviewing their health coverage options to address rising medical expenses. Val J Scatolini Insurance in Wilbraham provides supplemental insurance solutions that help bridge the financial gaps left by primary policies. This local agency works with individuals to identify specific coverage weaknesses in their existing plans and recommend suitable supplementary benefits. By focusing on personal consultations, the company ensures clients understand how various plans function regarding deductibles and copayments. An initial assessment of current coverage and anticipated medical needs begins every engagement.
Rooney Insurance & Financial works with clients in Wilbraham, Massachusetts, to evaluate gaps in existing health coverage and identify suitable supplemental insurance policies. The company specializes in adding plans that help cover deductibles, copays, and other out-of-pocket expenses not addressed by major medical insurance. This includes offering complementary products such as accident, critical illness, and hospital indemnity policies. Such coverage provides financial backup for businesses and individuals operating across local commercial sectors, including offices, warehouses, and food service.
Stonewall Insurance Group Inc. serves residential customers in Wilbraham, Massachusetts, helping to fill gaps left by primary health plans. The company also offers supplemental coverage for commercial clients in the local area, addressing needs for income protection or critical illness support. Typical coverage options are explained clearly so that area policyholders can plan for unexpected medical costs. After an initial plan is set, the agency provides follow-up assistance to adjust policies or answer questions between regular visits.
As winter storms often leave Wilbraham residents facing unexpected medical costs, MountainOne Insurance helps clients manage gaps in Medicare or employer coverage. As a supplemental insurance agent, the company focuses on policies that address deductibles and copayments for hospital stays or outpatient procedures common to the area. By reviewing a client’s current health plan and typical seasonal risks, they ensure appropriate coverage is in place. An initial consultation is scheduled to inspect each individual’s existing benefits and recommend suitable adjustments.
W F Logan Insurance Agency, Inc is known in the Wilbraham, Massachusetts area for providing supplemental insurance coverages that help fill gaps left by primary health plans. The agency serves local residents needing tailored policies to manage out-of-pocket medical costs and unexpected expenses. Its typical service range includes Medicare supplements, critical illness plans, accident insurance, and related options designed for individual financial security. A specialty service this agency can add on is hospital indemnity coverage for fixed cash benefits during extended stays.
Karen L Madden Insurance serves residents of Hampden County from its location in Wilbraham, Massachusetts. This agency focuses on providing supplemental insurance policies that help cover gaps left by primary health plans. Such coverage often includes benefits for unexpected medical costs or income loss during illness. Commonly available policies in this area support clients with hospital stays, accident recovery, or long-term care needs. The company currently assists individuals with securing Medicare supplement plans and critical illness insurance.
Cowles & Connell Insurance provides supplemental insurance solutions to individuals and small businesses throughout the Wilbraham, Massachusetts area. Their service options include policy reviews and guidance on selecting coverage that fills gaps left by primary health or life plans. They assist clients with routine policy inquiries, claims support, and plan adjustments to accommodate changing needs. Their property services cover single-family homes and apartments, as well as the specific requirements of local retail stores and restaurants seeking to safeguard their operations.
Serving the Wilbraham, Massachusetts area, this company provides supplemental insurance coverage that helps individuals manage out-of-pocket expenses not fully covered by major medical plans. The agency specializes in accident, critical illness, and hospital indemnity policies. These add-ons offer direct cash benefits to policyholders, supporting financial stability during unexpected health events. Commercial clients can be accommodated as well, with tailored group plans available for offices, warehouses, and food service operations.
Northwestern Mutual in Wilbraham, Massachusetts, serves local homeowners and business owners seeking to protect their assets from unexpected financial loss. The agency provides supplemental insurance solutions designed to cover gaps left by standard policies, helping clients manage risks related to property damage or liability claims. Its advisors work closely with individuals and families to tailor coverage for their specific needs. The agency also extends its services to the surrounding communities within the greater Springfield metropolitan area.
Prudential serves Wilbraham, Massachusetts, and the surrounding communities, handling supplemental insurance policies that cover gaps left by primary health plans. It helps clients manage out-of-pocket costs from hospital stays, critical illnesses, and accidents with simple cash benefits paid directly to the policyholder. Each job begins with a thorough needs review to identify specific coverage gaps, then recommends appropriate plans tailored to the individual’s budget and health concerns.
What Does a a Supplemental Insurance Agent in Wilbraham Cost?
Supplemental insurance agent services in Massachusetts are typically commission-based meaning you pay no direct fee for their help. Medigap Plan G premiums for a 65-year-old in Wilbraham often range from $130 to $250 per month depending on the insurer and underwriting. Medicare Advantage plans may have $0 premiums but include copays and network limits. This is general information not insurance advice.
About supplemental insurance agents in Wilbraham
Supplemental insurance agents in Wilbraham Massachusetts help residents find policies that cover gaps in Medicare and other primary plans. Massachusetts has specific rules for Medigap plans including a birthday rule that allows seniors to switch plans within 30 days of their birthday without medical underwriting. These agents can explain local options and guide you through enrollment periods.
Frequently Asked Questions
What does a supplemental insurance agent in Wilbraham do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap Medicare Advantage or dental and vision policies. They explain coverage details and costs for policies available in Hampden County.
When can I enroll in a Medigap plan in Massachusetts?
In Massachusetts you have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. You also have a birthday rule allowing a 30-day window each year to switch to a similar or lesser plan without health questions.
Are there state-specific rules for supplemental insurance in Massachusetts?
Yes Massachusetts has a standardized Medigap plan structure with nine plan types labeled A through N. The state also requires guaranteed issue rights for certain situations like losing employer coverage. Agents must be licensed by the Massachusetts Division of Insurance.